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This Author published in this journals
All Journal Ekonomi Islam Indonesia International Journal of Waqf
Izra Berakon
Sakarya University
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The Influence of Religiosity, Waqf Literacy and Trust on the Intention to Pay Cash Waqf: A Case Study Fathurrohman Ramadan; Izra Berakon
International Journal of Waqf Vol. 5 No. 1 (2025): International Journal of Waqf
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/ijw.v5i1.748

Abstract

This study aims to examine the influence of religiosity, waqf literacy, and trust on the intention to pay cash waqf with a case study of UIN Sunan Kalijaga Yogyakarta Students. This study is a quantitative research with a data collection method using questionnaires. Of the 136 data collected, it was processed using the Partial Least Square – Structure Equation Modelling (PLS-SEM) approach with the help of SmartPLS 3.0. The results of the study show that the variables of religiosity, waqf literacy, and trust have a significant positive effect on a person's attitude in the intention of paying cash waqf. Subjective norms and perceptions of behavior control also have a significant positive effect on the intention to pay cash waqf.
The Role of Mediation and Multigroups Investigation in Analyzing Islamic Fintech Users Behaviour Siti Nur Azizah; Izra Berakon
Ekonomi Islam Indonesia Vol. 7 No. 2 (2025): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v7i2.712

Abstract

This study aims to analyze the influence of financial incentives and digital literacy on user loyalty, with satisfaction as a mediating variable, and to test the differences in influence between variables through multigroup analysis based on gender and region. The study used a quantitative approach with primary data obtained through questionnaires. The sample was determined by purposive sampling technique and included 140 respondents. The data was analyzed using the PLS-SEM method through the WarpPLS version 8 application. The results showed that financial incentives and digital literacy had a significant positive effect on loyalty, with satisfaction as a mediator. However, the influence of digital literacy on loyalty becomes weaker when mediated by satisfaction. Multigroup analysis showed no differences by gender, but there were differences in the effect of financial incentives on loyalty between urban and rural areas.
Co-Authors Fathurrohman Ramadan Siti Nur Azizah, Siti Nur