Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Jurnal Asy-Syari'ah Mabahits Al-Uqud
Heris Suhendar
Universitas Islam Negeri KH. Abdurahman Wahid Pekalongan
Arts Humanities Law, Crime, Criminology & Criminal Justice Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Mosques as Catalysts for Islamic Financial Inclusion: Evidence from Branchless Banking Implementations Trianah Sofiani; Shofian bin Ahmad; Bunga Desyana Pratami; Heris Suhendar
Asy-Syari'ah Vol. 27 No. 2 (2025): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v27i2.48309

Abstract

Islamic financial inclusion in Indonesia remains relatively low among the unbanked and underbanked populations, who have limited access to formal banking services. This condition necessitated Bank Syariah Indonesia to introduce a branchless banking initiative, known as BSI Smart, which is integrated with mosques to expand equitable access to Islamic financial services. Therefore, this study aimed to analyze the effectiveness of implementing a branchless banking policy integrated with mosques to increase Islamic financial inclusion. The analysis adopted qualitative methods, collecting data through interviews and questionnaires. Interviews were conducted with 10 informants selected purposively. Questionnaires were further administered to 100 respondents in rural areas and 100 in urban areas who were randomly selected. Correlating with the theories of Edwards and Metter-Horn, this study showed that implementing branchless banking policy through mosques remained ineffective due to inaccurate targeting, limited facilities and infrastructure, suboptimal communication, and the community's socio-economic conditions, which tended to favor informal financial institutions. The novelty of the analysis lay in the integration of mosques as centers for Islamic financial literacy and education, directly connected to BSI Smart agents. This allowed mosques to serve as places of worship and centers of economic empower­ment for the community. Additionally, the model had the potential to become a new strategy in expanding the reach of Islamic banking that was more inclusive, sustainable, and in accordance with Islamic principles.
Materials, Use, Buying, and Selling Eyelash Extensions from Sharia Economic Law Perspective Seli Selviani; Hasan Bisri; Heris Suhendar
Mabahits Al-Uqud Vol 1 No 1 (2024): June
Publisher : Postgraduate of Univeritas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/mau.v1i1.939

Abstract

Eyelash extensions are false eyelashes that are widely used by women today. Eyelash extensions are sold freely without having halal certification and permission from BPOM. According to Fiqh al-bai, this study aimed to discover the halalness of eyelash extension products and the law of buying and selling eyelash extensions. This research uses a descriptive-analytical method. Based on research results, the material for making eyelash extensions is usually made from human hair and keratin. In addition, using eyelash extensions can cause ablution and make obligatory bathing invalid because water cannot be used directly to touch the skin. The law of buying and selling eyelash extensions, according to Fiqh al-Ba'i, is not permissible because it does not meet the requirements for the object of sale and purchase. Namely, the goods being traded are neither halal nor holy
Co-Authors Bunga Desyana Pratami Hasan Bisri Seli Selviani Shofian bin Ahmad Trianah Sofiani