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All Journal Annals of Management and Organization Research Reviu Akuntansi, Manajemen, dan Bisnis Studi Akuntansi, Keuangan, dan Manajemen
Candy Candy
Universitas Internasional Batam, Batam, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Determinants of FinTech Use Behavior: The Role of Behavioral Intention and Government Support Candy Candy; Doreen Angelina; Hesniati Hesniati
Studi Akuntansi, Keuangan, dan Manajemen Vol 6 No 1 (2026): July
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/sakman.v6i1.6492

Abstract

Purpose: This study examines the factors influencing Financial Technology (FinTech) use behavior among Generation Z in Indonesia by analyzing the role of behavioral intention as a mediator and government support as a moderator. Methodology: A quantitative approach was employed using a survey of 433 Generation Z FinTech users in Indonesia. Data were collected through an online questionnaire and analyzed using Partial Least Squares Structural-Equation Modeling (PLS-SEM) with SmartPLS. Results: The findings indicate that Attitude, trust, and privacy concerns significantly influenced behavioral intention. In addition, attitude, trust, and behavioral intention significantly affect use behavior, whereas privacy concerns do not directly influence use behavior. Behavioral intention also mediates the relationships between attitude, trust, privacy concerns, and use behavior. Interestingly, government support negatively moderates the relationship between behavioral intention and use behavior, suggesting that stronger external support systems may reduce the dependence of FinTech use on individual intentions alone. Conclusions: Behavioral intention plays an important role in translating psychological factors into actual use behavior. Meanwhile, government support shapes FinTech adoption through external, structural, and institutional support mechanisms. Limitations: This study is limited by the use of a survey method and a limited number of variables, which may not fully represent all factors influencing FinTech use behavior. Contributions: This study contributes to the development of technology acceptance research by integrating psychological and external factors into a single model. The findings also provide practical insights for policymakers and FinTech companies in improving digital financial service adoption among Generation Z.
CEO Narcissism and Firm Performance: The Strategic Role of ESG Performance Candy Candy; Elaine Wong; Robby Krisyadi
Annals of Management and Organization Research Vol. 7 No. 3 (2026): February
Publisher : goodwood publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/amor.v7i3.3661

Abstract

Purpose: This study investigates how CEO narcissism influences firm performance and examines whether Environmental, Social, and Governance (ESG) performance mediates this relationship. Research Methodology: A quantitative approach was used to analyze data from 75 purposively selected firms listed on the Indonesian Stock Exchange (IDX) for the period 2019-2023. Regression methods were applied to test direct and indirect relationships with financial performance indicators such as ROA and ROE. ESG performance is used as a mediating variable. Results: The study finds that CEO narcissism negatively affects ROA but positively influences ROE. ESG performance significantly impacts both ROA and ROE. The mediation analysis shows that ESG performance partially mediates the relationship between CEO narcissism and ROA but does not significantly mediate the relationship with ROE. Conclusions: CEO narcissism affects firm performance directly and indirectly through ESG performance, emphasizing ESG as a strategic pathway for executive characteristics to shape financial outcomes. Limitations: CEO narcissism was measured using photographs, which may introduce bias. This study is limited to Indonesian firms, which reduces generalizability. Contributions: This study contributes to corporate governance, leadership studies, and sustainability management by highlighting the influence of CEO traits on ESG-driven performance. This study extends the Upper Echelons Theory by incorporating ESG dimensions into the CEO-firm performance relationship.
Insecure-Anxious Attachment and Social Loneliness: The Mediating Roles of Income Security and Financial Well-Being Dewi Khornida Marheni; Della Febrianti; Candy Candy; Cynthia Anna Wijayanti
Reviu Akuntansi, Manajemen, dan Bisnis Vol 6 No 2 (2026): Juni
Publisher : Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/rambis.v6i2.6584

Abstract

Purpose: This study aims to analyze the effect of insecure-anxious attachment on social loneliness, with income security and financial well-being as mediating variables.Research Methodology: This study employs a quantitative research approach, with questionnaires distributed to 400 respondents from Generations X, Y, and Z in Batam City using purposive sampling, supported by interview insights, and analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM).Results: The findings indicate that insecure-anxious attachment has a significant negative effect on income security and financial well-being, which in turn negatively affect social loneliness. Although insecure-anxious attachment has no direct effect on social loneliness, both financial variables fully mediate the relationship.Conclusions: Financial factors play a crucial mediating role in linking psychological attachment and social loneliness.|Limitations: This study is limited to respondents in Batam City and only examines income security and financial well-being as mediating variables. Other potential factors influencing social loneliness were not included in the research model.Contributions: This study advances the application of Attachment Theory and Self-Determination Theory by showing that insecure-anxious attachment is associated with social loneliness indirectly through income security and financial well-being rather than through a direct pathway. By integrating psychological and financial perspectives, the study positions financial conditions as mechanisms linking attachment-related insecurity to social disconnection, extending the application of both theories to the intersection of psychological, financial, and social experiences.
Co-Authors Cynthia Anna Wijayanti Della Febrianti Dewi Khornida Marheni Doreen Angelina Elaine Wong Hesniati Hesniati Robby Krisyadi