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Pendampingan Legalitas Usaha Nasabah BTPN Syariah melalui Pembuatan Nomor Induk Berusaha (NIB) di MMS Sukodono Selvi Nur Aidillah; Irma Kurniasari
Abdimas Toddopuli: Jurnal Pengabdian Pada Masyarakat Vol. 7 No. 2 (2026): Volume 7, No 2, Juni 2026
Publisher : Universitas Cokroaminoto Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30605/atjpm.v7i2.7702

Abstract

Usaha Mikro, Kecil, dan Menengah berperan penting dalam mendukung perekonomian nasional, namun banyak pelaku usaha termasuk nasabah BTPN Syariah di MMS Sukodono masih belum memiliki legalitas dasar seperti Nomor Induk Berusaha. Kegiatan pengabdian masyarakat ini bertujuan untuk membantu nasabah memperoleh legalitas usaha melalui pendampingan langsung oleh fasilitator program Bestee. Metode kegiatan dilakukan melalui empat tahap, yaitu perkenalan, pengajaran materi, review materi dan praktik, serta penutupan. Pelaksanaan kegiatan berlangsung selama empat bulan dengan pendampingan rutin kepada 24 nasabah, di mana tujuh di antaranya berhasil menerbitkan NIB sebagai hasil langsung dari program. Hasil pendampingan menunjukkan adanya peningkatan pemahaman nasabah mengenai pentingnya legalitas usaha serta kemampuan dalam mengurus NIB. Program ini tidak hanya memberikan manfaat bagi pelaku usaha, tetapi juga memberikan kesempatan bagi mahasiswa untuk memperluas pengalaman dalam pemberdayaan masyarakat.
Digital Financial Literacy and Financial Inclusion: Visualizing Knowledge Networks through Bibliometric Analysis Irma Kurniasari
Invoice : Jurnal Ilmu Akuntansi Vol. 7 No. 2 (2025): September 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/zwpcw895

Abstract

This study examines the intersection of digital financial literacy and financial inclusion by employing a bibliometric approach to map global research trends, key contributors, and thematic developments in the field. Data were retrieved from the Scopus database, covering publications from 2012 to 2025, and analyzed using Biblioshiny in the R environment. Results reveal a substantial increase in research activity after 2018, reflecting growing academic and policy attention to the role of digital literacy in advancing inclusive finance. India, the United States, and China emerge as the most active contributors, highlighting the global relevance of this issue across both developed and developing economies. Thematic mapping identifies financial literacy, digital financial services, education, empowerment, and fintech adoption as central topics driving the discourse. Network analyses further demonstrate strong international collaborations and an evolving research structure that connects digital technologies, financial behavior, and socio-economic development. Despite these advances, challenges remain in bridging the digital divide, particularly for marginalized groups with limited access to technological infrastructure and financial education. This study contributes by providing a comprehensive overview of the knowledge network on digital financial literacy and inclusion, offering insights for policymakers, educators, and researchers. Strengthening digital financial competencies, supported by inclusive policies and collaborative scholarship, is critical for ensuring equitable access to safe and sustainable financial services in the digital era.