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All Journal CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora
Zainal Said
Institut Agama Islam Negeri (IAIN) Parepare, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Islamic Economic Law and Asset Redistribution: A Study of Distributive Justice in Parepare City Anggeryani Syam; Zainal Said; Hannani Yunus
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 5 No. 2 (2026): JANUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/cashflow.v5i2.2276

Abstract

Economic inequality remains a persistent structural challenge in developing societies, particularly in the unequal ownership and control of productive assets, a condition that continues to shape the socio-economic landscape of Parepare City. This study aims to analyze the contribution of the concept of distributive justice in Islamic Economic Law to mitigating asset distribution inequality in the community of Parepare City. The research employed a descriptive qualitative method with a phenomenological approach. Primary data were collected through in-depth interviews with Islamic economics scholars, administrators of zakat and waqf institutions, and micro- and small-scale business owners in Parepare City. Secondary data were obtained from reports on poverty statistics, income distribution, and national zakat management. The findings reveal that asset distribution inequality in Parepare City is largely driven by structural barriers within market mechanisms that lead to the concentration of capital among certain economic groups. As a result, low-income communities experience limited access to productive economic resources. The concept of distributive justice in Islamic Economic Law has strong relevance as an instrument for mitigating asset inequality. Its implementation can be realized through the transformation of zakat and waqf management from a charitable-oriented approach into a productive economic empowerment model. Furthermore, the synchronization of more inclusive local regulations is necessary to ensure equitable access to economic resources and to strengthen the economic empowerment of lower-income communities.
Internalization of Islamic Economic Law in Facing the Challenges of Shopee’s Digitalization Nur Aefih; Zainal Said; Hannani Yunus
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 5 No. 2 (2026): JANUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/cashflow.v5i2.2278

Abstract

The development of digital technology has driven significant changes in the economic transaction system of society, particularly through the use of digital platforms such as Shopee. These changes have brought various conveniences to trading activities, but also raise new challenges in terms of legal regulation, consumer protection, and the application of Islamic economic law principles. This study aims to analyze the concept of Islamic economic law in digital transactions, examine regulatory challenges in the digital era, and formulate a reconstruction model of Islamic economic law oriented towards the paradigm of justice in transactions on digital platforms. This study uses a normative legal research method with a conceptual and legislative approach, supported by a literature review of various legal sources and relevant literature. The results show that the principles of Islamic economic law, such as justice (al-’adl), transparency, and benefit (maslahah), remain relevant in regulating digital transactions, but require regulatory reconstruction that is adaptive to technological developments. This reconstruction of Islamic economic law is necessary through strengthening digital contracts, platform responsibility, consumer protection, and the integration of the maqasid al-shariah principle in regulatory development. Thus, the reconstruction of Islamic economic law is expected to be able to create a digital transaction system that is fair, transparent, and oriented towards the welfare of society in the modern digital economic era.
Analisis Yuridis Kepatuhan Syariah dalam Perdagangan Saham Algoritmik di Pasar Modal Indonesia Gusnawati Gusnawati; Zainal Said; Hannani Hannani
Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora Vol. 3 No. 2 (2026): Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora
Publisher : LPPM Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/alamin.v3i2.777

Abstract

The development of artificial intelligence technology has given rise to algorithmic trading systems that operate automatically within the Indonesian capital market. This phenomenon presents new juridical challenges in the context of sharia compliance, considering the absence of regulations that explicitly govern algorithmic trading within the framework of Islamic economic law. This study aims to analyze the aspects of sharia compliance in algorithmic stock trading activities based on the regulations of the Indonesian Financial Services Authority (Otoritas Jasa Keuangan/OJK), fatwas issued by the National Sharia Council of the Indonesian Ulema Council (Dewan Syariah Nasional Majelis Ulama Indonesia/DSN-MUI), and the principles of fiqh muamalah. Employing a normative juridical approach with descriptive-analytical analysis, this research finds that algorithmic trading contains potential violations related to the prohibitions of gharar, maysir, and market manipulation, all of which contradict sharia principles. Nevertheless, through the implementation of appropriate sharia screening mechanisms and adequate regulatory supervision, algorithmic trading can be integrated into the Indonesian sharia capital market ecosystem. This study recommends the issuance of a specific DSN-MUI fatwa concerning algorithmic trading, as well as the strengthening of OJK regulations to ensure sharia compliance in financial technology innovation
Integrasi Prinsip Syariah ke dalam Hukum Positif: Tantangan Harmonisasi Regulasi Transaksi Ekonomi Digital di Indonesia Nur Aini; Zainal Said; Hannani Hannani
Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora Vol. 3 No. 2 (2026): Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora
Publisher : LPPM Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/alamin.v3i2.784

Abstract

The development of the digital economy in Indonesia has introduced various technology-based financial transaction innovations, such as fintech, e-wallets, peer-to-peer lending, and sharia e-commerce. On the other hand, this transformation requires harmonization between sharia principles and national positive law in order to establish legal certainty, consumer protection, and sharia compliance. This article aims to analyze the integration of sharia principles into digital economic regulations in Indonesia and to identify the challenges of harmonization between sharia fatwas and state regulations. The research method employs a normative approach through literature studies on statutory regulations, DSN-MUI fatwas, and various scientific journals related to the sharia digital economy. The findings indicate that regulatory harmonization still faces several obstacles, including dualism of authority, normative disharmony, technological developments that progress faster than regulations, and weak supervision of sharia compliance in digital platforms. Therefore, regulatory synchronization among the government, the Financial Services Authority (OJK), Bank Indonesia, and DSN-MUI is necessary to create an innovative digital economic system that remains aligned with sharia principles
Reformulasi Hukum Kontrak Syariah Dalam Transaksi Perdagangan Digital Global Afriliani Dwi Annisa; Zainal Said; Hannani Hannani
Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora Vol. 3 No. 2 (2026): Al-Amin: Jurnal Ilmu Pendidikan dan Sosial Humaniora
Publisher : LPPM Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/alamin.v3i2.820

Abstract

The development of global digital trade has challenged the classical doctrine of Islamic contract law, particularly the concept of Ittihad al-Majlis in electronic contracts and smart contracts. This normative legal research aims to analyze the validity of the unity of assembly in digital transactions, the harmonization of sharia principles with the UNCITRAL Model Law on Electronic Commerce, and the reformulation of Islamic contract law in Indonesia. Using a descriptive-prescriptive approach and comparative analysis across Islamic schools of thought, this study finds that the concept of Ittihad al-Majlis should be interpreted as unity of time rather than unity of place. The validity of digital transactions may be strengthened through data authentication standards and the modern concept of kitabah as regulated by UNCITRAL and AAOIFI Sharia Standard No. 38. The study further recommends the reformulation of the Compilation of Sharia Economic Law through the recognition of automated execution, the regulation of digital platform liability, and the integration of Digital Khiyar to ensure legal certainty and the protection of property (Hifdz al-Mal). The implications of this study indicate the necessity of developing a more adaptive Islamic legal framework capable of accommodating technological innovation while maintaining sharia compliance, thereby strengthening legal certainty, consumer protection, and the competitiveness of Islamic digital commerce at both national and global levels.
Co-Authors Afriliani Dwi Annisa Anggeryani Syam Gusnawati Gusnawati Hannani Hannani Hannani Yunus Nur Aefih Nur Aini