Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
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All Journal Bima Journal : Business, Management and Accounting Journal Journal of Applied Business, Taxation and Economics Reseach
Riyanti Riyanti
Muhammadiyah University of Palopo
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Influence of Materialistic Value and Fear of Missing Out (FoMO) on Financial Decisions of Active Instagran and TikTok User Among Students Aulia Mulki; Asriany Asriany; Riyanti Riyanti
BIMA Journal (Business, Management, & Accounting Journal) Vol. 7 No. 1 (2026)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.7.1.829-836

Abstract

Purpose: This study aims to examine the influence of materialistic value and Fear of Missing Out (FoMO) on the financial decision-making of university students who are active Instagram and TikTok users. This study is important for understanding the psychological factors that influence financial behaviour in the digital era. Methodology: This study employed a quantitative approach using a survey method. Data were collected through questionnaires distributed to 100 university students in Palopo City, selected using purposive sampling. The data were analysed using multiple linear regression with SPSS. Results: The findings indicate that materialistic value does not have a significant effect on financial decisions, while FoMO has a positive and significant effect on students’ financial decision-making. Simultaneously, both variables significantly influence financial decisions. These findings suggest that psychological pressure and social comparison driven by social media use contribute to students’ financial behaviour. Novelty: This study integrates materialistic value and FoMO in analysing financial decision-making among students who are active users of social media, particularly Instagram and TikTok.  Conclusion: Students’ financial decisions are influenced more by psychological and social factors than by purely rational considerations. Type of Paper: Research Article.
The Influence of Financial Literacy, Hedonism Lifestyle, Social Media, on Financial Management of Students of The Pharmacy Study Program, Muhammadiyah University of Palopo Sarinayanti Sarinayanti; Asriany Asriany; Riyanti Riyanti
Journal of Applied Business, Taxation and Economics Research Vol. 5 No. 5 (2026)
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/jabter.v5i5.611

Abstract

Study This aim For analyze influence literacy finance , style life hedonism , social media to management finance study program students Muhammadiyah University Pharmacy Palopo . Study This use approach quantitative with proportionate stratified random sampling technique and survey method on 200 respondents who are student active study program Pharmacy Department of Muhammadiyah University of Palopo 2025/2026 . Data collection was carried out through questionnaire , and data analysis includes validity tests , reliability tests , assumption tests classic , as well as multiple linear regression . Research results show that literacy finance influential positive and significant to management finance students , while style life hedonism No give influence significant . Social media found influential positive and significant to management finance . In terms of simultaneous , third variables the influential significant with contribution by 34.8% against management finance students . Findings This implies that improvement literacy finance and social media utilization in a way educative become factor important in form behavior management more finances​ okay , meanwhile style life hedonistic No is factor dominant in context student Pharmacy.
Co-Authors Asriany Asriany Aulia Mulki Sarinayanti Sarinayanti