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All Journal Reviu Akuntansi, Manajemen, dan Bisnis Journal of Artificial Intelligence and Digital Business
Palupi Permata
Universitas Indonesia Membangun
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Social Sciences

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Entrepreneurial Orientation, Digital Self-Efficacy, and SME Business Performance Through Opportunity Recognition Palupi Permata; Siti Sarah; Asti Nur Aryanti
Reviu Akuntansi, Manajemen, dan Bisnis Vol 6 No 2 (2026): Juni
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/rambis.v5i4.6677

Abstract

Abstract Purpose: This study examines whether the interaction between entrepreneurial orientation and digital self-efficacy improves SME business performance through opportunity recognition within the internal business process perspective in culinary SMEs in West Java Province. Research Methodology: This study employed a quantitative approach with an explanatory survey method. Data were collected using questionnaires distributed to 301 culinary SME owners in West Java Province, Indonesia. The sampling technique was carried out through probability sampling using a cluster random sampling approach. Data analysis was conducted using Structural Equation Modelling (SEM) with SEM-AMOS Software. Results: The results indicate that entrepreneurial orientation and digital self-efficacy positively affect opportunity recognition, which in turn improves internal business process performance. Opportunity recognition partially mediates these effects, with digital self-efficacy, combining self-efficacy and digital literacy, playing a key role in enhancing SMEs’ ability to identify and develop opportunities. Conclusions: Strengthening entrepreneurial orientation and digital self-efficacy enhances opportunity recognition, which subsequently improves SME business performance from an internal business process perspective. Opportunity recognition serves as a critical mechanism linking entrepreneurial capability and digital confidence to performance. Limitations: This study is confined to culinary SMEs in West Java Province using a cross-sectional design, limiting generalizability to other sectors, regions, or longitudinal behavioral changes. Contributions: This study extends digital self-efficacy as an integrated psychological–digital construct and enriches SME performance literature through an internal business process perspective. Practically, it provides guidance for SMEs, policymakers, and development institutions to strengthen entrepreneurial orientation and digital self-efficacy via opportunity recognition to improve business performance.
Analisis efektivitas Penerapan Manajemen Risiko dalam Menjaga Stabilitas Investasi PT Bank Syariah Indonesia Tbk Wiqoyatur Rohmah; Salma Nur Aulia Achmad; Najwa Aliya Ayulingga; Muhammad Zaki Yudistira; Nenden Nur Asiah Jamil; Ilham Ilmi Dinilah; Palupi Permata; Eko Djoko Prabowo
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.12076

Abstract

Penelitian ini bertujuan untuk efektivitas efektivitas penerapan manajemen risiko dalam menjaga stabilitas investasi pada PT Bank Syariah Indonesia Tbk. Penelitian menggunakan pendekatan kualitatif dengan jenis penelitian deskriptif. Data yang digunakan merupakan data sekunder yang diperoleh dari Laporan Tahunan (Annual Report) dan Laporan Keuangan PT Bank Syariah Indonesia Tbk Tahun 2025, serta berbagai literatur ilmiah yang relevan. Pengumpulan data dilakukan melalui studi dokumentasi dan studi pustaka, kemudian dianalisis menggunakan teknik analisis deskriptif kualitatif. Hasil penelitian menunjukkan bahwa PT Bank Syariah Indonesia Tbk telah menerapkan manajemen risiko secara efektif melalui proses identifikasi, pengukuran, pemantauan, dan pengendalian risiko yang terintegrasi. Penerapan tersebut didukung oleh penguatan pengendalian internal, Business Continuity Management System (BCMS), pemantauan risiko secara berkelanjutan, serta peningkatan keamanan siber. Efektivitas penerapan manajemen risiko tercermin dari terjaganya kualitas pembiayaan, pertumbuhan laba, dan stabilitas kinerja keuangan perusahaan selama tahun 2025. Temuan penelitian menunjukkan bahwa penerapan manajemen risiko berkontribusi dalam menjaga stabilitas investasi dan mendukung penghentian operasional PT Bank Syariah Indonesia Tbk.
Co-Authors Asti Nur Aryanti Eko Djoko Prabowo Ilham Ilmi Dinilah Muhammad Zaki Yudistira Najwa Aliya Ayulingga Nenden Nur Asiah Jamil Salma Nur Aulia Achmad Siti Sarah Wiqoyatur Rohmah