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Ahmad Yani Anshori
UIN Sunan Kalijaga Yogyakarta
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Legal Responsibility of Insurance Companies for the Denial of COVID-19 Patient Claims: A Case Study of PT Asuransi Allianz Life Indonesia Lidya Thalia; Zahra Balqis Ananda; Rivky Abdillah Putra; Abdul Latif; Ahmad Yani Anshori
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 3 (2025): Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i3.933

Abstract

In this article, we examine the legal responsibility of insurance companies for the denial of COVID-19 patient claims: A case study of PT Asuransi Allianz Life Indonesia. Aims to find out how the company's responsibility is to customers, how to protect consumers, and how insurance customers respond to the rejection of COVID-19 claims This research uses a qualitative method, namely by using a field study and analytical descriptive approach. The results of this study have shown that PT Asuransi Allianz Life Indonesia, in certain cases, has not fully fulfilled its legal responsibilities both from a contractual perspective and within the framework of consumer protection. This refusal creates a conflict because in contract law, an agreement must be executed based on the principles of good faith and transparency of information. Many customers expressed disappointment with Allianz's perceived impartiality and seemed to be looking for excuses to reject claims.
ONE TRADITION, TWO VOICES: RELIGIOUS REASONING BEHIND INDONESIA’S MINING DEBATE Zainal Arifin; Moch. Nur Ichwan; Ahmad Yani Anshori
ILMU USHULUDDIN Vol. 13, No. 1, July 2026
Publisher : Peminat Ilmu Ushuluddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/iu.vi.51727

Abstract

Abstract: Recent debates on mining governance in Indonesia have intensified discussions among Muslim intellectuals regarding environmental ethics and natural resource management. While previous studies have examined religion as a source of moral legitimacy or resistance to extractive industries, little attention has been paid to the epistemological processes through which Islamic normative concepts are interpreted in constructing religious reasoning. This article investigates how Ulil Abshar Abdalla and Ahmad Suaedy develop religious reasoning in Indonesia's mining debate during 2024-2025. Employing Critical Discourse Analysis (CDA) informed by a maqāṣid al-sharīʿah perspective, the study analyzes eight purposively selected texts, including opinion articles, public statements, social media posts, and digital discussions. The findings demonstrate that both intellectuals draw upon a shared Islamic normative tradition but construct distinct forms of religious reasoning by prioritizing different objectives of maqāṣid al-sharīʿah. Ulil develops a maṣlaḥah-oriented justification that emphasizes public welfare, contextual ijtihād, and policy accommodation, whereas Suaedy advances a justice-oriented justification grounded in equality, accountability, and distributive justice. Based on these findings, the article proposes the concept of dual religious justification to explain how different epistemological priorities within the same Islamic interpretive tradition produce distinct yet internally coherent forms of religious reasoning. The study further argues that maqāṣid al-sharīʿah functions not only as a normative framework but also as an epistemological resource for contemporary Islamic ethical reasoning.
Co-Authors Abdul Latif Lidya Thalia Moch. Nur Ichwan Rivky Abdillah Putra Zahra Balqis Ananda Zainal Arifin