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All Journal Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Matriks
Muhammad Permadi
Sekolah Tinggi Agama Islam Kuningan
Religion Neuroscience Social Sciences

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Digital Transformation in Waqf and Hajj Fund Management: Sharia Compliance and Efficiency in 2025 Muhammad Permadi; Atin Risnawati
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 19 No. 1 (2026): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

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Abstract

Digital transformation of Islamic financial institutions has become a major factor in making it easier to manage waqf and hajj funds, especially when it comes to following Sharia law and running things more smoothly. This study looks at how digital technologies could be used in 2025 to improve the governance, collection, distribution, and investment of waqf and hajj funds. The research shows how blockchain, artificial intelligence, and mobile fintech platforms can make things more open, easier to follow, and more accountable. It does this by looking at regulatory frameworks, case studies of institutions, and new technologies. It looks at how well these digital tools fit with Sharia principles to make sure that religious duties are met without lowering efficiency or public trust. The results show that digital transformation not only makes managing funds easier, but it also opens up more opportunities for beneficiaries and donors, lowers administrative costs, and promotes long-term economic and social growth. The study also talks about possible problems that need to be fixed to get the best results. These include cybersecurity risks, regulatory gaps, and barriers to digital literacy. The results show that the best way for waqf and hajj fund institutions to move forward is to use a hybrid model that combines traditional governance values ​​with cutting-edge technology. Digital transformation can make Islamic finance more effective at reaching both spiritual and social goals by encouraging innovation while protecting religious integrity. This makes waqf and hajj funds strong, clear, and useful financial tools in the modern world.
Period Front Education Era Revolution Industry 4.0 Going To Society 5.0 Muhammad Permadi; Atin Risnawati
Matriks Jurnal Sosial dan Sains Vol. 7 No. 1 (2025): Matriks: Jurnal Sosial dan Sains
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/matriks.v7i1.29793

Abstract

Education is an important element that must continue to develop in response to contemporary needs and societal developments. The rapid advancement of technology requires adaptation of educational systems to ensure that individuals can keep pace with this evolution. During the Industrial Revolution 4.0, education stressed the use of internet networks and information technology which were fundamental in the learning system. Blended learning, case-based learning, and hybrid learning were the dominant methodologies in this period. The emergence of the Society 5.0 period represents a transformation in several aspects of society, including education. This understanding facilitates the development of contemporary science that is adapted to meet human needs in accordance with current expectations. The Society 5.0 era is based on 21st century competencies which are closely related to rapid technological progress. This period offers efficiency and convenience, where technology helps and does not dominate, thus improving the quality of life to become more comfortable and prosperous.
Co-Authors Atin Risnawati