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All Journal Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Clara Dinda Christina
Universitas Slamet Riyadi
Economics, Econometrics & Finance

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Pengaruh Penggunaan E-Wallet Terhadap Perilaku Pengelolaan Keuangan Mahasiswa Generasi Gen Z Clara Dinda Christina; Aris Eddy; Sinta Putriana
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 2 (2026): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/183bsv30

Abstract

This study aims to examine the impact of digital wallet usage on the financial habits of Generation Z. The independent variables tested include economic value, ease of use, social influence, corporate reputation, promotion, features, curiosity, and reward. A quantitative approach was applied utilizing a purposive sampling technique, with questionnaires distributed to 100 Generation Z respondents. The regression analysis results indicate that, simultaneously, all independent variables exert a significant influence on financial behavior. However, partially, only a few variables, such as promotion and reward, are proven to have a significant effect. This study concludes that positive e-wallet usage can foster more controlled and prudent financial behavior among Generation Z, while also providing implications for the development of digital financial literacy.
Co-Authors Aris Eddy Sinta Putriana