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p-Index From 2021 - 2026
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All Journal Sharing: Journal Of Islamic Economics, Management And Business Journal Of Legal Sustainability (JOLS)
Haniah Lubis
UIN Sultan Syarif Kasim Riau
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Analisis Hukum E-Commerce dalam Perspektif Hukum Ekonomi Syariah Nilam Erman; Haniah Lubis
Journal of Legal Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v3i2.506

Abstract

The development of e-commerce in the digital era has facilitated trading activities, but has also given rise to various legal issues such as gharar, tadlis, usury, and weak consumer protection. This condition makes the study of e-commerce from the perspective of Sharia Economic Law important to ensure that digital transactions remain in accordance with Sharia principles and provide justice for all parties. This study aims to analyze the validity of e-commerce transactions, identify elements that conflict with Sharia, and explain the application of Sharia Economic Law principles in electronic commerce. The study uses a qualitative approach with library research. Data were obtained from books, scientific journals, academic articles, fatwas of the National Sharia Council (DSN-MUI), and various literature relevant to the research theme. The data analysis technique uses a qualitative descriptive method by outlining and interpreting various concepts of Sharia Economic Law in e-commerce practices. The results of the study indicate that e-commerce transactions are basically permissible in Islam as long as they fulfill the pillars and conditions of the contract and avoid elements of gharar, tadlis, and usury. In addition, the application of the principles of honesty, transparency, and consumer protection is an important aspect in creating a digital trading system that is in accordance with Sharia values.
Digitalisasi Sebagai Strategi Penguatan Lembaga Keuangan Mikro Syariah Di Indonesia Haniah Lubis; Irsya Putri Awana; Naila Nazwa Lubis; Farhan Kurnia
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.60247

Abstract

Digitalization has become an important strategy in strengthening Islamic Microfinance Institutions (LKMS) in Indonesia. This study aims to determine the role of digitalization in improving service quality and Islamic financial inclusion. The research uses a qualitative approach with a literature study method through various scientific journals, books, and articles. The results show that digitalization is able to improve service efficiency, expand public access to financial services, and support the development of MSMEs through technology-based services such as Islamic fintech and digital payments. However, its implementation still faces challenges, including low digital literacy, limited infrastructure, and the quality of human resources. Therefore, strengthening human resources, service innovation, and regulatory support are needed so that the digital transformation of LKMS can run optimally and sustainably.
Co-Authors Farhan Kurnia Irsya Putri Awana Naila Nazwa Lubis Nilam Erman