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All Journal JSE: Jurnal Sharia Economica IJEMA
A. M. Luthfi Virgiawan
Universitas Islam Negeri Alauddin Makassar
Economics, Econometrics & Finance

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Analisis Model Bisnis Property Syariah Tanpa KPR Bank (Studi Pada Perumahan “Mentari Grand Land” Kab. Gowa) A. M. Luthfi Virgiawan; Sirajuddin; Muslihati
Indonesian Journal of Economics Management and Accounting Vol. 1 No. 1 (2024): IJEMA - Januari 2024
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

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Abstract

Rumah merupakan kebutuhan fisiologis manusia. Saat ini banyak model pembelian properti dan yang terbaru ada model pembelian properti tanpa menggunakan bank. Adapun metode yang digunakan dalam penelitian ini ialah metode kualitatif dengan pendekatan fenomenologi. Berdasarkan hasil penelitian, model bisnis yang diterapkan Mentari Grand Land dalam membangun bisnisnya tanpa menggunakan bank yaitu mengenai penggunaan akad, Mentari Grand Land menggunakan akad Al-bay’ Bi Ad-dayn Wa Bi Attaqsith (jual beli secara kredit dengan diangsur) dalam melakukan pemindahan kepemilikan properti. Selanjutnya pada pembelian rumah, sistem yang digunakan yakni menggunakan sistem indent. Untuk modal pembiayaan, Mentari Grand Land menggunakan modal sendiri tanpa melakukan peminjaman ke bank. Strategi yang diterapkan Mentari Grand Land dalam membangun bisnisnya yaitu dengan menawarkan sebuah konsep properti berupa properti Syariah yang mana kepemilikan rumah yang disediakan oleh developer properti yang berdasarkan pada prinsip syariah dengan menjalankan prinsip-prinsip yang sesuai dengan al-Quran dan Sunnah dengan tujuan menciptakan gaya hidup yang Islami di dalamnya.
TALENT MANAGEMENT AND DEVELOPMENT Nurafifah Sahib; A. M. Luthfi Virgiawan; Abdul Wahab
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/sh093912

Abstract

The development of globalization and digitalization has created increasingly tight competition in the business world. In this situation, the quality of human resources becomes the main factor that determines the success of an organization. This study aims to examine the concepts of talent management and talent development, the importance of implementing these two concepts in modern organizations, the challenges faced in managing talent, as well as strategies for implementing them to improve human resource quality and organizational performance. The research method used is a literature study by reviewing various relevant scientific literature. The findings show that talent management is a strategic process to attract, develop, retain, and place individuals with competencies according to organizational needs, while talent development focuses on the continuous development of employees' skills and potential. Implementing talent management and development has been proven to boost productivity, loyalty, innovation, and the organization's readiness to face changes in the business environment. However, there are some challenges, such as rapid technological advancements, competition in getting the best talent, differences in workforce generational traits, and a lack of organizational commitment to human resource development. Therefore, organizations need to apply an integrated talent management strategy through competency-based recruitment, ongoing training, effective performance appraisal systems, career planning, and building a positive organizational culture.
Co-Authors Abdul Wahab Muslihati Nurafifah Sahib Sirajuddin