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All Journal Jurnal Kajian Hukum Dan Kebijakan Publik
Helfira Citra
Program Studi Manajemen Pemasaran, Fakultas Ekonomi dan Bisnis, Universitas Andalas
Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Kajian Hukum Asuransi Dalam Perspektif Hukum Bisnis di Indonesia Kevin Aurel Hendra; Nathasya Calista; Zaskia Fadhillah; Najwa Fadilah Affandi; Wahyu Firmansyah; Helfira Citra
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Agustus
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/8ck3c288

Abstract

This study examines the concept and application of insurance within the framework of business law, with particular emphasis on legal regulation, fundamental insurance principles, and dispute resolution in insurance claims. The research employs a normative juridical method through statutory and literature approaches, analyzing relevant laws, regulations, and legal doctrines related to insurance practices. The findings indicate that insurance plays a crucial role in providing legal protection and financial security by transferring risk from the insured to the insurer. However, in practice, disputes frequently arise due to differences in the interpretation of policy provisions and the application of the principle of indemnity. These issues highlight the importance of legal clarity, transparency, and good faith in insurance agreements. Therefore, a comprehensive understanding of insurance principles and contractual obligations is essential to ensure legal certainty and fairness for both insurers and policyholders.
Tinjauan Hukum Perdata Terhadap Akibat dan Penyelesaian Sengketa Usaha Muhammad Luthfi De Vitra; Robbiah Nurul Hidayati; Najwatillah Khairani; Widia Keisya Octavianda; Muthia Maghfira; Helfira Citra
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Agustus
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/dr91cn17

Abstract

The purpose of this study is to analyze the legal consequences of default in business agreements and the mechanisms for settling business disputes. Default occurs when a party fails to fulfill their contractual obligations. This research uses a case study approach, specifically the decision of the Bengkulu District Court No. 17/Pdt.G/2025/PN Bgl regarding an insurance claim dispute. The results show that the insurer's refusal to pay a claim without adequate proof is categorized as an unlawful act. The court ordered the defendant to pay material damages of IDR 200,000,000. This study concludes that transparency and good faith are essential in maintaining legal certainty in business.
Co-Authors Kevin Aurel Hendra Muhammad Luthfi De Vitra Muthia Maghfira Najwa Fadilah Affandi Najwatillah Khairani Nathasya Calista Robbiah Nurul Hidayati Wahyu Firmansyah Widia Keisya Octavianda Zaskia Fadhillah