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IMPLEMENTASI BANK GARANSI PADA SEKTOR RILL PENGUSAHA PEREMPUAN MIKRO DALAM PEMBERIAN KREDIT PERBANKAN Kurnianingsih Kurnianingsih; Gandhi Pharmacista
JURNAL LITIGASI (e-Journal) Vol 20 No 2 (2019)
Publisher : Fakultas Hukum Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (303.969 KB) | DOI: 10.23969/litigasi.v20i2.2108

Abstract

The main activity of a financial institution is to finance capital in a business sector, in addition to other businesses. Financial Institutions are institutions that are inseparable from economic activities because these institutions act as a medium between owners and users of capital. Micro, Small and Medium Enterprises (UMKM) are becoming the prima donna, and have been empowered since almost 20 years ago although the results to date have not been encouraging. Therefore, it is necessary to look for a new format that is such different from the previous one that UMKM do not run in place. Strategic efforts are needed to empower UMKM to support the economy as happened in Japan and Taiwan. The research method used here is descriptive analytical, with an empirical juridical approach because the problems that revolve around the laws and regulations will also be seen its application in practice. Now UMKM have the opportunity to continue to grow and banks continue to set aside credit for the real sector. Although the amount of credit disbursed is quite large, the development of UMKM in Indonesia is still hampered by a number of problems. Entering the era of globalization, entrepreneurs are competing to advance their respective businesses with quite fierce competition. To be able to survive, entrepreneurs, in addition to requiring the law to guarantee legal certainty in action, also need a financial institution in the form of banking that can guarantee the smooth running of their business. Keywords: Responsibility, Bank Guarantee, Default.
Pemberdayaan Komunitas Desa Tradisional Cireundeu Melalui Kemitraan Corporate Social Responsibility (CSR) Gandhi Pharmacista
Jurnal Soshum Insentif Vol 2 No 2 (Oktober, 2019): Jurnal Soshum Insentif
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah IV

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.696 KB) | DOI: 10.36787/jsi.v2i2.127

Abstract

Mengembangkan budaya Sunda adalah bentuk implementasi dari visi dan misi Universitas Pasundan sebagai salah satu implementasi dari Tridharma Pendidikan Tinggi. Penelitian ini bermaksud untuk meneliti keberadaan desa tradisional Cireundeu. Desa Cireundeu adalah Desa Adat yang masih mempertahankan keberadaan budaya leluhur, dan berpotensi menjadi Desa Ekowisata. Salah satu pendukungnya adalah faktor alam yang masih indah, dan budaya yang masih dilestarikan, serta filosofi Sunda yang menjadi dasar kehidupan sosialnya. Penelitian ini didahului oleh studi literatur dan kemudian dibandingkan dengan data lapangan yang diambil dari hasil pengamatan langsung dan studi dekat komunitas bisnis yang telah menggunakan skema piramida. Untuk membuktikan validitas data, verifikasi menggunakan analisis kualitatif untuk mengidentifikasi nilai-nilai budaya komunal dan disalahgunakan dalam pola rekrutmen. Selanjutnya, akan ada identifikasi pemberdayaan nilai-nilai komunal dalam kegiatan mediasi. Latar belakang ini menggambarkan pentingnya melestarikan budaya, khususnya budaya Sunda. Tujuan khusus dari penelitian ini adalah untuk memeriksa dan mencari tahu model apa yang dapat diterapkan pada Desa Adat untuk menjadi Desa Ekowisata. Sasaran jangka panjang yang ingin dicapai diharapkan dengan adanya Ekowisata Desa Adat Cireundeu untuk mewujudkan pelestarian budaya masyarakat Desa Adat dalam meningkatkan taraf hidup, sehingga sasaran penelitian ini adalah perumusan model pengembangan masyarakat melalui model kemitraan CSR sehingga mewujudkan Ekowisata Desa Adat Cireundeu.
THE APPLICATION OF THE PRINCIPLE OF UTMOST GOOD FAITH IN PYRAMID SCHEME BUSSINES PRACTICE Tuti Rastuti; Gandhi Pharmacista
SAMPURASUN Vol 5 No 1 (2019): Sampurasun Vol. 5 No. 1 - 2019
Publisher : Lembaga Penelitian Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (480.054 KB) | DOI: 10.23969/sampurasun.v5i02.1646

Abstract

This study focuses on the study of media development against misinformation and contains the best elements. This situation has been exploited by the actors / activities that conduct business pyramid scheme invetation. The social growth media plays an important role in the development of the pyramid in which the givers / promoters in attracting the public interest, carried out in a pattern that is shared with the public figures using the ambassador's brand, the notes boost offerees to join other aspects such as legality and prospects social media investment, social media, culture, culture, culture, culture, culture, socialization, promotion, promotion, promotion, promotion, promotion. This study focuses on the study of violations of law against the principle of utmost good faith in the fraudulent practices of pyramid schemes used by the offeror when conducting recruitment. This fraudulent practice in its development uses social media as a misleading means of conveying information. To appeal to a widely used pattern of inviting offeree by accentuating the public figure being brand ambassador, thus boosting offeree trust to join. The objective of the study was to criticize mediamorphosis in eradicating fraudulent pyramid schemes in business investment. This research uses empirical juridical method with normative juridical approach. Observation activities support the search for legal literature. The results show that, (1) misleading information is a violation of the principle of utmost good faiht used when the promoter offers and recruits the offeree into the fraudulent practices of the pyramid scheme business; (2) social media into commodities and promotional support instruments for offerors in the fraudulent practices of pyramid scheme business investments; offeree joins a prominent pyramid promotion scheme without considering the legality and prospects of the investment.
CORPORATE SOCIAL RESPONSIBILITY (CSR) STRATEGY AS A LEGAL INSTRUMENT TO IMPROVE COMPANY REPUTATION Gandhi Pharmacista
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

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Abstract

Legal problems regarding inconsistencies in legislation regarding corporate social responsibility in Indonesia, which do not yet fully regulate the mechanism for implementing corporate social responsibility, and do not regulate clear sanctions. This research uses a qualitative method where the qualitative method aims to obtain a complete picture of a matter according to the views of the people being studied, while the aim of this research is to try to explain corporate CSR law based on plans and expected impacts and the results explain the reasons for corporate social responsibility regulations. the inconsistency of Indonesia being a free, sovereign country, including making regulations in the field of corporate social responsibility; environmental conditions are increasingly worrying, companies also become part of society; not all companies carry out their responsibilities. Second, Legal Certainty of the Mechanism for Implementing Corporate Social Responsibility. Third, sanctions should also be regulated, namely criminal sanctions so that corporate social responsibility will be adhered to as a legal obligation.
Implementation of Corporate Social Responsibility (CSR) as an Embodiment of Corporate Environmental Social Responsibility in the Era of Globalization Gandhi Pharmacista
Jurnal Info Sains : Informatika dan Sains Vol. 13 No. 03 (2023): Informatika dan Sains , Edition December 2023
Publisher : SEAN Institute

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Abstract

Corporate Social Responsibility is a form of company contribution and responsibility towards the surrounding environment and aims at sustainable development by managing all its stakeholders. This research aims to determine and analyze the legal aspects of companies in providing Corporate Social Responsibility to the surrounding environment. Meanwhile, the research method used is qualitative, where the qualitative method aims to obtain a complete picture of a matter according to the views of the people being studied, and the results of this research explain that business operations are committed not only to increasing the company's financial profits, but also to socio-economic development. the region in a holistic, institutional and sustainable manner. With the provisions on the obligation to carry out CSR for companies in Indonesia, companies are not only expected to have Single Bottom Line responsibilities, namely responsibility for the company's financial condition only, but companies are also faced with Triple Bottom Line responsibilities. Therefore, companies that want to achieve corporate sustainability in creating CSR programs must not only pay attention to economic and social aspects, but also pay attention to environmental aspects so that the company's existence will be maintained and at the same time environmental sustainability. This means that CSR programs need to be aligned with the principles of sustainable development as mandated by the green constitution of the 1945 Constitution.
Legal Responsibility of the Expedition Company for Consumer Losses Due to Loss of Goods in the Goods Delivery Service it Provides Gandhi Pharmacista
Journal of Economics and Business (JECOMBI) Vol. 4 No. 03 (2024): Journal of Economics and Business (JECOMBI), Mei 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jecombi.v4i03.86

Abstract

This research aims to analyze the legal responsibility attached to expedition companies related to loss of goods in the delivery process and its impact on consumers. The phenomenon of lost goods during delivery often raises questions regarding the legal obligations of expedition companies in compensating for losses experienced by consumers. This research uses normative and empirical legal research methods by exploring data through interviews with related parties and analysis of relevant legal documents. The research results show that cargo and expedition companies have strong responsibilities in the distribution of goods based on legal grounds, such as Article 91 of the Commercial Code and the Consumer Protection Law. Responsibility involves aspects such as security, quality assurance, and correct information to consumers. Law Number 22 of 2009 emphasizes the responsibility of public transportation companies for consumer losses during the delivery process. The dispute resolution process can be carried out peacefully through conciliation, mediation or arbitration, before involving the Consumer Dispute Resolution Agency or court. If a violation occurs, consumers can file a civil lawsuit in accordance with Articles 1244-1245 of the Civil Code to enforce their rights. In addition, expedition companies that provide insurance can be considered a form of legal protection in accordance with the insurance principles regulated by Law Number 2 of 1992.
Transformation of Companies and Trade in the Era of Society 5.0 Sisca Ferawati Burhanuddin; Gandhi Pharmacista
International Journal of Science and Society Vol 5 No 5 (2023): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v5i5.973

Abstract

Rapid technological disruption is causing unprecedented changes in every aspect of human life. The entry into the new era of society 5.0, defined as the convergence between the physical world and the digital world, and seeks to place humans at the center of innovation. Society 5.0 tries to balance economic progress with solving social problems using a more strategic and dynamic system. This research uses a descriptive analysis method with a qualitative approach, while the use of qualitative is based on its very relevant function, especially in evaluating and understanding the condition of a group of people, the results of this research explain that, society 5.0 is a time where technology and humans will always coexist to improve quality. sustainable standard of living. The era of society 5.0 is human-centered, and digital technology is part of humans themselves. In the digital era, advances in digital technology are applied on various platforms, for example in the world of business and business there is ease of trade transactions, because the process is available anytime and anywhere, the era of digital transformation has changed the way many businesses operate, communicate and compete, so through this era Society 5.0 is expected to allow humans and information technology to work hand in hand and contribute to achieving sustainable development goals.
Legal Responsibility of Companies That are Negligent in Managing Waste Which Causes Environmental Damage Gandhi Pharmacista
Fox Justi : Jurnal Ilmu Hukum Vol. 14 No. 02 (2024): Fox justi : Jurnal Ilmu Hukum, 2024
Publisher : SEAN Institute

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Abstract

The increasing number of companies in Indonesia will have an impact on economic growth and job creation in Indonesia. However, along with this growth, companies, especially in the industrial sector, will also produce waste as a result of the production process. There are still many companies that still neglect to manage their waste, which can cause damage to the surrounding environment. This research aims to analyze the legal responsibility of companies that are negligent in waste management, causing environmental damage. This research uses a normative legal approach. The results of this research reveal that based on the Environmental Protection Law, environmental crimes are defined as crimes, with corporate legal responsibility divided into three types, namely according to civil, criminal and administrative law. In a civil context, companies must pay compensation due to the environmental impacts they cause. Article 87 stipulates that those responsible for businesses and/or activities that violate environmental law are obliged to pay compensation. Articles 116 to 118 state that environmental crimes involve business entities and individuals who can be subject to criminal sanctions. In addition, the Law also regulates administrative sanctions, such as fines or suspension of permits, to ensure compliance with environmental provisions. Overall, this Law provides a strong foundation for corporate legal accountability, involving civil, criminal and administrative aspects.