Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Journal of Economics, Entrepreneurship, Management Business and Accounting
Andika Isma
Universitas Hasanuddin, Indonesia
Economics, Econometrics & Finance

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Beyond Credit Disbursement: Evaluating the Leveraging Effect of Kredit Usaha Rakyat on MSME Growth and Resilience Andi Naila Quin Azisah Alisyahbana; Sabir Sabir; Andika Isma
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 1 (2026): Volume 4, Issue 1, January 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.1438

Abstract

Purpose – This study examines the effects of the Village Fund and Village Cash Transfer (BLT Desa) on rural welfare. It distinguishes the Village Fund as a development-oriented fiscal instrument and BLT Desa as a protection-oriented instrument for vulnerable households. Design/methodology/approach – This study employs a quantitative explanatory approach using a balanced sub-district-year panel design for the 2021 to 2025 period. Rural welfare is measured using a composite index that reflects poverty, human development, and access to basic services. The Village Fund and BLT Desa are treated as the main explanatory variables, while disaster vulnerability is included as a control variable. The data are analyzed using a two-way Fixed Effects Model. Finding/Results – The results show that both the Village Fund and BLT Desa have positive and significant effects on rural welfare. The Village Fund has a stronger association with welfare improvement, indicating the importance of development-oriented spending in supporting infrastructure, services, and local capacity. BLT Desa also contributes positively, suggesting that direct cash assistance remains relevant for protecting vulnerable households. In contrast, disaster vulnerability has a negative and significant effect on rural welfare. Originality/Value – This study contributes to the literature by simultaneously evaluating development transfers and village-level social protection within a sub-district panel framework. The findings imply that rural welfare improvement requires an integrated village fiscal policy that combines long-term development spending, targeted household protection, and disaster-resilient planning.
Village Fund, Village Cash Transfer, and Rural Welfare: Evidence from a Sub-District Panel Analysis Andika Isma; Sabir Sabir; Andi Naila Quin Azisah Alisyahbana
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 1 (2026): Volume 4, Issue 1, January 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.1439

Abstract

Purpose – This study examines the effects of the Village Fund and Village Cash Transfer (BLT Desa) on rural welfare. It distinguishes the Village Fund as a development-oriented fiscal instrument and BLT Desa as a protection-oriented instrument for vulnerable households. Design/methodology/approach – This study employs a quantitative explanatory approach using a balanced sub-district-year panel design for the 2021 to 2025 period. Rural welfare is measured using a composite index that reflects poverty, human development, and access to basic services. The Village Fund and BLT Desa are treated as the main explanatory variables, while disaster vulnerability is included as a control variable. The data are analyzed using a two-way Fixed Effects Model. Finding/Results – The results show that both the Village Fund and BLT Desa have positive and significant effects on rural welfare. The Village Fund has a stronger association with welfare improvement, indicating the importance of development-oriented spending in supporting infrastructure, services, and local capacity. BLT Desa also contributes positively, suggesting that direct cash assistance remains relevant for protecting vulnerable households. In contrast, disaster vulnerability has a negative and significant effect on rural welfare. Originality/Value – This study contributes to the literature by simultaneously evaluating development transfers and village-level social protection within a sub-district panel framework. The findings imply that rural welfare improvement requires an integrated village fiscal policy that combines long-term development spending, targeted household protection, and disaster-resilient planning.
Co-Authors Andi Naila Quin Azisah Alisyahbana Sabir Sabir