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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Jurnal Pendidikan : Riset dan Konseptual As-Sidanah : Jurnal Pengabdian Masyarakat DEVELOPMENT : Journal of Community Engagement Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi, Manajemen, Akuntansi
Novi Febriyanti
Universitas Alma Ata Yogyakarta
Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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English The Existence of Muhadharah’s Extracurricular and Its Relevance in The Forming of Student’s Confidence in MA Fadllillah Sidoarjo M. Chanif Nasich; Noris Firmansyah; A. Fikri Amiruddin Ihsani; Novi Febriyanti
Jurnal Pendidikan : Riset dan Konseptual Vol 7 No 1 (2023): Volume 7, Nomor 1, 2023
Publisher : Lembaga Penelitian dan Pengabdian Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/riset_konseptual.v7i1.585

Abstract

This study discusses the existence of Muhadharah's extracurricular and its relevance in building the self-confidence at MA Fadllillah Sidoarjo students. The focus of the problem in this study is how the implementation of Muhadharah's extracurricular and its relevance in building the self-confidence at MA Fadllillah Sidoarjo students. The purpose of this study was to identify, describe, and analyze the implementation of Muhadharah's extracurricular and its relevance in building the self-confidence at MA Fadllillah Sidoarjo students. The research method used in this study is a qualitative research method with descriptive analysis. In this study, it was found that the implementation of Muhadharah's extracurricular was very relevant to be used as a self-confidence formation at MA Fadllillah Sidoarjo students. This is done by several things, including regular and continuous training of Muhadharah, support and motivation from supervisors, as well as giving rewards after daring to display their abilities in public.
OPTIMALISASI DIGITAL MARKETING PASCA PANDEMI COVID-19 PADA PELAKU UMKM KAWASAN WISATA UNIT BANJARAN YOGYAKARTA Novi Febriyanti; Nuriya Luthfiana; Nurlaili Rohmah; Siti Solehah; Rofiq Burhannudin; Nadya Safia Bilqis; Ardhani Prakoso; Devia Citra Nagari; Muhammad Shalahudin Arrasyid; Aam Indri Febriyanti; Setio Budi
As-Sidanah Vol 5 No 1 (2023): APRIL
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/assidanah.v5i1.188-201

Abstract

Micro, Small and Medium Enterprises (MSMEs) in the Banjaran Unit area of Guwosari District, Bantul, Yogyakarta, which are engaged in the culinary business, became collaborators in this activity. MSMEs have problems in the marketing process which is still very basic and conventional, and lack of understanding of financial records. Thus, the author offers guidance on how to manage digital media effectively, as well as how to create financial reports and business accounts on platforms such as Instagram and Linktree and ledgers as a financial recording site. The technique used is a qualitative approach based on outreach, discussion, and providing instructions on how to register an account on digital media and manage the account. The results of this activity indicate that periodic assistance is necessary so that digital marketing tactics can be used effectively and optimally in assisting marketing efforts and boosting sales to MSME companies. Suggestions were made by the activity implementing team so that more MSMEs would receive assistance on the benefits of digital marketing for their businesses. This will be very helpful in encouraging an understanding of digital marketing regarding the steps taken, creating and managing social media applications more optimally for business development.
Equity Crowdfunding: Financing Instruments MSMEs Compilation of Perspective Sharia Economic Law Novi Febriyanti
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 26 No 1 (2023): Al-Qanun, Vol. 26, No. 1, Juni 2023
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/alqanun.2023.26.1.108-120

Abstract

This study aims to analyze financing instruments for micro, small and medium enterprises (MSMEs) through equity crowdfunding and examine equity crowdfunding in the perspective of compilation of Sharia economic law (KHES). This type of research is descriptive qualitative research, namely research that seeks to describe and explain the data obtained with secondary data. This study uses a literature research approach, where the data sources are obtained from literature studies and various kinds of literature that are worthy of discussion, including the study of OJK Regulation No. 37/POJK.04/2018 and DSN MUI Fatwa No. 117 /DSN-MUI/II/2018. The results of this study indicate that the financing instrument carried out contains business actors, investors and fund distribution institutions. While the review of Islamic economic law regarding equity crowdfunding leads to 2 types of contracts, namely mudharabah and musyarakah contracts that can be used as references.  
Prinsip Bagi Hasil dalam Perspektif Ekonomi Syariah Pada Akad Mudharabah Novi Febriyanti; Dhidhin Noer Ady Rahmanto; Muhammad Sofa; Susana Susana; Nur Rohmah Nuzulanita; Jainul Jainul
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 2 No. 2: Januari-Juni 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v2i2.3081

Abstract

Artikel ini bertujuan untuk menjawab pertanyaan tentang prinsip bagi hasil dalam perspektif ekonomi syari’ah pada akad mudharabah, Metodologi penelitian yang digunakan adalah pendekatan deskriptif kualitatif dengan jenis penelitian analisis studi literatur. Hasil penelitian menunjukkan bahwa dalam perbankan syariah terdapat produk pembiayaan salah satunya yaitu pembiayaan mudharabah. Pembiayaan mudharabah terbagi menjadi 2 yaitu mudharabah mutlaqah dan mudharabah muqayyadah. Dalam prinsip bagi hasil menggunakan sistem bagi hasil pada akad mudharabah melalui sistem revenue sharing, yaitu proses bagi hasil yang diperoleh dari pendapatan tanpa dikurangi oleh biaya-biaya operasional, pendapatan dibagi dari keuntungan kotor. Dengen penentuan nisbah bagi hasil ditentukan diawal akad sesuai kesepakatan kedua belah pihak.
MEMBANGUN GENERASI MUDA MELEK KEUANGAN SYARIAH: IMPLEMENTASI PROGRAM SMART YOUTH, SMART FINANCE, DAN SMART FUTURE DI SMKN 1 BANTUL YOGYAKARTA Novi Febriyanti; Anik; Ratih Purbowisanti; Ahmad Saifudin
DEVELOPMENT: Journal of Community Engagement Vol. 4 No. 4 (2025): Desember
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/8tz74q56

Abstract

This community engagement activity aims to strengthen Islamic financial literacy among students of the Accounting and Financial Institutions Department (AKL) at SMKN 1 Bantul through the program “Smart Youth, Smart Finance, Smart Future.” The program was implemented using a descriptive qualitative approach within a community service framework, employing interactive lectures, discussions, and reflective activities. Data were collected through observation, field notes, and documentation to capture participants’ responses and understanding. The results indicate that the program successfully enhanced students’ awareness of smart financial management based on Islamic principles, including distinguishing between needs and wants, avoiding consumptive behavior, and understanding the ethical and social dimensions of finance. Students also gained a broader perspective on financial planning and the importance of managing wealth responsibly and sustainably. Overall, this program demonstrates that Islamic financial literacy education delivered through participatory community engagement can effectively support the development of financially literate, ethical, and future-oriented youth.
Pengaruh CAR, NPF, BOPO Terhadap ROA Dengan DPK Sebagai Variabel Moderating Bank Umum Syariah Tahun 2019-2023 Rabiatul Adwiah; Novi Febriyanti
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 3 (2026): Special Issue
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i3.17558

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh CAR, NPF, BOPO terhadap Return On Assets dengan DPK sebagai variebel moderating pada Bank Umum Syariah Tahun 2019-2023. Metode yang digunakan dalam penelitian ini yakni kuantitatif dengan menggunakan data sekunder BUS tahun 2019-2023. Data yang diperoleh kemudian diolah menggunakan aplikasi SPPS 22. Analisis data menggunakan analisi regresi linier berganda dan untuk menguji variabel moderasi penulis menggunakan uji MRA atau Moderated Regression Analysis. Hasil penelitian ini menunjukkan bahwa Capital Adequacy Ratio (CAR) tidak berpengaruh signifikan terhadap Return on Assets (ROA), dengan nilai signifikansi 0,290 (> 0,05) dan t-hitung 1,073 lebih kecil dari t-tabel 2,02619. Hal ini mengindikasikan bahwa kecukupan modal yang dimiliki bank tidak secara langsung meningkatkan profitabilitas. Selanjutnya, Non-Performing Financing (NPF) juga tidak berpengaruh signifikan terhadap ROA, dengan nilai signifikansi 0,604 (> 0,05) dan t-hitung 0,524 lebih kecil dari t-tabel. Ini menunjukkan bahwa pembiayaan bermasalah belum berdampak langsung pada profitabilitas bank. Sebaliknya, Biaya Operasional terhadap Pendapatan Operasional (BOPO) berpengaruh negatif dan signifikan terhadap ROA, dengan nilai signifikansi 0,003 (< 0,05) serta t-hitung -3,148. Artinya, semakin tinggi BOPO, semakin rendah profitabilitas bank, yang mengindikasikan efisiensi operasional berperan penting dalam meningkatkan kinerja keuangan. saran bagi penelitian selanjutnya untuk mempertimbangkan variabel lain yang berpotensi mempengaruhi variable dependen selain CAR, NPF, BOPO.
Co-Authors A. Fikri Amiruddin Ihsani Aam Indri Febriyanti Ahmad Saifudin Anik Ardhani Prakoso Devia Citra Nagari Dhidhin Noer Ady Rahmanto Jainul Jainul M. Chanif Nasich Muhammad Shalahudin Arrasyid Muhammad Sofa Nadya Safia Bilqis Noris Firmansyah Nur Rohmah Nuzulanita Nuriya Luthfiana Nurlaili Rohmah Purbowisanti, Ratih Rabiatul Adwiah Rofiq Burhannudin Setio Budi Siti Solehah Susana Susana