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All Journal JSE: Jurnal Sharia Economica
Nanda Shofi Maula
STAI Muhammadiyah Tulungagung
Economics, Econometrics & Finance

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PENERAPAN PRINSIP SYARIAH TERHADAP KEPUTUSAN KONSUMEN DALAM MENGGUNAKAN JASA PERCETAKAN: STUDI KASUS PADA INTAN COMPUTER FOTOCOPY & DIGITAL PRINTING KARANGREJO - TULUNGAGUNG Nanda Shofi Maula; Muhammad Saiful Rifai; Mochamat Amarodin
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v5i1.2965

Abstract

Studi ini mengkaji penerapan prinsip-prinsip Islam dalam operasional INTAN COMPUTER, sebuah usaha mikro percetakan dan digital printing di Karangrejo, Tulungagung, dan menganalisis pengaruhnya terhadap pengambilan keputusan konsumen. Bertempat di bidang etika bisnis Islam dan perilaku konsumen, studi ini bertujuan untuk mendeskripsikan bagaimana ṣidq (kejujuran), amanah (kepercayaan), 'adl (keadilan), dan tablīgh (transparansi) diterapkan dan bagaimana nilai-nilai ini membentuk kepercayaan dan loyalitas pelanggan. Metode kualitatif deskriptif digunakan melalui observasi, dokumentasi, dan pengalaman langsung peneliti di tempat kerja. Temuan penelitian menunjukkan bahwa penerapan nilai-nilai etika Islam yang konsisten mendorong persepsi konsumen yang positif, rasa aman, dan keterlibatan emosional yang lebih kuat. Faktor agama dan psikologis terbukti lebih berpengaruh daripada pertimbangan ekonomi dalam membentuk pilihan konsumen. Studi ini berkontribusi pada literatur tentang etika bisnis Islam dengan menyajikan bukti empiris dari sebuah usaha percetakan skala mikro. Hasil penelitian ini menyoroti pentingnya nilai-nilai Islam sebagai strategi bisnis yang berkelanjutan dan kompetitif. Kata kunci: Etika bisnis Islam, perilaku konsumen, prinsip Syariah, kepercayaan, pencetakan digital
KONTRUKSI AKAD PENUKARAN UANG MENJELANG IDUL FITRI DALAM PERSPEKTIF FIKIH MUAMALAH Nanda Shofi Maula; Abdul Khalid Ramadhan; Hamzah Surya Amaludin; Mohammad Saiful Rifai
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/8wswkn98

Abstract

The practice of money exchange before Eid al-Fitr has become a recurring socio-economic phenomenon in Indonesian society, especially through informal exchange services. The increasing public demand for small denomination banknotes has encouraged the growth of exchange services that charge additional fees. From the perspective of fiqh muamalah, this practice remains controversial because it involves the exchange of similar currency with different nominal values, raising concerns regarding contract clarity, transaction objects, and the potential existence of riba. This study aims to analyze the construction of contracts in pre-Eid money exchange practices and evaluate their conformity with the principles of Islamic commercial law. The research employed a qualitative descriptive method using empirical and normative approaches. Data were collected through interviews with three informal money exchange providers in Tulungagung and Blitar and two experts in fiqh muamalah and Islamic financial institutions. The study was strengthened through literature reviews of scientific journals, DSN-MUI fatwas, religious articles from NU and Muhammadiyah, and classical fiqh references. The findings show that legal differences arise from differing views regarding the object of the contract and the position of service fees. Clear separation between exchange transactions and service compensation is essential to ensure compliance with Islamic commercial principles properly.
Co-Authors Abdul Khalid Ramadhan Hamzah Surya Amaludin Mochamat Amarodin Mohammad Saiful Rifai Muhammad Saiful Rifai