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Usage of Financial Services and Financial Performance of Agribusiness MSMEs in Greater Kigezi Sub-Region, Uganda Kabagambe Jesse David; Moses agaba
International Journal of Management and Business Applied Vol. 5 No. 1 (2026)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijmba.v5i1.1783

Abstract

This study examines the influence of financial usage on the financial performance of agribusiness micro, small and medium enterprises (MSMEs) in Uganda’s Greater Kigezi sub-region. While financial inclusion initiatives in Uganda have significantly expanded access to formal financial services, emerging evidence suggests that access alone does not guarantee improved enterprise outcomes unless services are actively and consistently used. Rural agribusiness MSMEs, which operate in seasonal, cash-intensive, and infrastructure-constrained environments, provide an important context for evaluating whether financial usage translates into measurable performance gains. A cross-sectional survey design was employed, and primary data were collected from agribusiness MSME owners and managers across the six districts of Greater Kigezi. A total of 208 valid observations (N = 208) were analyzed using descriptive statistics, correlation analysis, and ordinary least squares (OLS) regression. Measurement quality was assessed prior to estimation. Content validity was confirmed (CVI = 0.90), while construct adequacy of the financial usage indicators was evaluated using the Kaiser–Meyer–Olkin (KMO) measure and Bartlett’s Test of Sphericity. The KMO value of 0.500 indicated marginal sampling adequacy, while Bartlett’s Test was statistically significant (χ² = 71.523, df = 1, p < .001), confirming the presence of meaningful correlations among the usage indicators. Given the behavioral and heterogeneous nature of usage, indicators were retained as observed measures rather than aggregated into a composite factor. Reliability diagnostics were satisfactory. Empirical results reveal a positive and statistically significant relationship between financial usage and MSME financial performance. The study concludes that deepening the actual use of financial services is critical for improving agribusiness MSME profitability and stability in rural Uganda and recommends that inclusion policies shift from access expansion toward usage-oriented interventions.
Fair Treatment And Organisational Citizenship Behavior in Higher Learning Institutions In Kabale, Uganda Moses agaba; Arthur Sunday
Adpebi International Journal of Multidisciplinary Sciences Vol. 5 No. 1 (2026)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijms.v5i1.1853

Abstract

This study focused on fair treatment and Organizational Citizenship Behavior within selected higher education institutions in Kabale District,Uganda. There is increasing concern over staff limited cooperation among colleagues, reluctance to take initiative, and low commitment to institutional goals. This study seeks To examine the relationship between fair treatment and Organisational Citizenship Behavior among institutions of higher learning in Kabale District. For the sake of achieving the objective of this study the study adopted a descriptive cross-sectional survey design and also utilized a quantitative approach for data collection, management, and analysis and a sample size of 235 respondents were be drawn from the total study population of 269 individuals. The study's findings revealed that there is a relationship between fair treatment and organizational citizenship behaviour among Kabale District's higher education institutions. The study concluded that there is relationship between fair treatment and Organisational Citizenship Behavior among institutions of higher learning in Kabale District,. The study recommends that Institutions of higher learning in Kabale District should develop and implement clear policies and practices that promote fairness in treatment across all levels of staff,Institutions of higher learning in Kabale District
Stakeholders’ Decision Making and Sustainability of Potato Projects In Rubanda, Uganda Moses Agaba; John Bosco Turyasingura; Arinaitwe Julius Byarugaba; Jasper Atukwase; Ngele Mwazuna Alice
Asean International Journal of Business Vol. 5 No. 1 (2026)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v5i1.1721

Abstract

With a focus on potato projects in the Rubanda district, this study aimed to investigate how stakeholder decision-making affects the sustainability of donor-funded agricultural projects in Uganda. A cross-sectional survey design was used in the study. A total of 139 respondents' data was gathered, and both quantitative and qualitative analysis were performed. Frequency tables were used to display the data because descriptive analysis involved describing a single variable and its characteristics. A Pearson correlation matrix was used to determine the relationships between the dependent variable and the predictor variables at the bivariate level. To fit the data, a linear regression model was employed. Regression model research results indicate that stakeholders' decisions regarding potato projects have an impact on project sustainability (R=829). The primary finding of this study is that decisions have an impact on the sustainability of potato projects in the district of Rubanda. Therefore, if the sustainability of potato projects in Rubanda district is to be achieved, the study suggests that project managers and project implementers should focus more on stakeholder decision making.
Effect of Positioning On Financial Performance of Tour Firms In Kabale District, Uganda Moses agaba; Sunday Arthur; Kabagambe Jesse David
Asean International Journal of Business Vol. 5 No. 2 (2026)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v5i2.1859

Abstract

This study examined the effect of positioning on the financial performance of tour firms in the Kabale, Uganda, focusing on value proposition, target audience and content strategy. A cross-sectional quantitative research design was employed, targeting 140 registered tour firms. Stratified random sampling produced a sample of 120 respondents drawn from tour, marketing, and finance managers. Primary data were collected using structured questionnaires designed on a 5-point Likert scale. Instrument validity was ensured through expert review, pilot testing, and content validation, while reliability was confirmed with Cronbach’s alpha values above 0.85. Ethical procedures, including informed consent and confidentiality, were observed. Data were analyzed using SPSS version 27, with descriptive statistics summarizing trends and simple linear regression testing hypotheses at a 5% significance level. Findings revealed that community engagement, such as timely information sharing and feedback, significantly predicted financial performance (R² = .126, p < .001). Market positioning emerged as the strongest predictor, accounting for 27% of the variance (R² = .270, p < .001), with firms using targeted messaging and audience segmentation to enhance competitiveness. Overall, the results demonstrate that social media marketing is a key driver of profitability, revenue growth, and return on investment among tourism enterprises. The study concludes that tour firms can leverage social media as a cost-effective and interactive tool to strengthen customer relationships and improve financial outcomes. It recommends greater use of user-generated content, adoption of advanced analytics, and diversification of strategies across platforms to maximize returns.
Inventory Management Systems And Financial Performance of Public Utility Organizations In Kabale Uganda Moses agaba; Kyampeire Shallote
International Journal of Management and Business Applied Vol. 5 No. 2 (2026)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijmba.v5i2.2004

Abstract

Aim – This study examines the effect of inventory management systems on the financial performance of public utility organizations, focusing on the National Water and Sewerage Corporation (NWSC), Kabale Area, Uganda. Specifically, it investigates the effects of inventory planning, stock control practices, and ordering systems on financial performance.Method – The study employed a convergent mixed-methods design combining descriptive and correlational approaches. The target population consisted of 42 respondents, all of whom were included in the study. Data were collected using questionnaires and interview guides. Operational staff were selected through simple random sampling, while managers and officers were selected purposively. Quantitative data were analyzed using descriptive statistics and Pearson correlation analysis, while qualitative data were analyzed thematically.Results – The findings indicate that inventory planning contributes to improved financial performance through better forecasting, cost reduction, resource utilization, and operational efficiency. Effective stock control practices, including accurate record-keeping, periodic stocktaking, loss prevention, and waste reduction, also support financial performance. Furthermore, efficient ordering systems help ensure timely procurement, reduce purchasing costs, and minimize emergency orders. Overall, effective inventory management is associated with improved financial and operational outcomes at NWSC Kabale Area.Novelty – This study contributes context-specific evidence on the relationship between inventory management systems and financial performance in Uganda's public utility sector, an area that remains underexplored. It highlights the importance of integrating inventory planning, stock control, and ordering systems to improve financial and operational efficiency.  
Perceived Organizational Support and Organizational Citizenship Behavior in Selected Institutions of Learning in Kabale, Uganda Abaho Felix; Moses agaba; Turyasingura John Bosco
International Journal of Management and Digital Business Vol. 5 No. 2 (2026)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijmdb.v5i2.1614

Abstract

Aim: This study examines the relationship between fair treatment, career development, rewards and recognition, and Organizational Citizenship Behavior (OCB) among employees of higher education institutions in Kabale District, Uganda.Method: A quantitative approach with a descriptive cross-sectional survey design was employed. Data were collected from 235 respondents selected from a population of 269 individuals and analyzed to examine the relationships between the study variables.Result: The findings indicate that fair treatment and career development are positively associated with OCB. Furthermore, rewards and recognition demonstrate a strong positive and statistically significant relationship with OCB (r = 0.729, p < 0.01). These findings highlight the importance of organizational practices in encouraging employees' voluntary contributions and commitment beyond their formal job responsibilities., Novelty: This study provides empirical evidence on the role of organizational support practices in fostering OCB within higher education institutions in Kabale District. It highlights the importance of integrating fairness, career development opportunities, and effective reward and recognition systems into human resource management strategies to strengthen employee engagement and organizational effectiveness.