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All Journal Jurnal Manajemen Aset Infrastruktur dan Fasilitas Al-Kharaj: Journal of Islamic Economic and Business
Muhammad Fakhri Khairi
Universitas Islam Negeri Sultan Syarif Kasim Riau
Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Library & Information Science Mathematics Social Sciences Transportation

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Social Media As An Instrument To Encourage The Consumption Of Halal Products M.Ilham; Muhammad Fakhri Khairi; Khoirudin; MHD. Nanang Hidayat
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9814

Abstract

The development of social media has brought significant changes in communication patterns, marketing, and consumption behavior among Muslim communities, including in the selection of halal products. This study aims to analyze the role of social media as an instrument in shaping halal awareness, constructing a halal lifestyle, and influencing consumption behavior and purchasing interest in halal products in the digital era. The study used a literature review approach through the study and synthesis of various previous research results relevant to the themes of social media, halal lifestyle, and Muslim consumer consumption behavior. The analysis was conducted using content analysis techniques to identify patterns of relationships, similarities, and differences in findings between studies. The results of the study indicate that social media functions as an effective agent of halal socialization through the dissemination of halal certification information, educational content, and Islamic lifestyle narratives packaged visually and interactively. Social media exposure encourages the internalization of halal values, which are then integrated into consumer identity and preferences as part of a halal lifestyle. Furthermore, social media also influences consumption behavior and purchasing interest through the mechanisms of perception formation, trust, social influence from influencers and digital communities, and the construction of symbolic meanings for halal products. However, consumption of halal products in the digital era is driven not only by religious awareness but also by trends, social image, and the appeal of content, which have the potential to trigger consumer behavior. This research confirms that social media is a multidimensional instrument that connects religious values with digital market dynamics and plays a role in shaping the norms and practices of halal consumption in modern Muslim communities.
Understanding Of Sharia Contracts Among Msme Actors Khoirudin; MHD. Nanang Hidayat; M.Ilham; Muhammad Fakhri Khairi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9812

Abstract

Understanding sharia contracts is an important aspect in supporting MSME business practices in accordance with Islamic economic principles. However, in practice, many MSME actors take advantage of sharia financing without an adequate conceptual understanding of the contracts used. This study aims to analyze the level of understanding of MSME actors on the concept, principles and mechanisms of sharia contracts, the factors that affect them and their implications for business management and financial decision-making. The research uses the literature review method by examining various scientific journals and academic publications related to Islamic financial literacy, sharia financing and the implementation of contracts in MSMEs. Analysis is carried out through content analysis and narrative synthesis to find patterns of findings, similarities, differences and research gaps. The results of the study show that the level of understanding of sharia contracts for MSME actors is still relatively low to moderate and tends to be terminological and procedural. Influencing factors include Islamic financial literacy, education and education, business experience, the role of Islamic financial institutions, managerial capacity and business digitalization dynamics. A good understanding of contracts has been proven to have implications for the suitability of business practices with sharia principles, more structured financial management, understanding of business risks and more rational financing decisions. This research emphasizes the importance of strengthening literacy and sustainable mentoring so that the understanding of sharia contracts can be internalized in the business behavior of MSMEs and support the sustainability of sharia-based businesses.
Implementation Of Sharia Economic Principles In Micro, Small And Medium Enterprises Muhammad Fakhri Khairi; Khoirudin; MHD. Nanang Hidayat; M.Ilham
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9813

Abstract

This study aims to analyze the implementation of sharia economic principles in Micro, Small, and Medium Enterprises (MSMEs) and its impact on business management and economic performance based on a literature review. The approach used is a literature review by examining various scientific journals discussing the application of sharia values in MSME practices. The data used is secondary data from relevant previous research results, which are then analyzed descriptively and analytically to identify implementation patterns, impacts, and research gaps. The results of the study indicate that the implementation of sharia economic principles in MSMEs is reflected in fair and honest transaction practices, a riba-free financing system with clear contracts, transparent and accountable financial management, and strengthening the social dimension through cooperation and business ethics. The application of these principles has a positive impact on the quality of business governance, improved managerial discipline, capital structure stability, better risk management, and increased consumer trust and loyalty. Economically, sharia values contribute to business sustainability and the expansion of market opportunities, including through the use of digital media that maintains ethical transactions. However, the literature also indicates research gaps such as the dominance of local case studies, the lack of quantitative measurements of economic impact, and limited studies on the integration of sharia principles with digital and financial technology. This research confirms that the principles of Islamic economics not only serve as moral guidelines but also as a strategy for strengthening fair, resilient, and sustainable MSMEs in facing the dynamics of the modern economy.
Productive Zakat And Its Implications For Improving Mustahik Welfare MHD. Nanang Hidayat; M.Ilham; Muhammad Fakhri Khairi; Khoiruddin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countrie
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.9884

Abstract

This study aims to analyze the concept, implementation forms, implications, and factors influencing the effectiveness of productive zakat in improving the welfare of those entitled to receive it. Productive zakat is viewed as a Sharia-based economic empowerment instrument that focuses not only on consumer assistance but also on creating sustainable income sources through business capital, training, and mentoring. This study used a literature review approach, examining various scientific journals discussing the implementation of productive zakat in zakat management institutions such as BAZNAS and LAZ in Indonesia. The analysis was conducted using content analysis and thematic synthesis techniques to identify implementation patterns, impacts, and supporting factors for the program's success. The study results indicate that productive zakat has significant implications for increasing mustahik's income, the sustainability of micro-enterprises, family economic stability, and improving quality of life. Furthermore, productive zakat also has broader socio-economic impacts, such as local business growth and employment. Program effectiveness is influenced by the professionalism of zakat institution management, the accuracy of mustahik selection, the quality of business mentoring and training, ongoing monitoring, and the motivation and readiness of mustahik to develop their businesses. With integrated management, productive zakat has great potential as a poverty alleviation strategy based on sustainable and socially just sharia economics.
Produk dan Layanan Utama Perbankan Syariah: Key Products and Services of Islamic Banking Nafia Sismita; Muhammad Fakhri Khairi; Muhammad Albahi; Kiki Hardiansyah Siregar
Jurnal Manajemen Aset Infrastruktur & Fasilitas Vol 9 No 4 (2025): Jurnal Manajemen Aset Infrastruktur & Fasilitas
Publisher : Departemen Teknik Sipil ITS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sistem perbankan syariah merupakan entitas perbankan yang menjalankan operasionalnya berlandaskan pada ketentuan-ketentuan syariat Islam, dengan penekanan utama pada pengharaman riba, gharar, dan maisir. Ragam produk serta layanan primer yang disediakan oleh perbankan syariah mencakup skema pembiayaan, fasilitas simpanan, dan berbagai jasa keuangan lainnya yang telah diselaraskan dengan hukum Islam. Skema pembiayaan yang ditawarkan meliputi akad murabahah, musyarakah, mudharabah, dan ijarah, sementara fasilitas simpanan terdiri atas tabungan wadiah serta deposito mudharabah. Di samping itu, perbankan syariah turut menyajikan layanan perbankan digital, konsultasi keuangan berbasis syariah, dan instrumen investasi melalui sukuk. Implementasi produk dan layanan tersebut bertujuan untuk menghadirkan manfaat ekonomi yang berkeadilan, transparan, dan selaras dengan etika syariah, sekaligus mendorong inklusi keuangan bagi seluruh lapisan masyarakat.
Co-Authors Khoiruddin Khoirudin Kiki Hardiansyah Siregar M.Ilham MHD. Nanang Hidayat Muhammad Albahi Nafia Sismita