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All Journal FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Jurnal Ilmiah Mahasiswa Raushan Fikr
Ade Fakih Kurniawan
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten, Indonesia
Religion Arts Social Sciences

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New Media, Profit Orientation, and Lifestyle among Indonesian Muslim Millennials: A Rational Choice Perspective on Capital Market Engagement Henny Saraswati; Umi Kultsum; Ade Fakih Kurniawan
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 2 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i2.6627

Abstract

This article explores the interplay between new media, lifestyle aspirations, and financial behavior among Indonesian Muslim millennials in relation to capital market investments. Anchored in Rational Choice Theory (RCT), the study investigates how economic motivations, religious considerations, and social influences shape investment decisions. Drawing on qualitative data collected through in-depth interviews with more than 20 millennial Muslims from Yogyakarta and East Java, the study reveals a dynamic shift in perception—from viewing investment as a prestigious lifestyle marker to embracing it as a rational strategy for long-term financial security. Social media and smartphone technology emerge as key facilitators of financial literacy and access, enabling individuals to engage with the capital market despite limited formal financial education. Moreover, the research highlights how religious legitimation, particularly the fatwa from Indonesia’s National Sharia Council (DSN MUI), contributes to the perceived permissibility of stock market participation among observant Muslims. However, this perception is not universally acknowledged, indicating a nuanced negotiation between religious norms and market behavior. The findings suggest that capital market participation among Muslim millennials is not solely driven by profit-seeking behavior but also deeply influenced by peer dynamics, lifestyle aspirations, and broader socio-religious frameworks. This study contributes to a growing body of literature on Islamic financial practices, digital religiosity, and the socio-cultural dimensions of economic life in Muslim-majority societies.
Perfeksionisme dan Kecemasan: Distingsi antara Sakinah dan Tuma'ninah dalam Al-Qur'an Afifah Syawalia Arifin; Ade Fakih Kurniawan; Agus Ali Dzawafi
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 15 No 1 (2026): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/whwyt033

Abstract

Maladaptive perfectionism intensifies anxiety by imposing rigid internal standards, amplifying fear of failure, and making self-worth contingent upon achievement. This study examines the functional distinction between sakinah and tuma'ninah in the Qur'an as two Qur'anic modes of inner serenity and reconstructs their conceptual relevance for responding to anxiety generated by maladaptive perfectionism. Employing a qualitative library-based design, the study applies the thematic exegetical method (tafsir mawdu'i) and analyzes selected Qur'anic verses through classical and contemporary exegetical works. The findings are then mapped through perfectionism theory as an analytical lens. The study demonstrates that sakinah denotes situational tranquility that stabilizes the inner self in moments of acute emotional pressure, whereas tuma'ninah signifies an enduring and internalized tranquility grounded in faith, dhikr, and acceptance of divine decree. In the context of maladaptive perfectionism, sakinah mitigates the immediate surge of anxiety caused by failure, while tuma'ninah reorients self-worth from achievement-based validation toward the meaning of servitude (ubudiyyah). These findings generate a two-stage model of inner transformation: emotional stabilization followed by the reorientation of self-worth. This model offers a Qur'anic conceptual framework for interpreting the movement from maladaptive perfectionism toward a more adaptive and spiritually integrated form of striving.
Co-Authors Afifah Syawalia Arifin Agus Ali Dzawafi Umi Kultsum