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p-Index From 2021 - 2026
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All Journal Sharing: Journal Of Islamic Economics, Management And Business
Naila Nazwa Lubis
UIN Sultan Syarif Kasim Riau
Economics, Econometrics & Finance

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Digitalisasi Sebagai Strategi Penguatan Lembaga Keuangan Mikro Syariah Di Indonesia Haniah Lubis; Irsya Putri Awana; Naila Nazwa Lubis; Farhan Kurnia
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.60247

Abstract

Digitalization has become an important strategy in strengthening Islamic Microfinance Institutions (LKMS) in Indonesia. This study aims to determine the role of digitalization in improving service quality and Islamic financial inclusion. The research uses a qualitative approach with a literature study method through various scientific journals, books, and articles. The results show that digitalization is able to improve service efficiency, expand public access to financial services, and support the development of MSMEs through technology-based services such as Islamic fintech and digital payments. However, its implementation still faces challenges, including low digital literacy, limited infrastructure, and the quality of human resources. Therefore, strengthening human resources, service innovation, and regulatory support are needed so that the digital transformation of LKMS can run optimally and sustainably.
Co-Authors Farhan Kurnia Haniah Lubis Irsya Putri Awana