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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Kewarganegaraan Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah Jurnal Social Society
Sudin Yamani
Institut Agama Islam Negeri Ternate
Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Social Sciences Other

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PENGARUH INFLASI DAN SUKU BUNGA TERHADAP KINERJA KEUANGAN BANK MUAMALAT INDONESIA PERIODE 2016-2020 Sudin Yamani; Intan Hi. Tela Kye
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 1 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i1.736

Abstract

This study aims to determine the effect of inflation and interest rates on the financial performance of Bank Muamalat Indonesia (BMI). The inflation variable is measured by calculating the Consumer Price Index (CPI). The interest rate variable is measured by calculating the real interest rate. The performance variable is measured by calculating the return on assets of BMI from 2016-2020. This research method uses quantitative methods. The data used are secondary data in the form of published quarterly BMI financial ratio reports and published data on inflation as well as Bank Indonesia (BI) interest rates. Data were analyzed using multiple linear regression with the help of SPSS 22 to test the partial and simultaneous effect of 2 independent variables and 1 dependent variable. The results of this study indicate that the inflation variable partially has an effect on ROA and the interest rate variable has no effect on ROA. Simultaneously these two variables have no effect on ROA.
Sejarah Perkembangan Dan Kemunduran Tiga Kerajaan Islam Abad Modern Tahun 1700-1800 Sudin Yamani; Indo Santalia; Wahyudi G
Jurnal Kewarganegaraan Vol 6 No 2 (2022): Desember 2022
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (245.15 KB) | DOI: 10.31316/jk.v6i2.3632

Abstract

AbstrakSejarah kebudayaan Turki Usmani mengalami perkembangan di segala bidang, terutama dalam ekspansi atau pengembangan agama Islam. kebesaran yang pernah dialami oleh kerajaan Islam Turki Usmani telah membawa pengaruh yang sangat besar dalam dunia peradaban khususnya dunia peradaban Islam. Sedangkan pada masa kerajaan besar Islam Safawi, telah mencapi kemajuan peradaban yang telah melahirkan tokoh-tokoh ilmuan seperti, Baha Al-Din Al-Syaerazi, generalis ilmu pengetahuan. Dinasti Safawi tidak setara dengan kemajuan yang pernah dicapai Islam masa klasik, tetapi kerajaan ini telah memberikan sembangan yang cukup besar dalam bidang peradaban. Peradaban Islam di india tidak bisa dipisahkan dari keberadaan kerajaan Islam Mughal. Selama tiga abad kerajaan ini telah mampu memberi warna dinegri yang mayoritas beragama Hindu. Setidaknya agama Islam terbesar diseluruh penjuru India. Kemajuan yang dicapai pada masa Mughal merupakan kontribusi yang berarti dalam menyiarkan dan membangun peradaban Islam di bidang Ilmu pengetahuan.Kata Kunci: Perkembangan, Kemunduran, Kerajaan Islam AbstractThe history of Ottoman culture has developed in all fields, especially in the expansion or development of the Islamic religion. The greatness that has been experienced by the Islamic empire of the Ottoman Turks has brought a huge influence in world civilization, especially Islamic civilization. Meanwhile, during the great Safavid Islamic empire, civilization had achieved progress which gave birth to scientific figures such as Baha Al-Din Al-Syaerazi, general science. The Safavid dynasty was not equal to the progress that had been achieved by classical Islam, but this kingdom had made considerable progress in the field of civilization. Islamic civilization in India cannot be separated from the existence of the Mughal Islamic empire. For three centuries this kingdom has been able to color the food, the majority of which are Hindus. at least the largest Islamic religion in all corners of India. achieved during the Mughal period was a significant contribution in broadcasting and building Islamic civilization in the field of science.Keywords: Development, Decline, Islamic Kingdom
MEMBANGUN LITERASI EKONOMI ISLAM MELALUI RUANG MEDIA SOSIAL DIGITAL: PENDEKATAN PARTISIPATIF BERBASIS KOMUNITAS DI KOTA TERNATE Fitria Hi Mhd Amin; Sudin Yamani; Muhdar Muba
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 9, No 5 (2026): MARTABE : JURNAL PENGABDIAN MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v9i5.2072-2078

Abstract

Transformasi digital telah mengubah cara masyarakat memperoleh pengetahuan ekonomi, termasuk pengetahuan tentang transaksi halal, etika usaha, dan layanan keuangan syariah. Di sisi lain, media sosial yang sangat dekat dengan kehidupan sehari-hari belum selalu dimanfaatkan sebagai ruang edukasi ekonomi Islam yang terarah. Kegiatan pengabdian kepada masyarakat ini bertujuan membangun literasi ekonomi Islam melalui ruang media sosial digital dengan pendekatan partisipatif berbasis komunitas di Kota Ternate. Program dilaksanakan pada November 2025 dengan melibatkan mahasiswa, komunitas kreatif, dan pelaku UMKM. Metode pelaksanaan meliputi pemetaan kebutuhan, sosialisasi materi dasar ekonomi Islam, workshop produksi konten digital, praktik lapangan di Pasar Tradisional Bahari Berkesan, serta pendampingan publikasi konten. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap prinsip dasar ekonomi Islam, khususnya kejujuran, keadilan, transparansi, serta larangan riba, gharar, dan maysir. Peserta juga mampu menghasilkan konten berupa foto, video pendek, caption edukatif, dan infografis yang lebih kontekstual dengan realitas ekonomi lokal. Selain itu, terbentuk ruang belajar digital berbasis komunitas yang mendukung keberlanjutan diseminasi literasi ekonomi Islam. Temuan ini menegaskan bahwa integrasi pendekatan partisipatif dan media sosial digital efektif untuk memperluas jangkauan edukasi ekonomi Islam secara relevan, praktis, dan berkelanjutan.
The Influence of Perceived Ease of Use and Perceived Usefulness on the Intention to Use QRIS as a Digital Payment Solution among Generation Z in Ternate City Nazwa Nurfadia; Fitria Hi Mhd Amin; Sudin Yamani
Journal Social Society Vol. 6 No. 3 (2026): Juli - September 2026
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.6.3.2026.1339

Abstract

The urgency of this research lies in understanding the factors that influence Generation Z's intention to adopt QRIS as a digital payment solution, thereby supporting the acceleration of financial digitalization and the development of a cashless society in Ternate City. This study examines the influence of perceived ease of use and perceived usefulness on the intention to use QRIS (Quick Response Code Indonesian Standard) among Generation Z in Ternate City. The study employs a quantitative approach with an associative research design based on the Technology Acceptance Model (TAM). The research was conducted in Ternate City, Indonesia, involving Generation Z users as the research subjects. A purposive sampling technique was applied to select 50 respondents who were familiar with digital payment systems and QRIS services. Data were collected through structured questionnaires distributed directly to respondents. The collected data were analyzed using multiple linear regression analysis to determine the relationship between perceived ease of use, perceived usefulness, and behavioral intention. To ensure data quality, validity and reliability tests were conducted before hypothesis testing. The findings reveal that perceived ease of use and perceived usefulness simultaneously have a significant effect on behavioral intention to use QRIS, with a coefficient of determination (R²) of 50.4%. Partially, perceived usefulness has a statistically significant effect on behavioral intention, while perceived ease of use is not significant at the 5% significance level but becomes marginally significant at the 10% level. These results indicate that perceived usefulness plays a more dominant role in encouraging Generation Z to adopt QRIS as a digital payment method. The study suggests that stakeholders should strengthen educational and promotional strategies emphasizing the practical benefits and efficiency of QRIS to increase user adoption among young consumers.
Sejarah Perkembangan Dan Kemunduran Tiga Kerajaan Islam Abad Modern Tahun 1700-1800 Sudin Yamani; Indo Santalia; Wahyudi G
Jurnal Kewarganegaraan Vol 6 No 2 (2022): Desember 2022
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/jk.v6i2.3632

Abstract

AbstrakSejarah kebudayaan Turki Usmani mengalami perkembangan di segala bidang, terutama dalam ekspansi atau pengembangan agama Islam. kebesaran yang pernah dialami oleh kerajaan Islam Turki Usmani telah membawa pengaruh yang sangat besar dalam dunia peradaban khususnya dunia peradaban Islam. Sedangkan pada masa kerajaan besar Islam Safawi, telah mencapi kemajuan peradaban yang telah melahirkan tokoh-tokoh ilmuan seperti, Baha Al-Din Al-Syaerazi, generalis ilmu pengetahuan. Dinasti Safawi tidak setara dengan kemajuan yang pernah dicapai Islam masa klasik, tetapi kerajaan ini telah memberikan sembangan yang cukup besar dalam bidang peradaban. Peradaban Islam di india tidak bisa dipisahkan dari keberadaan kerajaan Islam Mughal. Selama tiga abad kerajaan ini telah mampu memberi warna dinegri yang mayoritas beragama Hindu. Setidaknya agama Islam terbesar diseluruh penjuru India. Kemajuan yang dicapai pada masa Mughal merupakan kontribusi yang berarti dalam menyiarkan dan membangun peradaban Islam di bidang Ilmu pengetahuan.Kata Kunci: Perkembangan, Kemunduran, Kerajaan Islam AbstractThe history of Ottoman culture has developed in all fields, especially in the expansion or development of the Islamic religion. The greatness that has been experienced by the Islamic empire of the Ottoman Turks has brought a huge influence in world civilization, especially Islamic civilization. Meanwhile, during the great Safavid Islamic empire, civilization had achieved progress which gave birth to scientific figures such as Baha Al-Din Al-Syaerazi, general science. The Safavid dynasty was not equal to the progress that had been achieved by classical Islam, but this kingdom had made considerable progress in the field of civilization. Islamic civilization in India cannot be separated from the existence of the Mughal Islamic empire. For three centuries this kingdom has been able to color the food, the majority of which are Hindus. at least the largest Islamic religion in all corners of India. achieved during the Mughal period was a significant contribution in broadcasting and building Islamic civilization in the field of science.Keywords: Development, Decline, Islamic Kingdom
Co-Authors Fitria Hi Mhd Amin Indo Santalia Intan Hi. Tela Kye Muhdar Muba Nazwa Nurfadia Wahyudi G