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All Journal Jumat Ekonomi: Jurnal Pengabdian Masyarakat
Amir Prihatin
Kantor Akuntan Publik Amir Sabirin
Economics, Econometrics & Finance Education Social Sciences Other

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Transformasi Digital Keuangan UMKM Melalui Pendampingan Aplikasi SIAPIK Wulan Wahyu Ningrum; Yulia Yulia; Sabirin Sabirin; Luqman Luqman; Hani Meilita Purnama Subardi; Izza Karunia Putri; Ari Yunaldi; Musa Ami; Yuyun Yuliana; Saipullah Saipullah; Amir Prihatin
Jumat Ekonomi: Jurnal Pengabdian Masyarakat Vol. 7 No. 1 (2026): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasekon.v7.i1.7239

Abstract

This community service program aims to improve financial literacy and the adoption of digital financial accounting among micro, small, and medium enterprises in Pontianak City and Kubu Raya Regency. The method used was face-to-face active participatory assistance over eight weeks through collaboration between academics and practitioners. The intervention was carried out in five structured stages ranging from problem identification, cash separation education, installation of financial recording applications, technical guidance on transaction entry, to independent monitoring of 45 business owners as target partners. The results indicated a significant improvement in the financial governance of the business actors. The majority of partners successfully separated personal and business cash, became proficient in digital daily transaction entry, and were able to independently download automated profit and loss statements and financial position reports. This activity successfully transformed financial behavior from manual to structured digital record-keeping. Practically, the availability of accountable financial reports enhances the administrative readiness of business owners to access formal financing and strengthens local economic resilience.
Co-Authors Ari Yunaldi Hani Meilita Purnama Subardi Izza Karunia Putri Luqman Luqman Musa Ami Sabirin Sabirin Saipullah Saipullah Wulan Wahyu Ningrum Yulia Yulia Yuyun Yuliana