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This Author published in this journals
All Journal Indonesian Journal of Business and Entrepreneurship (IJBE) Community Engagement and Emergence Journal (CEEJ) Jurnal Orientasi Bisnis dan Entrepreneurship
Muhammad Ramaditya
Department Of Business Administration, Faculty Of Administrative Science, Universitas Indonesia
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Other

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Digital Leadership and Employee Performance: Mediating Role of Digital Culture and Digital Skill in Financial Services Companies in Jakarta Shinta Arista; Muhammad Ramaditya; Abdul Razak Abdul Hadi
Indonesian Journal of Business and Entrepreneurship Vol. 12 No. 2 (2026): IJBE, Vol. 12 No. 2, May 2026
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.12.2.478

Abstract

Background: Digital Transformation Landscape in Indonesia asserts that successful digital transformation in Indonesia depends not only on technology adoption but also on human resource readiness and leadership effectiveness in guiding change processes.Purpose: This study aims to analyze the influence of digital leadership on employee performance, with digital culture and digital skills serving as mediating variables, among employees working in financial services companies in Jakarta, including the banking, securities, investment, insurance, and financing sectors. Design/methodology/approach: The research employs a quantitative approach by distributing questionnaires to 124 respondents and analyzing the data using Structural Equation Modeling (SEM). The study used non-probability purposive sampling due to limited population accessibility and specific criteria for respondents, namely employees who have worked in the company for at least one year and utilize digital technology in their daily tasks.Findings/Result: The findings indicate that digital leadership has a positive and significant effect on employee performance, both directly and through the mediation of digital culture and digital skills. Conclusion: These results conclude that strong digital leadership enhances employees’ digital skills, fosters a digital culture, and improves employee performance, thereby supporting the company’s digital transformation initiatives, while also extending the literature on their mediating roles in digital transformation contexts.Originality/value (State of the art): A well-established digital culture encourages employees to view digital technology not merely as a tool but as an integral part of daily work practices. The internalization of digital-based values, norms, and habits enables employees to leverage technology for faster, more integrated information sharing, collaboration, and innovation. Keywords:  digital leadership, digital culture, digital skill, employee performance, financial services industry
Evaluation of Risk Management in Lending Activities by LKM Artha Kerta Raharja Syahrul Effendi; Maya Mustika; Faris Faruqi; Muhammad Ramaditya
Jurnal Orientasi Bisnis dan Entrepreneurship (JOBS) Vol 6 No 2 (2025): DECEMBER 2025
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jobs.v6i2.4485

Abstract

This study aims to provide comprehensive insights into loan disbursement procedures, risk evaluation, and the role of Microfinance Institutions (MFIs) in promoting financial inclusion. A qualitative research method was employed, using observation, interviews, and documentation for data collection. The research was conducted at Artha Kertaraharja Microfinance Institution located in Cikupa, Tangerang Regency, with a focus on evaluating risk management in loan disbursement activities. Data were obtained through structured and semi-structured interviews and document analysis. The findings indicate that Artha Kertaraharja MFI primarily provides microloans and multi-purpose business loans to strengthen working capital, improve living standards, and support regional economic development. The loan disbursement process includes assessing borrower profiles, determining loan amounts, and analyzing owned assets. Risk evaluation plays a crucial role in this process. The MFI applies the Rate Payment Capacity (RPC) method to assess credit risk by calculating borrowers’ net income after household and business expenses to measure repayment ability. Additionally, Artha Kertaraharja MFI implements persuasive, non-coercive collection approaches, offers preventive solutions, and provides credit insurance for borrowers experiencing serious repayment difficulties
Meningkatkan Kesiapsiagaan Warga Terhadap Kebakaran Di Kelurahan Tambora: Pelatihan, Simulasi, Dan Distribusi Apar Dewi Lusiana; Muhammad Ramaditya; Donny Oktavian Syah; Annisa Parastry; Abdur Rahman
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 5 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i5.9305

Abstract

Kelurahan Tambora, Jakarta Barat, merupakan salah satu wilayah dengan kepadatan penduduk tertinggi di Indonesia dan memiliki kerentanan tinggi terhadap kebakaran. Permasalahan utama berasal dari padatnya bangunan, instalasi listrik yang tidak standar, serta penggunaan gas elpiji pada rumah tangga dan UMKM. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan kesiapsiagaan warga melalui pelatihan mitigasi kebakaran, simulasi evakuasi, serta distribusi Alat Pemadam Api Ringan (APAR). Kegiatan diikuti oleh sekitar 50 peserta dari 12 RT. Setiap RT memperoleh satu unit APAR yang dapat digunakan sebagai sarana pemadaman awal. Hasil kegiatan menunjukkan bahwa peserta merasa terbantu, lebih percaya diri, serta mampu memahami langkah pencegahan dan penanggulangan kebakaran. Kegiatan ini juga menghasilkan rencana tanggap darurat berbasis komunitas dan buku saku Siaga Api sebagai panduan praktis bagi peserta. Dengan demikian, program ini berkontribusi terhadap pencapaian SDGs 11, yaitu menjadikan permukiman aman, tangguh, dan berkelanjutan.
Co-Authors Abdul Razak Abdul Hadi Abdur Rahman Annisa Parastry Dewi Lusiana Donny Oktavian Syah Effendi, Syahrul Faris Faruqi Mustika, Maya Shinta Arista