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Jaenudin J
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Implementation of Digital Zakat Payments at the National Amil Zakat Agency (BAZNAS) of Bandung City Muhammad Istajib Munajat; Jimi Malik Bin Algiani; Muhammad Sahrul Roihansyah; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the implementation of digitalization in the zakat payment system at BAZNAS Bandung City and its impact on management efficiency and community engagement. The rationale behind this investigation stems from the necessity for zakat organizations to embrace technological advancements to enhance transparency, accountability, and service accessibility. The methodology used is qualitatively descriptive, involving interviews, observations, and documentation from BAZNAS stakeholders and digital service users. The findings indicate that the deployment of the BAZNAS Digital Office framework and additional digital platforms has facilitated zakat payments, expanded the scope of collection, and improved transparency in distribution processes. Moreover, digitalization has encouraged the involvement of non-civil servant communities in consistent and effective zakat practices. Nevertheless, challenges remain, including limited digital literacy, technical malfunctions, and concerns regarding data security. In summary, the digital transformation of zakat at BAZNAS Bandung City represents a significant step toward contemporary, efficient, and accountable zakat administration. Enhancing human resource capacity and system security is crucial to maintaining public trust. Practically, this study underscores the importance of collaboration between zakat institutions and the technology sector to strengthen the social impact of zakat in the digital era.
Analisis Penerapan Prinsip Muamalah dalam Operasional Hotel Syariah (Savindra Residence) Muhammad Ali Fikri; Muhammad Iqbal Maulana; Hana Putri H; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17828756

Abstract

This study examines how muamalah principles are implemented in the daily operations of a sharia hotel in Indonesia. Using a qualitative descriptive-analytic approach, data were collected through interviews, observations, and literature reviews, including DSN-MUI Fatwa No.108/2016. The findings show that the hotel applies sharia-compliant service contracts by strictly verifying marital status, preventing unlawful activities, and ensuring transparency in every transaction. Ethical values such as amanah and ihsan are reflected in the staff’s polite yet firm attitude when communicating rules to guests. However, challenges remain, including limited guest understanding of sharia regulations, insufficient supporting facilities, and occasional security issues. The study concludes that although the hotel has generally upheld muamalah principles, improvements in guest education and sharia-based facilities are still needed for more optimal implementation.
Analisis Hukum Ekonomi Syariah Terhadap Praktik Diskon Tiket Bioskop Murah: Tinjauan Maslahah, Mudharabah dan Implikasi Bagi Konsumen dan Produsen Lalah Sibgah; Resha Atkya Aulia; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18008964

Abstract

The practice of offering cinema ticket discounts has become a common marketing strategy in Indonesia’s entertainment industry, particularly through digital platforms and membership programs. This study examines cinema ticket discount practices from the perspective of Islamic economic law, focusing on the concepts of maslahah (public benefit), mudharabah (profit-sharing), and their implications for consumers and producers. Using a descriptive-analytical qualitative approach, the study analyzes discount mechanisms, pricing structures, and their impact on stakeholders through the lens of Islamic legal principles. The findings indicate that offering cinema ticket discounts can be justified in Islamic law when they fulfill the criteria of maslahah by providing accessibility to entertainment, supporting economic circulation, and ensuring fairness in transactions. However, certain practices, such as extreme price manipulation, misleading marketing, and exploitation of consumer behavior, raise concerns regarding gharar (uncertainty) and dharar (harm). The mudharabah framework provides insights into the profit-sharing dynamics between cinemas, distributors, and digital platforms, emphasizing the need for transparent and fair partnerships. This study recommends that discount practices be regulated to ensure compliance with Islamic principles of fairness, transparency, and shared benefit, while maintaining industry sustainability and consumer protection.
An Islamic Economic Law Analysis of Online Almsgiving Practices through the Digital Platform in the Dompet Dhuafa Application Anisya Dwiyulianthi; Rahma Siti Sofyanti; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17840961

Abstract

This study analyzes the implementation of online almsgiving (sedekah) on the Dompet Dhuafa platform from an Islamic sharia perspective using a qualitative approach with a descriptive method supported by in-depth interviews. The findings show that online almsgiving complies with sharia principles based on the Qur’an, Hadith, and fiqh rules that permit the use of technology as a means of worship. The system operates through an integrated digital platform with transparent mechanisms, oversight by a Sharia Supervisory Board, and independent audits with an unqualified (WTP) opinion. Online almsgiving significantly increases the number of donors due to accessible features, wide outreach, and efficient processes. Challenges include varying levels of digital literacy, technical limitations, and public concerns regarding sharia validity. These are addressed through continuous education, enhanced security, maximum transparency, and hybrid service models. The study concludes that digital transformation in almsgiving demonstrates Islam’s adaptability while upholding sharia values and optimizing the potential of Islamic philanthropy for greater social impact in the digital era.
Analisis Kepatuhan Syariah dalam Praktik Bisnis Network Marketing Studi Kasus: PT Bandung Eco Sinergi Teknologi (PT BEST) Muhammad Azkal Aulia; Meyga Nurcahyo Usfantoro; Aurel Imdaduloh; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17840772

Abstract

The rapid growth of multi-level marketing (MLM) companies in Indonesia, including those claiming to adopt a sharia-based system, raises questions regarding the conformity of their business mechanisms with Islamic economic law principles. This study aims to analyze the level of sharia compliance in the network marketing practices of PT Bandung Eco Sinergi Teknologi (PT BEST). A qualitative approach with a descriptive-analytical method is employed to examine PT BEST’s business system based on muamalah principles and the provisions of DSN-MUI Fatwa No. 75/DSN-MUI/VII/2009 on Sharia-Compliant Multi-Level Direct Selling. Primary data were collected through interviews with distributors and management, observations of training and marketing activities, and documentation studies of company regulations and bonus schemes. The findings indicate that PT BEST has made efforts to implement a sharia-compliant network marketing model by providing real and beneficial products and explicitly avoiding riba-related practices. However, several aspects still require improvement, particularly the balance between product sales and member recruitment, the transparency of bonus distribution, and the effectiveness of sharia supervision. The study concludes that PT BEST’s business system partially fulfills sharia principles and offers recommendations for strengthening more ethical, transparent, and equitable network marketing practices.
An Analysis of the Wakalah bil Ujrah Contract in Mountain Photo or Greeting Delivery (Jastip) Services on the Instagram Account Babangkiwill_ Muhammad Ilham Sanusi; Malihatul Uyun; Nazma Maulidia Azzahra; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 10 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17768492

Abstract

This study aims to analyze the implementation of the wak?lah bil ujrah contract in the practice of photo or greeting delivery services (jastip) conducted by the Instagram account @Babangkiwill_, with a focus on the conformity of the contract elements to the principles of fiqh mu??malah. The research employs a descriptive qualitative method through observation of the account’s activities, interviews with service providers and users, as well as documentation of posts and digital transactions. A literature review of classical fiqh sources and previous research is also used to strengthen the analysis. The findings indicate that this jastip practice essentially meets the characteristics of a wak?lah bil ujrah contract, particularly in the aspects of delegated authority and compensation. However, it still requires clarity regarding the service object, transparency of the ujrah (fee), and avoidance of gharar and tadl?s to ensure compliance with sharia principles. This study demonstrates that classical contracts can adapt to the digital creative economy, as long as sharia principles are upheld.
Analisis Distribusi Program Makan Bergizi Gratis Berdasarkan Maqasid Al-Syariah Tiara Nur Amalina; Hana Hafidzatunnaimah; Sri Ratu Bulqiyah Tadzkir Putri; Jaenudin J; Dian Herdiana
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17937856

Abstract

The Free Nutritious Meal Program launched by the Indonesian government in early 2025 is a strategic policy aimed at addressing malnutrition and stunting among school-aged children, pregnant women, and toddlers through the free distribution of nutritious food. This study aims to evaluate the implementation of the program using the perspective of Maqasid al-Shariah, which emphasizes the protection of life and intellect, distributive justice, and the trustworthy management of resources. The research employs a qualitative approach using in-depth interviews, field observations, and documentation studies. Data analysis is conducted descriptively by comparing implementation practices with the principles of Maqasid al-Shariah. The results show that the Free Nutritious Meal Program has a positive impact on maintaining health and supporting children’s cognitive development. However, challenges remain, including unequal distribution across regions, menu variations that are not aligned with local preferences, inconsistent portion sizes, and suboptimal supervision. The aspect of justice in target determination requires improvement to align with Islamic principles of fairness. The study recommends improving governance through a systematic monitoring system, cross-sector coordination, menu adjustments based on local wisdom, and the consistent application of halal certification. With optimal implementation of Maqasid al-Shariah principles, the program has the potential to become an effective, just, and sustainable social policy.
Analisis Fiqh Muamalah terhadap Praktik Produk Bundling: Studi Kasus Jual Beli Paket Pakaian pada Toko seltic_id Affan Fadly Dawami; Imelda Aulia Suci; Muhammad Naufal Is Adurrofiq; Jaenudin J; Dian Herdiana
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 4 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17766638

Abstract

The phenomenon of bundling, which is the combination of several products in a single sales package at a combined price, has become a widely used marketing strategy in modern e-commerce. However, this practice raises questions about the validity of the contract and its compliance with sharia principles, particularly in relation to the elements of clarity, fairness, and willingness of the transacting parties. This study uses a legal-empirical approach by examining the implementation of bundling at the Seltic_ID store through direct observation and analysis of DSN-MUI fatwas No. 111 and 112 of 2017. The results show that the bundling system implemented has fulfilled the principles of fiqh muamalah because it is carried out transparently, fairly, and on the basis of mutual consent (an tarāḍin minkum). The seller provides clarity regarding product specifications, prices, and purchase options, thereby avoiding elements of gharar, tadlis, and maysir. Thus, the bundling practice at the Seltic_ID store is declared valid and in accordance with Islamic law principles and reflects the application of fiqh muamalah that is adaptive to the development of the digital economy
Account Transfer Practices in Online Transportation Services Reviewed from the Perspective of Business Ethics and Islamic Transactions Alya Nur Mutmainah; Geger Permana; Ula Nazhiatul Mardiyah; Jaenudin J; Dian Herdiana
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17867567

Abstract

The rapid development of digital technology has transformed Indonesia’s online transportation sector, including the rise of account-sharing practices among platform drivers. This study analyzes account lending in ShopeeFood services through a qualitative descriptive–interpretive approach using observation, semi-structured interviews, and documentation. Findings indicate that account sharing is primarily driven by economic pressures and administrative barriers, yet it creates ethical issues such as identity mismatch, security risks, and potential moral hazard. From an Islamic business ethics and muamalah perspective, the practice involves elements of gharar and tadlis due to ambiguity in contract execution, violating the principles of ṣidq, amānah, and al-‘adl. Despite this, informants displayed ethical awareness and willingness to comply with legal mechanisms if more accessible registration pathways were available. The study highlights the need for stronger regulatory literacy, improved identity verification systems, and the integration of Islamic ethical values in digital platform governance. Overall, this research contributes to understanding the ethical implications of account lending and provides normative recommendations for platform companies and Muslim users in fostering integrity-based digital business practices.
Islamic Coin sebagai Produk dari Kripto Syariah: Analisis Mekanisme dalam Perspektif Fikih Muamalah Hana Widyadhana; Fahira Qolbu Muthmainah; Neida Haerunisa; Jaenudin J; Dian Herdiana
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 4 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17784479

Abstract

This study examines the mechanism of Islamic Coin as a sharia-compliant cryptocurrency developed to align with the principles of Islamic commercial jurisprudence (fiqh muamalah). The emergence of Islamic Coin responds to the growing interest of Muslim communities in halal digital assets and the need for modern financial instruments that uphold justice, transparency, and the avoidance of gharar, riba, and maysir. Using a qualitative approach and a case study method, this research analyzes the concept, operational structure, and sharia compliance level of Islamic Coin operating within the HAQQ Network. Core mechanisms such as the Shariah Oracle, the Proof of Stake model, and the allocation of social funds through the Evergreen DAO demonstrate efforts to establish a sharia-based digital ecosystem. However, challenges arise from limited adoption, lack of user experience, and the need for clearer contractual agreements to ensure that transactions are not merely labeled as “sharia-compliant” but truly adhere to Islamic legal principles. The findings indicate that Islamic Coin holds potential as a halal and equitable digital financial instrument, though further enhancement in regulation, education, and mechanism transparency is required for broader acceptance among Muslim communities.
Co-Authors Affan Fadly Dawami Alya Nur Mutmainah Anisya Dwiyulianthi Aurel Imdaduloh Dian Herdiana Dian Herdiana Fahira Qolbu Muthmainah Fahmi Taupik Hidayat Geger Permana Hana Hafidzatunnaimah Hana Putri H Hana Widyadhana Imelda Aulia Suci Jimi Malik Bin Algiani Khairul Amri Lalah Sibgah Malihatul Uyun Meyga Nurcahyo Usfantoro Muhammad Ali Fikri Muhammad Ali Fikri Muhammad Azkal Aulia Muhammad Hakim Ramadhan Muhammad Ilham Sanusi Muhammad Iqbal Maulana Muhammad Istajib Munajat Muhammad Naufal Is Adurrofiq Muhammad Sahrul Roihansyah Nazma Maulidia Azzahra Neida Haerunisa Rahma Siti Sofyanti Resha Atkya Aulia Shalsa Sri Wulandari Siti Nurhasanah Sri Ratu Bulqiyah Tadzkir Putri Tiara Nur Amalina Ula Nazhiatul Mardiyah