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All Journal Jurnal Sains Student Research Jurnal Ilmiah Nusantara
Indra Marzuki
Institut Ilmu Al-Qur’an, Jakarta
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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Implementasi Fatwa MUI No. 71/2023 dalam Program Dana Bergulir Fany Nur Faridah; Indra Marzuki
JOURNAL SAINS STUDENT RESEARCH Vol. 4 No. 2 (2026): April: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v4i2.9421

Abstract

The Revolving Fund Program aims to improve the community's economy through easy access to loans and has proven effective in increasing income. However, some people lack discipline in paying their obligations even though the government has provided payment facilities according to business conditions and financial capabilities. This study focuses on the practice of distributing zakat funds using the qardul hasan contract at Baznas Lebak, while also assessing its compliance with the Indonesian Ulema Council (MUI) Fatwa Number 71 of 2023. The research method used is qualitative with a case study approach through field research. A normative-empirical approach was chosen, namely examining the legal provisions in the MUI Fatwa normatively and analyzing its application empirically through observation and interviews. In this way, the study seeks to assess the extent to which the practice of zakat distribution in the form of revolving loans complies with sharia principles and the effectiveness of implementing the fatwa in improving community welfare.
Penerapan POJK 44/2020 dalam Manajemen Risiko Asuransi Syariah Al Amin Hanifah Syifa Maulida; Indra Marzuki
JURNAL ILMIAH NUSANTARA Vol. 3 No. 2 (2026): Jurnal Ilmiah Nusantara Maret 2026
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v3i2.9244

Abstract

This research aims to analyze Risk Management Practices at PT Asuransi Jiwa Syariah Al Amin and assess its compliance with POJK Number 44/POJK.05/2020 regarding the implementation of risk management for non-bank financial service institutions. The type of research used is qualitative in the form of a case study with a juridical-empirical law approach. The research results show that, first, PT Asuransi Jiwa Syariah Al Amin has implemented risk management through the Three Lines of Defense framework and the Risk Control Self Assessment (RCSA) method which includes identification, measurement, control, and risk monitoring. Second, the practice is generally in accordance with the provisions of POJK Number 44/POJK.05/2020 regarding the implementation of risk management for non-bank financial service institutions, especially in the management of nine types of risks and reporting to supervisory agencies. However, the obligation to have an integrated risk management information system has not been fully fulfilled because data management is still manual.
Co-Authors Fany Nur Faridah Hanifah Syifa Maulida