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All Journal International Journal of Community Service Journal of Tourism Economics and Policy
Mohammad Wasil
Universitas Negeri Surabaya, Surabaya, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Family Financial Resilience Efforts Through Financial Management Training in Bangah Sidoarjo Village Ladi Wajuba Perdini Fisabilillah; Tony Seno Aji; Mohammad Wasil; Aprillia Nilasari; Aminudin Ma’ruf; A’imatul Mustafidah; Moh Ashra Faishal Mabani
International Journal Of Community Service Vol. 5 No. 3 (2025): August 2025 (Indonesia - Rusia - Malaysia)
Publisher : CV. Inara in Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v5i3.886

Abstract

Global economic instability triggered by the COVID-19 pandemic, geopolitical conflicts, inflation, and commodity price fluctuations has increased household financial vulnerability in Indonesia, especially among low- and middle-income groups. Many households, particularly those led by housewives, lack adequate financial literacy and skills in managing household budgets. This community service program aimed to enhance family financial resilience by educating housewives in Bangah Village, Sidoarjo, on healthy household financial management. The activity, held on July 20, 2025, involved 70 participants and was implemented through three stages: education using interactive presentations, practical exercises through case studies, and evaluation via pre- and post-tests. The pretest revealed that 70% of participants had not managed household finances effectively. Post-test results indicated a 20% improvement, with 90% of participants understanding proper budget allocation and distinguishing needs from wants. The program successfully increased participants’ knowledge and skills in managing finances, though some still reported expenditures exceeding income. Participants suggested future training include topics on investment and digital literacy.
The Effects of Education, Minimum Wages, and Life Expectancy On Female Labor Force Participation Rates Across Regencies/Municipalities In Bali Province, 2018-2025 Anggi Dwi Lestari; Mohammad Wasil
Journal of Tourism Economics and Policy Vol. 6 No. 2 (2026): Journal of Tourism Economics and Policy (April – June 2026)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/jtep.v6i2.2046

Abstract

This study examines the effects of education, minimum wages, and life expectancy on the female labor force participation rate (FLFPR) across the regencies and municipality of Bali Province during 2018-2025. The study uses secondary panel data covering nine regencies/municipalities and 72 observations. Panel data regression was employed using the Fixed Effects Model (FEM), selected through the Chow and Hausman tests. The findings indicate that education, minimum wages, and life expectancy jointly have a significant effect on the female LFPR, with a coefficient of determination of 71.46%. Partially, education has a positive and significant effect on the female LFPR, whereby each one-year increase in mean years of schooling increases the female LFPR by 522.93%. Minimum wages have a negative and significant effect, whereby each IDR 1,000 increase in the regency/municipal minimum wage reduces the female LFPR by 0.0005588%. Life expectancy has a positive but statistically insignificant effect on the female LFPR. These findings are consistent with Human Capital Theory, which posits that investment in education enhances productivity and labor market participation. The study recommends that local governments expand women's access to education and formulate minimum-wage policies that support female-intensive sectors to promote women's labor force participation in Bali Province.
Co-Authors Aminudin Ma’ruf Anggi Dwi Lestari Aprillia Nilasari A’imatul Mustafidah Ladi Wajuba Perdini Fisabilillah Moh Ashra Faishal Mabani Tony Seno Aji