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All Journal SENTRI: Jurnal Riset Ilmiah Sharia Economic and Management Business Journal (SEMBJ)
Eny Suprapti
Universitas Wira Bhakti
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other

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Menakar Humanisme dalam Keputusan Investasi: Peran Mediasi Financial Attitude dan Financial Behavior di Kalangan Akademisi Yusri Karmila; Eny Suprapti; Yohanis Tasik Allo
SENTRI: Jurnal Riset Ilmiah Vol. 5 No. 1 (2026): SENTRI : Jurnal Riset Ilmiah, Januari 2026
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v5i1.5577

Abstract

Humanisme dalam penelitian ini merujuk pada orientasi nilai kemanusiaan tercermin dalam keputusan investasi akademisi, dengan memilih investasi yang tidak semata-mata berorientasi pada keuntungan finansial, tetapi mempertimbangkan aspek etis, tanggung jawab sosial, dan dampak sosial. Konsep ini mencakup prinsip ethical investing dan socially responsible investing (SRI), seperti perhatian terhadap keberlanjutan, keadilan sosial, dan kepatuhan moral. Tujuan penelitian 1) Untuk menganalisis pengaruh financial attitude terhadap financial behavior; 2) untuk menganalisis pengaruh financial attitude terhadap humanisme dalam keputusan investasi; 3) Untuk menganalisis pengaruh financial behavior terhadap humanisme dalam keputusan investasi. Metode penelitian Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei untuk mengumpulkan data dari 89 responden Akademisi di Perguruan Tinggi Swasta Universitas Wira Bhakti di kota Makassar. Analisis data dilakukan menggunakan pendekatan Structural Equation Modeling berbasis varians (SEM-PLS) dengan bantuan software SmartPLS 4.  Hasil penelitian ini mengimplikasikan bahwa financial attitude merupakan faktor kunci dalam membentuk financial behavior serta humanisme dalam keputusan investasi. Pengaruh positif dan signifikan financial attitude menunjukkan bahwa peningkatan sikap keuangan yang rasional, bertanggung jawab, dan berorientasi nilai tidak hanya mendorong perilaku keuangan yang lebih baik, tetapi juga memperkuat dimensi humanisme dalam pengambilan keputusan investasi. Oleh karena itu, upaya peningkatan literasi dan pembentukan sikap keuangan yang positif perlu diarahkan tidak semata pada aspek teknis investasi, tetapi juga pada penguatan nilai-nilai kemanusiaan dan etika dalam pengelolaan keuangan, sehingga keputusan investasi yang diambil tidak hanya optimal secara finansial, tetapi juga berkelanjutan dan berorientasi pada kesejahteraan sosial.
Humanism Investment Decisions: The Role Of Financial Attitude Through Financial Behavior Among Academics Yusri Karmila; Eny Suprapti; Dina Amalya Putri
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.1933

Abstract

Background: Investment decisions in the modern era no longer focus solely on financial gains but also require consideration of ethical, social, and humanitarian values. Although financial literacy continues to improve, there remains a gap in understanding how humanistic values rooted in religion are internalized in investment decisions, particularly among academics who play a strategic role as agents of social change. The suboptimal role of financial attitudes and behaviors in bridging these values highlights the need to examine deeper mechanisms. Therefore, this research is important to contribute to the development of an investment decision-making model that is not only economically rational but also ethical and oriented toward social welfare. Method: This quantitative study examines the influence of humanism on academics’ investment decisions, with financial attitudes and financial behavior serving as mediating variables. Data were collected via a questionnaire from academics in Makassar who have investment experience. The sampling technique used was purposive sampling. This study employed a quantitative method using a survey approach involving 99 respondents who were lecturers at private universities in Makassar. Data were collected using a questionnaire with a 1–5 Likert scale and analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method via SmartPLS version 4.0 software and a structural model to test the research hypotheses. Results: 1) Financial attitudes have a significant positive effect on humanism in investment decision-making (p-value 0.000 < 0.10). 2) Financial attitudes have a significant positive effect on financial behavior (p-value 0.000 < 0.10). 3) Financial behavior has a significant positive effect on humanism in investment decision-making (p-value 0.092 < 0.10). 4) Financial attitude has a positive but insignificant effect on humanism in investment decision-making through financial behavior (p-value 0.121 > 0.10). Conclusion: Research shows that financial attitudes play a significant role in shaping humanistic investment decisions among academics. Positive financial attitudes were found not only to have a direct impact on humanistic investment orientation but also to encourage more disciplined and planned financial behavior. Sound financial behavior involves selecting investments that take into account humanistic values, ethics, and sustainability. However, the lack of significance does not directly indicate that the process of transformation from financial attitudes to behavior, and ultimately to humanistic investment decisions, is not yet consistent or optimal.
Co-Authors Dina Amalya Putri Yohanis Tasik Allo Yusri Karmila Yusri Karmila