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All Journal Jurnal Manajemen Pendidikan Bulletin of Indonesian Islamic Studies Jurnal Pemberdayaan Masyarakat Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan
Sri Wahyuni
Universitas Jambi, Indonesia
Religion Arts Humanities Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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From Literacy to Inclusion: The Role of Financial Consultants in Improving Financial Accessibility and Well-being Romi Kurniadi; Dwi Rayana Siregar; Sri Wahyuni; Sudawan Supriadi; Fadilla Ulfah; Destri Yaldi
Jurnal Pemberdayaan Masyarakat Vol 4, No 2 (2025)
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jpm.v4i2.369

Abstract

Financial literacy is critical to enhancing the financial well-being of individuals and families, yet a strong understanding alone does not guarantee effective financial decision-making. Financial consultants are key in bridging the gap between knowledge and action. This study analyzes recent trends in financial consultant services and financial literacy using a PRISMA-based systematic review method. Data were gathered from multiple scholarly databases and analyzed through bibliometric techniques to identify publication patterns and keyword relationships. Results reveal that individuals with high financial literacy are more likely to seek professional advice, while those with low literacy levels remain hesitant. Financial technologies such as robo-advisors have emerged as complementary tools but have not replaced human advisors. The study concludes that strengthening regulations, expanding access to financial consulting for lower-middle-income groups, and integrating technology are essential strategies. This research contributes to the scientific field by highlighting the interplay between financial literacy, advisory services, and technology, offering a pathway to more inclusive financial well-being.
SUSTAINABILITY REPORTING QUALITY IN THE BASIC MATERIALS SECTOR OF COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE Sri Wahyuni; Mukhzarudfa Mukhzarudfa; Ratih Kusumastuti; Wiwik Tiswiyanti
Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Vol. 3 No. 3 (2026): Maret
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jakpt.v3i3.3629

Abstract

This study aims to examine the quality of Environmental, Social, and Governance (ESG) reporting and its relationship with the performance and resilience of Basic Materials sector companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2024 period. Based on stakeholder theory and legitimacy theory, this study analyzes the effect of ESG risk transparency on operational stability and market trust. The method used is content analysis with a priori coding based on GRI G4 indicators on 11 companies selected through purposive sampling. The results show a significant transformation in ESG risk profiles; issuers such as TINS, ANTM, SMGR, and INTP successfully achieved the lowest risk category (Negligible to Low Risk) by 2024. The findings reveal that ESG risk management has a strong linear correlation with operational efficiency and access to green financing. Conversely, companies categorized as Severe Risk are more vulnerable to regulatory pressure and market volatility. This study confirms that ESG compliance is a crucial determinant in closing the legitimacy gap and enhancing global competitiveness. The practical implications emphasize the importance of integrating green technology and transparent governance for the basic materials sector to ensure business sustainability in the low-carbon economy era. Kata kunci: Sustainability Report, ESG (Enviromental, Social, and Governance), Firm Performance.
Strengthening National Values and Economic Independence of Students through Integrated Education at Pondok Pesantren Sudawan Supriadi; Ridwan Santoso; Sri Wahyuni; Agustin Wela Sasih
Bulletin of Indonesian Islamic Studies Vol. 4 No. 2 (2025): Bulletin of Indonesian Islamic Studies
Publisher : KURAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/biis.v4i2.1654

Abstract

This study aims to examine the role of integrated education that combines formal education, diniyah (religious) teaching, and entrepreneurship training in Islamic boarding schools to strengthen the national values and economic independence of students. This study uses a Mixed Methods Sequential Exploratory design involving three key informants and forty respondents at Pondok Pesantren Al Muhajirin, Kabupaten Batanghari Jambi. Qualitative data were obtained from interviews, while quantitative data were collected using questionnaires and analyzed through Multivariate Analysis of Covariance tests. The results showed that Integrated Education has a significant role in the variables of national values ​​and economic independence of students. This is evidenced by the analysis output obtained on national values ​​with an F value = 17.0 and a p value < .001 and economic independence with an F value = 24.3, and a p value < .001. Post hoc tests found that the integrated education implementation model was significantly superior in increasing economic independence compared to the national values ​​variable. In short, the synergy of these three aspects of integrated education effectively cultivates graduates with strong national character and economic competitiveness. Islamic boarding schools and policymakers are encouraged to adopt a holistic framework that serves as a systematic solution for producing graduates who are religiously committed, nationalistically inclined, and financially competitive.
ANALISIS FAKTOR KESIAPAN SISWA KELAS XI SMA N 5 KOTA JAMBI DALAM MENGHADAPI PERUBAHAN KURIKULUM Febrina Noviyanti Siregar; Muhammad Arif Liputo; Sri Wahyuni
Jurnal Manajemen Pendidikan Vol. 11 No. 4 (2026): Regular Issue (In Progress)
Publisher : STKIP Pesisir Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34125/jmp.v11i4.3200

Abstract

This study aims to identify the factors that shape the readiness of Grade XI students who choose Economics at SMA Negeri 5 Kota Jambi in facing curriculum changes and determine the most dominant factor.This study employed a quantitative descriptive approach involving 125 students selected through simple random sampling. Data were collected using a Likert-scale questionnaire and analyzed using Principal Component Analysis (PCA) with IBM SPSS Statistics 26.The findings indicate that academic workload and family environment did not meet the PCA requirements and were excluded from the model. Four variables, namely self-efficacy, school environment, learning motivation, and teacher support, formed one principal component named the Learning Adaptation Factor in Facing Curriculum Change, explaining 70.962% of the total variance (eigenvalue = 2.838). Self-efficacy showed the highest factor loading (0.883), indicating that it contributed the most to students' readiness. Unlike previous studies that generally measured readiness levels or examined individual variables, this study identifies the underlying factor structure of student readiness using PCA and proposes the Learning Adaptation Factor in Facing Curriculum Change as the main construct explaining students readiness for curriculum change.
Co-Authors Agustin Wela Sasih Destri Yaldi Dwi Rayana Siregar Fadilla Ulfah Febrina Noviyanti Siregar Muhammad Arif Liputo Mukhzarudfa Mukhzarudfa Ratih Kusumastuti Ridwan Santoso Romi Kurniadi Sudawan Supriadi Wiwik Tiswiyanti