Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Business Economic, Communication, and Social Sciences Journal (BECOSS)
Anis Rifai
Al Azhar University of Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering

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Ransomware Attacks on Investors’ Personal Data and the Legal Liability of Securities Companies in Indonesia Fauzan Wahyu Utomo; Anis Rifai; Anas Lutfi
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 8 No. 2 (2026): BECOSS (In Press)
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v8i2.16136

Abstract

This article examines the legal liability of securities companies for ransomware attacks that result in the misuse of investors’ personal data in Indonesia. Using normative legal research with statute, conceptual, and case approaches, this study shows that the relevant legal framework is formed by the Capital Market Law, the Personal Data Protection Law, the Electronic Information and Transactions Law as amended by Law No. 1 of 2024, the Financial Sector Development and Strengthening Law, and OJK consumer protection regulations. The research gap lies in the absence of a focused analysis of securities companies’ accountability through the doctrines of duty of care, corporate negligence, and cyber liability in the capital market context. This article finds that liability may arise contractually, in tort, and administratively when a securities company fails to implement reasonable security measures, supervision, and incident response. Stronger harmonization of sectoral rules, explicit breach notification standards, and risk-based security obligations are therefore needed to protect investors more effectively.
Analysis of the Mediator's Role in Resolving Default Cases: A Case Study of Loan Agreements Secured by Land Title Certificates Muhammad Amir Maksum; Arina Novizas Shebubakar; Anis Rifai
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 7 No. 3 (2025): BECOSS
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v7i3.13578

Abstract

This study examines the effectiveness of mediation in resolving breach of contract disputes arising from loan agreements secured by land title certificates. The primary focus of this research is to analyze the impact of mediation on both disputing parties and to identify the legal implications of the mediation outcomes. The methodology employed is a normative legal approach, supported by descriptive-analytical analysis of primary data in the form of legal regulations concerning mediation and default cases, as well as secondary data obtained from journals, books, and recent legal articles. The findings indicate that mediation is an effective alternative dispute resolution method, as it reduces costs, time, and the potential for damaged relationships between the parties. Furthermore, the role of the mediator as a neutral party is proven to be crucial in fostering a conducive atmosphere and assisting the parties in reaching a fair agreement. However, the effectiveness of mediation can be hindered by the public's lack of understanding of mediation procedures and the limited skills of mediators. Therefore, this study recommends improving the quality of mediators through continuous training and enhancing public legal awareness so that mediation can become the primary option for resolving breach of contract disputes.
Analysis of The Benefits of Collective Labor Agreements (CLA) in Establishing Harmonious Industrial Relations Between Employers, Workers, and The Government Nurita Singalodra; Suartini Suartini; Anis Rifai
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 7 No. 3 (2025): BECOSS
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v7i3.13629

Abstract

Collective Labor Agreements (CLA) are a crucial instrument for fostering harmonious industrial relations between employers, workers, and the government. CLAs provide legal certainty, ensure fair management of rights and obligations, and support the creation of a conducive working environment. This study aims to identify the benefits gained by each party employers, workers, and the government through the implementation of CLAs. Using a normative research method, the study analyzes applicable labor regulations and examines the role of CLAs in reducing potential conflicts, increasing productivity, and enhancing cost efficiency. The findings reveal that CLAs offer numerous benefits, including conflict reduction, productivity improvement, more efficient cost management, and the development of a positive image for both companies and the government. The study also highlights the importance of social dialogue in the CLA drafting process and the need for regular evaluation of its implementation. In conclusion, CLAs are a strategic tool for establishing stable, equitable, and sustainable industrial relations. Therefore, it is essential for all parties to strengthen the implementation and oversight of CLAs to ensure the creation of harmonious and productive working relationships.
The Utilization of Artificial Intelligence as a Contract Review Tool for Government Procurement of Goods and Services to Mitigate Legal Risks Siswahyudi Siswahyudi; Suartini Suartini; Anis Rifai
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 7 No. 3 (2025): BECOSS
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v7i3.13647

Abstract

This study examines the application of Artificial Intelligence (AI), specifically Natural Language Processing (NLP), as a strategic tool in reviewing government procurement contracts to mitigate legal risks. Manual contract review processes are often inefficient, prone to human error, and unable to keep up with the volume and complexity of government contracts. Using a normative-judicial legal research method, the study analyzes how AI integration can enhance legal certainty, efficiency, and accountability in public procurement. Through document digitization, standardized contract formats, and audit trail systems, AI can identify ambiguous or risky clauses, verify compliance with regulations, and provide recommendations supported by legal data and precedents. The study also investigates the current legal framework in Indonesia, identifying gaps that hinder AI implementation in administrative practices. While the ITE Law and Presidential Regulations offer a foundation for digital systems in governance, there is still no specific regulation governing AI use in legal decision support. Comparative insights from the UK, US, EU, and Morocco show that AI has improved review accuracy, reduced processing time, and strengthened public sector integrity, although concerns over transparency and algorithmic accountability persist. The study concludes that the integration of AI into procurement contract management offers significant potential for bureaucratic reform and risk mitigation, but requires robust legal frameworks, clear boundaries of responsibility, and institutional readiness. With adaptive policy support, ethical oversight, and inter-agency collaboration, AI can serve as a transformative instrument for enhancing good governance, preventing legal disputes, and protecting public officials in the execution of procurement responsibilities.
Co-Authors Anas Lutfi Arina Novizas Shebubakar Fauzan Wahyu Utomo Muhammad Amir Maksum Nurita Singalodra Siswahyudi Siswahyudi Suartini Suartini