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All Journal Al-Kharaj: Journal of Islamic Economic and Business Referensi Islamika: Jurnal Studi Islam
Ishak
Universitas Islam Negeri Palopo
Religion Humanities Economics, Econometrics & Finance

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ANALYSIS OF THE DETERMINANTS OF FAMILY ECONOMIC RESILIENCE IN LUWU RAYA WITH SOCIAL SUPPORT AS A MODERATING VARIABLE Nur Fitriani Pirman; Fasiha; Ishak
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.793

Abstract

This study aims to analyze the influence of Islamic financial literacy, access to Islamic financing, and entrepreneurial motivation on Family Economic Resilience in Luwu Raya with social support as a moderating variable. This study employs a quantitative approach using primary data collected through a questionnaire distributed to single parents who are micro and small business owners in Luwu Raya. The data were analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the assistance of the SmartPLS 4 software to test both direct effects and moderating effects among the variables. The results of the study indicate that entrepreneurial motivation has a positive and significant effect on family economic resilience, whereas Islamic financial literacy and access to Islamic microfinance do not show a significant effect. Social support also does not show a significant moderating effect. These findings suggest that individual internal factors play a more dominant role than external factors in strengthening family economic resilience. This study highlights the importance of strengthening entrepreneurial motivation in supporting family economic resilience among single mothers who are micro-entrepreneurs. This study expands the body of research on Family Economic Resilience by examining the relationship between Islamic financial literacy, access to Islamic microfinance, entrepreneurial motivation, and social support in the context of single mothers who are microentrepreneurs.
Economic Perceptions, Cultural Values, and Supporting Infrastructure as Determinants of Muslim-Friendly Tourism Acceptance: The Moderating Role of Community Resistance in North Toraja Haidir; Ahmad Syarief Iskandar; Ishak
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.9006

Abstract

This study aims to examine the influence of economic perception, cultural values, and supporting infrastructure on the acceptance of Muslim-Friendly Tourism, with community resistance serving as a moderating variable in North Toraja Regency. Using a quantitative approach with Partial Least Squares–Structural Equation Modeling (PLS-SEM), the research analyzes questionnaire data from local respondents. The results show that economic perception (T = 2.105; p = 0.029), cultural values (T = 2.086; p = 0.037), and supporting infrastructure (T = 3.780; p = 0.000) significantly affect tourism acceptance. Community resistance moderates these relationships by weakening the effects of economic perception (T = 2.288; p = 0.004) and cultural values (T = 2.671; p = 0.015), while strengthening the positive influence of supporting infrastructure (T = 2.027; p = 0.005). Overall, the findings highlight that acceptance of Muslim-Friendly Tourism in non-Muslim regions is shaped not only by economic benefits, cultural norms, and facility availability, but also by the ability to manage community resistance so that tourism initiatives remain aligned with local identity and cultural values.
Human Resource Quality Development with an Islamic Human Resource Development Approach: A Study on the General Section of the Luwu Regency Regional Secretariat Hasmawati Siabu; Fasiha; Ishak
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.9389

Abstract

This study examines the development of civil servant (STATE CIVIL SERVANTS (SCS) ) quality in the General Section of the Regional Secretariat of Luwu Regency using the Islamic Human Resource Development (IHRD) approach. The research aims to evaluate STATE CIVIL SERVANTS (SCS) performance and assess the implementation of Islamic-based human resource development in local government institutions. A qualitative case study method was employed, with data collected through observation, documentation, and in-depth interviews analyzed using Computer Assisted Textual Markup and Analysis (CATMA). The findings indicate that STATE CIVIL SERVANTS (SCS) performance based on Law No. 20 of 2023 achieved relatively high scores (2–3) across indicators of service orientation, loyalty, competence, collaboration, harmony, adaptability, and accountability, reflecting productive performance. From the IHRD perspective, Tarbiyah and Ta’lim were well implemented, indicating a strong educational spirit and continuous learning among STATE CIVIL SERVANTS (SCS) . However, the application of Ta’dib requires improvement, particularly in strengthening commitment to organizational values. These results suggest that integrating Islamic human resource development principles can enhance value-based governance and inform future public sector policy development
Co-Authors Ahmad Syarief Iskandar Fasiha Haidir Hasmawati Siabu Nur Fitriani Pirman