Andi Naila Quin Azisah Alisyahbana
Universitas Hasanuddin, Indonesia

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Beyond Credit Disbursement: Evaluating the Leveraging Effect of Kredit Usaha Rakyat on MSME Growth and Resilience Andi Naila Quin Azisah Alisyahbana; Sabir Sabir; Andika Isma
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 1 (2026): Volume 4, Issue 1, January 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.1438

Abstract

Purpose – This study examines the effects of the Village Fund and Village Cash Transfer (BLT Desa) on rural welfare. It distinguishes the Village Fund as a development-oriented fiscal instrument and BLT Desa as a protection-oriented instrument for vulnerable households. Design/methodology/approach – This study employs a quantitative explanatory approach using a balanced sub-district-year panel design for the 2021 to 2025 period. Rural welfare is measured using a composite index that reflects poverty, human development, and access to basic services. The Village Fund and BLT Desa are treated as the main explanatory variables, while disaster vulnerability is included as a control variable. The data are analyzed using a two-way Fixed Effects Model. Finding/Results – The results show that both the Village Fund and BLT Desa have positive and significant effects on rural welfare. The Village Fund has a stronger association with welfare improvement, indicating the importance of development-oriented spending in supporting infrastructure, services, and local capacity. BLT Desa also contributes positively, suggesting that direct cash assistance remains relevant for protecting vulnerable households. In contrast, disaster vulnerability has a negative and significant effect on rural welfare. Originality/Value – This study contributes to the literature by simultaneously evaluating development transfers and village-level social protection within a sub-district panel framework. The findings imply that rural welfare improvement requires an integrated village fiscal policy that combines long-term development spending, targeted household protection, and disaster-resilient planning.
Village Fund, Village Cash Transfer, and Rural Welfare: Evidence from a Sub-District Panel Analysis Andika Isma; Sabir Sabir; Andi Naila Quin Azisah Alisyahbana
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 1 (2026): Volume 4, Issue 1, January 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.1439

Abstract

Purpose – This study examines the effects of the Village Fund and Village Cash Transfer (BLT Desa) on rural welfare. It distinguishes the Village Fund as a development-oriented fiscal instrument and BLT Desa as a protection-oriented instrument for vulnerable households. Design/methodology/approach – This study employs a quantitative explanatory approach using a balanced sub-district-year panel design for the 2021 to 2025 period. Rural welfare is measured using a composite index that reflects poverty, human development, and access to basic services. The Village Fund and BLT Desa are treated as the main explanatory variables, while disaster vulnerability is included as a control variable. The data are analyzed using a two-way Fixed Effects Model. Finding/Results – The results show that both the Village Fund and BLT Desa have positive and significant effects on rural welfare. The Village Fund has a stronger association with welfare improvement, indicating the importance of development-oriented spending in supporting infrastructure, services, and local capacity. BLT Desa also contributes positively, suggesting that direct cash assistance remains relevant for protecting vulnerable households. In contrast, disaster vulnerability has a negative and significant effect on rural welfare. Originality/Value – This study contributes to the literature by simultaneously evaluating development transfers and village-level social protection within a sub-district panel framework. The findings imply that rural welfare improvement requires an integrated village fiscal policy that combines long-term development spending, targeted household protection, and disaster-resilient planning.
The Influence of Entrepreneurship Education on Entrepreneurial Motivation among Generation Alpha through Entrepreneur Mindset as a Mediating Variable Andi Naila Quin Azisah Alisyahbana; Riski Aprilianti Baharuddin; Afnina Afnina; Mas'ud Mas'ud; Jeffrey Chidera Ogeawuchi
Pinisi Journal of Entrepreneurship Review Vol. 4 No. 1 (2026): Pinisi Journal of Entrepreneurship Review
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/pjer.v4i1.317

Abstract

This study aims to examine the effect of entrepreneurship education on entrepreneurial motivation among Generation Alpha in Indonesia by incorporating entrepreneur mindset as a mediating variable. The topic is important due to the growing role of younger generations in the digital economy and the increasing need to develop entrepreneurial competencies from an early age. This study employed a quantitative research approach with 700 Generation Alpha respondents selected using purposive sampling techniques. Data were analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with SmartPLS version 3. The findings indicate that entrepreneurship education has a positive and significant effect on entrepreneurial motivation and entrepreneur mindset among Generation Alpha in Indonesia. Entrepreneurial motivation also positively influences entrepreneur mindset. In addition, entrepreneur mindset significantly mediates the relationship between entrepreneurship education and entrepreneurial motivation. The results suggest that entrepreneurship education contributes not only to increasing entrepreneurial motivation but also to strengthening entrepreneurial thinking patterns among younger generations. This study highlights the importance of support from educational institutions, families, and government in fostering entrepreneurial competencies and motivation among Generation Alpha. The findings provide both theoretical and practical contributions to the development of entrepreneurship education in Indonesia.