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IMPLEMENTASI BANK GARANSI PADA SEKTOR RILL PENGUSAHA PEREMPUAN MIKRO DALAM PEMBERIAN KREDIT PERBANKAN Kurnianingsih Kurnianingsih; Gandhi Pharmacista
JURNAL LITIGASI (e-Journal) Vol 20 No 2 (2019)
Publisher : Fakultas Hukum Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (303.969 KB) | DOI: 10.23969/litigasi.v20i2.2108

Abstract

The main activity of a financial institution is to finance capital in a business sector, in addition to other businesses. Financial Institutions are institutions that are inseparable from economic activities because these institutions act as a medium between owners and users of capital. Micro, Small and Medium Enterprises (UMKM) are becoming the prima donna, and have been empowered since almost 20 years ago although the results to date have not been encouraging. Therefore, it is necessary to look for a new format that is such different from the previous one that UMKM do not run in place. Strategic efforts are needed to empower UMKM to support the economy as happened in Japan and Taiwan. The research method used here is descriptive analytical, with an empirical juridical approach because the problems that revolve around the laws and regulations will also be seen its application in practice. Now UMKM have the opportunity to continue to grow and banks continue to set aside credit for the real sector. Although the amount of credit disbursed is quite large, the development of UMKM in Indonesia is still hampered by a number of problems. Entering the era of globalization, entrepreneurs are competing to advance their respective businesses with quite fierce competition. To be able to survive, entrepreneurs, in addition to requiring the law to guarantee legal certainty in action, also need a financial institution in the form of banking that can guarantee the smooth running of their business. Keywords: Responsibility, Bank Guarantee, Default.
THE APPLICATION OF THE PRINCIPLE OF UTMOST GOOD FAITH IN PYRAMID SCHEME BUSSINES PRACTICE Tuti Rastuti; Gandhi Pharmacista
SAMPURASUN Vol 5 No 1 (2019): Sampurasun Vol. 5 No. 1 - 2019
Publisher : Lembaga Penelitian Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (480.054 KB) | DOI: 10.23969/sampurasun.v5i02.1646

Abstract

This study focuses on the study of media development against misinformation and contains the best elements. This situation has been exploited by the actors / activities that conduct business pyramid scheme invetation. The social growth media plays an important role in the development of the pyramid in which the givers / promoters in attracting the public interest, carried out in a pattern that is shared with the public figures using the ambassador's brand, the notes boost offerees to join other aspects such as legality and prospects social media investment, social media, culture, culture, culture, culture, culture, socialization, promotion, promotion, promotion, promotion, promotion. This study focuses on the study of violations of law against the principle of utmost good faith in the fraudulent practices of pyramid schemes used by the offeror when conducting recruitment. This fraudulent practice in its development uses social media as a misleading means of conveying information. To appeal to a widely used pattern of inviting offeree by accentuating the public figure being brand ambassador, thus boosting offeree trust to join. The objective of the study was to criticize mediamorphosis in eradicating fraudulent pyramid schemes in business investment. This research uses empirical juridical method with normative juridical approach. Observation activities support the search for legal literature. The results show that, (1) misleading information is a violation of the principle of utmost good faiht used when the promoter offers and recruits the offeree into the fraudulent practices of the pyramid scheme business; (2) social media into commodities and promotional support instruments for offerors in the fraudulent practices of pyramid scheme business investments; offeree joins a prominent pyramid promotion scheme without considering the legality and prospects of the investment.