Garuda - Garba Rujukan Digital

Digital health in Indonesia: A literature review of adoption, infrastructure, equity, and health-system transformation Olivia Putri Dahlan
Health Economics Insights Journal Vol. 1 No. 1 (2026): June 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/heij.v1i1.1855

Digital health has moved from a peripheral innovation agenda to a central health-system transformation agenda in Indonesia. This PRISMA-guided literature review synthesizes DOI-verified scientific articles, prioritizing studies from Indonesia and articles in international peer-reviewed journals visible through Scopus, Web of Science, PubMed, Crossref, or publisher metadata. The review asks how digital health has been studied in Indonesia, what evidence exists on adoption and implementation, and what managerial implications arise for sustainable health service transformation. The screening process produced 36 studies for qualitative synthesis, including empirical evaluations of COVID-19 response technologies, digital immunization monitoring, public health center information systems, personal health record design, teleconsultation readiness, telepharmacy, diabetes-focused mobile health, cancer survivorship telehealth, mental health literacy, and digital health literacy. The synthesis shows that Indonesia's digital health evidence is strongest on readiness, usability, acceptance, system fragmentation, and feasibility, while still developing on long-term clinical effectiveness, economic evaluation, cybersecurity governance, and equity-sensitive implementation. Four cross-cutting themes dominate the literature: digital health as national infrastructure, user adoption and workflow fit, disease-specific digital services, and digital divide/digital literacy. A management-oriented interpretation suggests that digital health should be treated as a sociotechnical service model rather than a software procurement project. Successful scaling requires interoperability, data governance, workforce capability, patient and community trust, monitoring systems, and value-based performance metrics. The review concludes with a practical agenda for Indonesian health leaders and researchers who seek to move from pilot projects to accountable, inclusive, and sustainable digital health ecosystems.

Shariah-compliant cryptocurrency: Navigating opportunities and challenges at the intersection of Islamic finance and digital innovation Olivia Putri Dahlan
Journal of Islamic Economic Insights Vol. 1 No. 1 (2025): January 2025
Publisher : PRIVIETLAB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jiei.v1i1.293

The emergence of cryptocurrencies, driven by technological advancements and the rise of electronic business (e-business), presents both opportunities and challenges for Islamic finance. Cryptocurrencies, such as Bitcoin, have introduced novel digital assets that facilitate fast, borderless, and secure transactions without traditional financial intermediaries. However, their compatibility with Islamic finance principles governed by Shariah law remains a subject of debate. While some scholars argue against cryptocurrencies because of speculation and lack of intrinsic value, others explore the potential for Sharia-compliant solutions backed by tangible assets. Despite challenges, such as regulatory uncertainty and value fluctuations, blockchain technology offers transparency and security, aligning with Islamic finance's emphasis on ethical and equitable dealings. Recommendations include continued research, the development of Shariah-compliant cryptocurrencies, education initiatives, regulatory clarity, and embracing innovation to enhance financial inclusion. By implementing these recommendations, Islamic finance can navigate the complexities of cryptocurrency integration, while upholding Shariah principles and fostering inclusive economic growth.

Islamic social finance and socioeconomic development: A systematic literature review Olivia Putri Dahlan; Dimvy Rusefani Asetya
Journal of Islamic Economic Insights Vol. 2 No. 1 (2026): January 2026
Publisher : PRIVIETLAB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jiei.v2i1.1740

Islamic social finance has increasingly been discussed as a complementary framework for addressing poverty, inequality, financial exclusion, and development financing gaps. Yet the literature remains dispersed across studies of zakat, waqf, digital governance, institutional performance, and the Sustainable Development Goals (SDGs). This article develops a more integrative synthesis by reviewing peer-reviewed studies published mainly between 2013 and 2024 and by organizing the evidence around four linked questions: how zakat contributes to poverty alleviation, how productive waqf supports long-term development, how Islamic social finance aligns with the SDGs, and which governance factors condition institutional effectiveness. The review follows a structured PRISMA-informed process and uses thematic synthesis rather than meta-analysis because the literature contains conceptual papers, case studies, bibliometric mapping, framework-building research, and empirical analyses with heterogeneous designs. The review shows that Islamic social finance performs at least three distinct but interrelated functions. First, zakat operates as a redistributive and welfare-stabilizing instrument that can improve household resilience and reduce selected poverty indicators when targeting and institutional quality are strong. Second, productive waqf creates a longer time horizon by converting endowed assets into sustainable income streams for education, health, microenterprise, and community infrastructure. Third, integration across social and commercial Islamic finance broadens scale, sustainability, and policy relevance. At the same time, the literature consistently identifies governance weaknesses, fragmented databases, weak reporting, limited professionalism among managers, and uneven digital adoption as the main obstacles to impact. The article concludes that Islamic social finance has real developmental value, but its contribution becomes stronger when institutions move beyond charity administration toward integrated governance, data transparency, and outcome-oriented social investment.

Remembering the disappeared: A Ricoeurian-Gadamerian hermeneutic reading of Leila S. Chudori’s Laut Bercerita in the Indonesian post-reformasi context Olivia Putri Dahlan
Journal of Language and Literature Inquiry Vol. 1 No. 1 (2026): May 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jlli.v1i1.1836

This article offers an original hermeneutic reading of Leila S. Chudori’s modern Indonesian novel Laut Bercerita (Chudori, 2017), which narrates the abduction, torture, disappearance, and familial afterlife of pro-democracy activists around the end of Indonesia’s New Order. Existing scholarship has productively examined the novel through new historicism, sociology of literature, education, discourse analysis and representations of violence. This paper contributes a different argument: Laut Bercerita is not only a fictional representation of political repression but also a hermeneutic event that trains readers to interpret absence, testimonies, and historical responsibility. Drawing on Hans-Georg Gadamer’s concepts of historically affected understanding and fusion of horizons and Paul Ricoeur’s theories of distanciation, the world of the text, narrative identity, and memory, the study applies a qualitative interpretive design to the Indonesian edition of the novel. The analysis identifies five interlocking interpretive structures: the sea as a counter-archive, torture as coercive state interpretation, the family table as everyday witness, Asmara Jati’s testimony as a bridge from private mourning to public memory, and the novel’s split temporal narration as an ethical refusal of closure. The findings suggest that the novel converts historical trauma into a demand for interpretation. In the Indonesian context, where enforced disappearances and debates over national history remain unresolved, Laut Bercerita positions literature as a civic medium through which readers encounter the disappeared not as victims of the past but as persistent claims on democratic memory.

The language of platform governance: An economics-based scoping review of SME value creation and dependency in digital platform ecosystems Olivia Putri Dahlan
Journal of Financial Literacy Vol. 1 No. 1 (2026): January 2026
Publisher : Privietlab

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Digital platforms have become a dominant form of economic organization, yet small and medium-sized enterprises (SMEs) often participate in platform ecosystems without clear guidance on how platform governance changes value creation and value capture. This study develops an original economics-based scoping review of peer-reviewed, DOI-bearing literature to explain how platform participation affects SME performance, innovation, and dependency. Drawing on transaction cost economics, institutional economics, resource-based theory, dynamic capabilities, multi-sided market theory, and ecosystem strategy, the article asks: What economic mechanisms explain SME value creation on platforms, what governance tensions affect value capture, and what research agenda follows for business management scholarship? A theory-led scoping method was used to synthesize 40 DOI-verified sources, including foundational economics articles and contemporary digital platform studies. The synthesis identifies five connected mechanisms: transaction-cost economizing, network-effect scaling, boundary-resource governance, ecosystem complementarities, and SME platform capability. It also shows that platforms do not simply reduce market frictions; they relocate coordination, bargaining, and innovation risks from traditional firm boundaries into platform rules, interfaces, data architectures, and complementor relationships. The article contributes a three-layer framework - economizing, orchestrating, and capability-building - and proposes testable propositions for future empirical research. The findings suggest that SMEs benefit most when digital platform capability and network capability are combined with institutional safeguards against platform-owner opportunism, opaque algorithmic governance, and complementor displacement. The study concludes that platform participation is best understood not as a purely technological adoption decision but as a governance choice shaped by transaction costs, capabilities, and ecosystem power.

Frictionless money, frictionless debt: E-wallets, PayLater, and the financial socialization of Indonesia’s digital generation Olivia Putri Dahlan
Journal of Financial Literacy Vol. 1 No. 2 (2026): July 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jfl.v1i2.2117

Indonesia’s payment landscape has been transformed in less than a decade. E-wallets and buy-now-pay-later (BNPL, locally “PayLater”) services now sit inside the shopping applications that young Indonesians open dozens of times a day, and their defining commercial virtue is frictionlessness: money that moves without being felt. This commentary argues that frictionlessness is not a neutral convenience but a deliberate design choice that suppresses the psychological “pain of payment,” and that its costs fall disproportionately on a digital generation whose financial literacy remains thin and whose consumption norms are formed on social media. Drawing on Indonesian and international evidence, I contend that e-wallets cultivate an illusion of liquidity that converts low self-control into excessive spending, that BNPL functions as credit that does not feel like credit and sits largely outside responsible-lending obligations, and that social media intensity both fuels impulsive adoption and erodes the protective influence of financial parenting. Protective factorsfinancial self-efficacy, parental socialization, mindfulness, and digital financial literacyare real but unevenly distributed. I conclude that financial education and regulation must engage with payment architecture itself: friction, salience, and default design should become objects of policy, not merely information provision. Otherwise, Indonesia risks socializing a generation into debt it never consciously decided to take. Keywords: buy-now-pay-later; e-wallets; pain of payment; financial literacy; Indonesia

Tariff wars and the Global South: Economic impact and trade flow implications of the contemporary tariff conflict Olivia Putri Dahlan
Journal of International Political Economy and Strategy Vol. 1 No. 1 (2026): February 2026
Publisher : Privietlab

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The resurgence of protectionist trade policy in the twenty-first century has precipitated a complex and consequential realignment of the global trading architecture. This study examines the economic impact and trade flow implications of the contemporary tariff conflict—commonly referred to as the "tariff war"—on economies of the Global South, comprising developing and emerging-market nations across Sub-Saharan Africa, South and Southeast Asia, Latin America, and the Middle East and North Africa (MENA) region. Drawing on macroeconomic data from the World Trade Organization (WTO), World Bank, and International Monetary Fund (IMF), this paper employs a multi-dimensional analytical framework incorporating trade diversion theory, terms-of-trade analysis, and computable general equilibrium (CGE) modelling insights to assess short- and medium-term economic consequences. The findings indicate that Global South economies face asymmetric and disproportionate exposure to tariff escalation initiated between major trading powers, particularly the United States and China, due to their structural dependence on commodity exports, limited export diversification, and vulnerability to capital flow reversals. While certain countries have accrued marginal gains through trade diversion, the aggregate macroeconomic effects—including GDP contraction, inflationary pressure, currency depreciation, and deteriorating terms of trade—are substantially negative. This paper argues that the tariff war fundamentally represents a structural threat to the development trajectories of Global South economies, underscoring the urgency of coordinated multilateral policy responses and South-South trade integration as adaptive strategies.

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