Titin Juniarti
Universitas Brawijaya

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Peran Pembiayaan Perbankan dan Government Support Melalui Finance Behavioral Untuk Meningkatkan Kinerja UKM Sudarnice Sudarnice; Andry Stepahnie Titing; Titin Juniarti
ASSET: Jurnal Manajemen dan Bisnis Vol. 8 No. 1 (2025): Juni
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/asset.v8i1.11962

Abstract

So that SMEs can remain competitive in an unstable market circle, in the digital era, especially after the current COVID-19 pandemic crisis, SME performance needs to be improved. Therefore, the main objective of this research is to identify the influence in improving SME performance through the relationship between government encouragement variables and bank relationships on SME performance with the mediating role of financial behavior. The method applied in the research starts from data collection, the researcher took a list of SMEs as a sample frame using characteristics that have relationships with banks and the government. Data was obtained by distributing questionnaires to 115 SME owners and supported by several interviews with SME owners due to respondents' lack of understanding of the variables we used, then factor analysis was carried out using the Principal Component Analysis method. The data analysis method used in this research also uses Structural Concept Equation Modeling (SEM) with the Partial Least Square (PLS) program. The research results show that SME performance is not directly influenced by bank relationships and government support, but there is an indirect influence through financial behavior
The Role of Foreign Investment and Domestic Investment in Indonesia's Gross Domestic Product (GDP) David Kaluge; Titin juniarti; Sudarnice Sudarnice
Jurnal Ekonomi & Bisnis Vol 4 No 2 (2025): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v4i2.1068

Abstract

This research is important to provide a clear picture of Indonesia's economic dynamics and to support better decision-making in economic policy. Increased domestic investment is not enough to drive overall economic growth, and foreign investment is also not in line with the increase in domestic investment due to a mismatch between domestic investment and expected economic growth outcomes. The purpose of this study is to analyze the role of foreign investment and domestic investment on Indonesia's Gross Domestic Product (GDP). This study uses time series data from 2014-2023. The results of this study indicate that Foreign Direct Investment (FDI) does not have a significant positive effect on Indonesia's Gross Domestic Product (GDP). Although it shows a positive direction, the effect is not significant, so increasing foreign investment is still needed to drive the growth of Indonesia's Gross Domestic Product (GDP). Domestic Direct Investment (DDI) has a significant positive effect on Indonesia's Gross Domestic Product (GDP). This indicates that PMDN significantly contributes to GDP growth in Indonesia, with a stronger role than foreign investment. Simultaneously, foreign investment and domestic investment had a positive and significant impact on Indonesia's Gross Domestic Product (GDP) from 2014 to 2023. This indicates that although domestic investment had a partial negative impact, both simultaneously still made a positive contribution to economic growth.