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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah DEVELOPMENT : Journal of Community Engagement
Anik
Universitas Alma Ata
Economics, Econometrics & Finance Social Sciences

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MEMBANGUN GENERASI MUDA MELEK KEUANGAN SYARIAH: IMPLEMENTASI PROGRAM SMART YOUTH, SMART FINANCE, DAN SMART FUTURE DI SMKN 1 BANTUL YOGYAKARTA Novi Febriyanti; Anik; Ratih Purbowisanti; Ahmad Saifudin
DEVELOPMENT: Journal of Community Engagement Vol. 4 No. 4 (2025): Desember
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/8tz74q56

Abstract

This community engagement activity aims to strengthen Islamic financial literacy among students of the Accounting and Financial Institutions Department (AKL) at SMKN 1 Bantul through the program “Smart Youth, Smart Finance, Smart Future.” The program was implemented using a descriptive qualitative approach within a community service framework, employing interactive lectures, discussions, and reflective activities. Data were collected through observation, field notes, and documentation to capture participants’ responses and understanding. The results indicate that the program successfully enhanced students’ awareness of smart financial management based on Islamic principles, including distinguishing between needs and wants, avoiding consumptive behavior, and understanding the ethical and social dimensions of finance. Students also gained a broader perspective on financial planning and the importance of managing wealth responsibly and sustainably. Overall, this program demonstrates that Islamic financial literacy education delivered through participatory community engagement can effectively support the development of financially literate, ethical, and future-oriented youth.
Assessing Green and Shariah Claims: Dual Accountability in Green Islamic Fintech Anom Garbo; Joko Setyono; Anik
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 3 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i4.32760

Abstract

This study aims to formulate a conceptual framework for rereading green finance -based Islamic FinTech through the perspectives of Islamic Ecotheology, maqāṣid al-sharī'ah, and sustainability governance. Using a narrative literature review, this study synthesizes fragmented literature on Islamic FinTech, green finance, greenwashing, shariah governance, ecological governance, Islamic Ecotheology, and maqāṣid al-sharī'ah. The results of the study indicate that Islamic FinTech is still largely understood within a legal technical framework, particularly regarding service efficiency, financial inclusion, and contract compliance. At the same time, green finance faces the risk of greenwashing when green claims are not accompanied by evidence of impact. In the context of Islamic FinTech, this issue develops into a double legitimacy risk because green claims can meet with sharia claims that are not necessarily oriented towards maqāṣid. This study proposes shariah ecological governance as a conceptual framework that connects shariah screening, ecological screening, maqāṣid assessment, impact reporting, digital traceability, ecological shariah audit, and stakeholder accountability. The study's primary contribution lies in shifting the understanding of Islamic FinTech from a transaction platform to a maqāṣid- based impact accountability regime and ecological responsibility.
Co-Authors Ahmad Saifudin Anom Garbo Joko Setyono Novi Febriyanti Purbowisanti, Ratih