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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Social Society
Fitria Hi Mhd Amin
Institut Agama Islam Negeri Ternate
Agriculture, Biological Sciences & Forestry Arts Humanities Education Social Sciences

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MEMBANGUN LITERASI EKONOMI ISLAM MELALUI RUANG MEDIA SOSIAL DIGITAL: PENDEKATAN PARTISIPATIF BERBASIS KOMUNITAS DI KOTA TERNATE Fitria Hi Mhd Amin; Sudin Yamani; Muhdar Muba
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 9, No 5 (2026): MARTABE : JURNAL PENGABDIAN MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v9i5.2072-2078

Abstract

Transformasi digital telah mengubah cara masyarakat memperoleh pengetahuan ekonomi, termasuk pengetahuan tentang transaksi halal, etika usaha, dan layanan keuangan syariah. Di sisi lain, media sosial yang sangat dekat dengan kehidupan sehari-hari belum selalu dimanfaatkan sebagai ruang edukasi ekonomi Islam yang terarah. Kegiatan pengabdian kepada masyarakat ini bertujuan membangun literasi ekonomi Islam melalui ruang media sosial digital dengan pendekatan partisipatif berbasis komunitas di Kota Ternate. Program dilaksanakan pada November 2025 dengan melibatkan mahasiswa, komunitas kreatif, dan pelaku UMKM. Metode pelaksanaan meliputi pemetaan kebutuhan, sosialisasi materi dasar ekonomi Islam, workshop produksi konten digital, praktik lapangan di Pasar Tradisional Bahari Berkesan, serta pendampingan publikasi konten. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap prinsip dasar ekonomi Islam, khususnya kejujuran, keadilan, transparansi, serta larangan riba, gharar, dan maysir. Peserta juga mampu menghasilkan konten berupa foto, video pendek, caption edukatif, dan infografis yang lebih kontekstual dengan realitas ekonomi lokal. Selain itu, terbentuk ruang belajar digital berbasis komunitas yang mendukung keberlanjutan diseminasi literasi ekonomi Islam. Temuan ini menegaskan bahwa integrasi pendekatan partisipatif dan media sosial digital efektif untuk memperluas jangkauan edukasi ekonomi Islam secara relevan, praktis, dan berkelanjutan.
The Influence of Perceived Ease of Use and Perceived Usefulness on the Intention to Use QRIS as a Digital Payment Solution among Generation Z in Ternate City Nazwa Nurfadia; Fitria Hi Mhd Amin; Sudin Yamani
Journal Social Society Vol. 6 No. 3 (2026): Juli - September 2026
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.6.3.2026.1339

Abstract

The urgency of this research lies in understanding the factors that influence Generation Z's intention to adopt QRIS as a digital payment solution, thereby supporting the acceleration of financial digitalization and the development of a cashless society in Ternate City. This study examines the influence of perceived ease of use and perceived usefulness on the intention to use QRIS (Quick Response Code Indonesian Standard) among Generation Z in Ternate City. The study employs a quantitative approach with an associative research design based on the Technology Acceptance Model (TAM). The research was conducted in Ternate City, Indonesia, involving Generation Z users as the research subjects. A purposive sampling technique was applied to select 50 respondents who were familiar with digital payment systems and QRIS services. Data were collected through structured questionnaires distributed directly to respondents. The collected data were analyzed using multiple linear regression analysis to determine the relationship between perceived ease of use, perceived usefulness, and behavioral intention. To ensure data quality, validity and reliability tests were conducted before hypothesis testing. The findings reveal that perceived ease of use and perceived usefulness simultaneously have a significant effect on behavioral intention to use QRIS, with a coefficient of determination (R²) of 50.4%. Partially, perceived usefulness has a statistically significant effect on behavioral intention, while perceived ease of use is not significant at the 5% significance level but becomes marginally significant at the 10% level. These results indicate that perceived usefulness plays a more dominant role in encouraging Generation Z to adopt QRIS as a digital payment method. The study suggests that stakeholders should strengthen educational and promotional strategies emphasizing the practical benefits and efficiency of QRIS to increase user adoption among young consumers.
Co-Authors Muhdar Muba Nazwa Nurfadia Sudin Yamani