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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah DEVELOPMENT : Journal of Community Engagement
Anik
Universitas Alma Ata
Economics, Econometrics & Finance Social Sciences

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MEMBANGUN GENERASI MUDA MELEK KEUANGAN SYARIAH: IMPLEMENTASI PROGRAM SMART YOUTH, SMART FINANCE, DAN SMART FUTURE DI SMKN 1 BANTUL YOGYAKARTA Novi Febriyanti; Anik; Ratih Purbowisanti; Ahmad Saifudin
DEVELOPMENT: Journal of Community Engagement Vol. 4 No. 4 (2025): Desember
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/8tz74q56

Abstract

This community engagement activity aims to strengthen Islamic financial literacy among students of the Accounting and Financial Institutions Department (AKL) at SMKN 1 Bantul through the program “Smart Youth, Smart Finance, Smart Future.” The program was implemented using a descriptive qualitative approach within a community service framework, employing interactive lectures, discussions, and reflective activities. Data were collected through observation, field notes, and documentation to capture participants’ responses and understanding. The results indicate that the program successfully enhanced students’ awareness of smart financial management based on Islamic principles, including distinguishing between needs and wants, avoiding consumptive behavior, and understanding the ethical and social dimensions of finance. Students also gained a broader perspective on financial planning and the importance of managing wealth responsibly and sustainably. Overall, this program demonstrates that Islamic financial literacy education delivered through participatory community engagement can effectively support the development of financially literate, ethical, and future-oriented youth.
Menakar Klaim Hijau dan Syariah: Akuntabilitas Ganda dalam Green Islamic FinTech Anom Garbo; Joko Setyono; Anik
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 4 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i4.32760

Abstract

Studi ini bertujuan merumuskan kerangka konseptual untuk membaca ulang Islamic FinTech berbasis green finance melalui perspektif Ekoteologi Islam, maqāṣid al-sharī‘ah, dan tata kelola keberlanjutan. Dengan menggunakan narrative literature review, studi ini menyintesis literatur yang terfragmentasi tentang Islamic FinTech, green finance, greenwashing, shariah governance, ecological governance, Ekoteologi Islam, dan maqāṣid al-sharī‘ah. Hasil kajian menunjukkan bahwa Islamic FinTech masih banyak dipahami dalam kerangka teknis legal, terutama terkait efisiensi layanan, inklusi keuangan, dan kepatuhan akad. Pada saat yang sama, green finance menghadapi risiko greenwashing ketika klaim hijau tidak disertai pembuktian dampak. Dalam konteks Islamic FinTech, persoalan ini berkembang menjadi risiko legitimasi ganda karena klaim hijau dapat bertemu dengan klaim syariah yang belum tentu berorientasi pada maqāṣid. Studi ini mengusulkan shariah ecological governance sebagai kerangka konseptual yang menghubungkan shariah screening, ecological screening, maqāṣid assessment, impact reporting, digital traceability, audit syariah ekologis, dan akuntabilitas pemangku kepentingan. Kontribusi utama studi ini terletak pada pergeseran cara membaca Islamic FinTech dari platform transaksi menuju rezim akuntabilitas dampak berbasis maqāṣid dan tanggung jawab ekologis. Kata kunci: Islamic FinTech; green finance; Ekoteologi Islam; maqāṣid al-sharī‘ah; shariah ecological governance.
Co-Authors Ahmad Saifudin Anom Garbo Joko Setyono Novi Febriyanti Purbowisanti, Ratih