Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Competitive Jurnal Akuntansi dan Keuangan Jurnal Ilmiah Edunomika (JIE)
Alfato Yusnar Kharismasyah
Faculty of Economics and Business, Universitas Muhammadiyah Purwokerto
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
FINANCIAL LITERACY AND COPING STRATEGY CHOICES AMONG MSME IN BANYUMAS REGENCY Priandhita Wibawanti; Wida Purwidianti; Nawalin Nazah; Alfato Yusnar Kharismasyah
COMPETITIVE Vol 10 No 1 (2026): Competitive Jurnal Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/competitive.v10i1.15294

Abstract

The global market competition demands that Micro, Small, and Medium Enterprises in Banyumas Regency have effective coping strategies to survive in dynamic conditions. This study aims to examine the influence of financial distress, self-efficacy, leadership skills, and financial literacy on the selection of coping strategies. A total of 105 respondents were included, with the sample size determined using Slovin’s formula at a 10% error tolerance level. Data analysis was conducted through multinomial logistic regression, with coping strategies categorized into three main choices: cost efficiency, downsizing, and bank loans. The results of study indicate that among the four variables tested, only financial literacy has a positive effect on the selection of coping strategies. Financial literacy increases the possibility of entrepreneurs choosing cost efficiency by 1.150%, downsizing by 2.103,9%, and bank loans by 3.412,1%. These findings underscore the role of financial literacy as key factor in determining strategies to withstand the pressures of global competition. Thus, financial literacy becomes a new perspective in the process of selecting coping strategies, while also contributing to the development of literature on factors influencing the resilience of Micro, Small, and Medium Enterprises. This study also helps identify best practices in utilizing online media for product promotion, thereby enhancing the competitiveness of businesses in Banyumas Regency.
DYNAMICS OF EMOTIONAL INTELLIGENCE, SELF-EFFICACY, AND PSYCHOLOGICAL EMPOWERMENT IN ENHANCING HOSPITAL HEALTHCARE WORKERS’ WORK ENGAGEMENT Ghina Raudhatul Jannah; Fatmah Bagis; Erny Rachmawati; Alfato Yusnar Kharismasyah
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.18934

Abstract

In healthcare organizations, the emotional and psychological dynamics of the workforce are important factors that determine the quality of work engagement. This study aims to analyze the effect of emotional intelligence on work engagement by including self-efficacy and psychological empowerment as mediating variables among hospital employees in Banjarnegara Regency. This study used a quantitative approach with stratified random sampling, involving 342 respondents from three hospitals and analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) 3.0 method. The results showed that emotional intelligence had a positive effect on self-efficacy, psychological empowerment, and work engagement. Psychological empowerment was found to act as a mediating variable that has a direct effect on the relationship between emotional intelligence and work engagement, while self-efficacy did not show a direct effect or mediating effect. These findings confirm that psychological empowerment is a key mechanism that links the emotional abilities of healthcare workers to their work engagement. Practically, these results suggest that hospital management should prioritize strengthening emotional capacity and psychological empowerment conditions to improve employee motivation, dedication, and service quality. Further research is recommended to expand the sector context to gain a more comprehensive understanding.
Co-Authors Erny Rachmawati Fatmah Bagis Ghina Raudhatul Jannah Nawalin Nazah Priandhita Wibawanti Wida Purwidianti