Naufal Luthfi Alifah
Universitas Islam Negeri Siber Syekh Nurjati Cirebon

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Analisis Komparatif Dinamika Kelembagaan Ekonomi Islam di Bangladesh Dan Singapura Arif Nur Rohman; Naufal Luthfi Alifah
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 1 (2026): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v5i1.2202

Abstract

Studi ini menganalisis dinamika komparatif pengembangan kelembagaan ekonomi Islam di Bangladesh dan Singapura dengan menggunakan pendekatan kualitatif berbasis literatur. Tujuan penelitian ini adalah mengidentifikasi strategi utama, tantangan, dan implikasi bagi penguatan tata kelola ekonomi Islam di Indonesia. Bangladesh memprioritaskan inklusi keuangan domestik melalui perbankan syariah dalam struktur regulasi ganda, sehingga mendorong partisipasi luas masyarakat Muslim dan perkembangan layanan keuangan syariah. Sebaliknya, Singapura mengembangkan ekonomi Islam sebagai bagian dari ekosistem keuangan internasional melalui dukungan otoritas moneter, inovasi sukuk, serta orientasi pada pasar global meskipun jumlah penduduk Muslim relatif kecil. Analisis menunjukkan kedua negara menekankan kejelasan regulasi, penguatan kapasitas sumber daya manusia, dan inovasi berkelanjutan. Kajian ini menyimpulkan Indonesia dapat memperkuat kelembagaan melalui strategi hybrid yang memadukan pendekatan inklusi Bangladesh dan inovasi keuangan berorientasi global seperti di Singapura.
Future Islamic Economic Institutional Design: Integration of Digital Technology, Sustainable Finance, and Sharia Ecosystem Synergy Syarifah Alawiyah; Nurul Alifah; Dimas Gheby Saputra; Naufal Luthfi Alifah
Islamic Economics and Finance Journal Vol. 2 No. 1 (2026)
Publisher : Universitas Negeri Semarang

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Abstract

The rapid development of the global economy, marked by accelerated digitalization and a growing emphasis on sustainability, requires Islamic economic institutions to transform in innovative and adaptive ways. Although the principles of justice, sustainability, and maqashid al-shariah have long served as the foundation of the Islamic economic system, the institutional design still faces major challenges, including weak interinstitutional integration, limited technological adoption, and low synergy between the social and commercial financial sectors. This study aims to analyze the prospects and future direction of Islamic economic institutional design that is competitive and sustainable. A qualitative approach was employed using library research based on national and international literature published between 2015 and 2025. The findings indicate that: (1) the adoption of advanced technologies such as artificial intelligence (AI), blockchain, and smart contracts has the potential to enhance transparency, efficiency, and shariah compliance; (2) integrating green finance with Islamic finance can strengthen the role of Islamic economics in supporting the Sustainable Development Goals (SDGs) through environmentally friendly and value-based financing; (3) institutional development roadmaps in Indonesia and globally need to prioritize governance digitalization, regulatory harmonization, and human capital enhancement; and (4) synergy among commercial, social, and digital financial sectors is essential to building an inclusive, productive, and sustainable Islamic economic ecosystem. The study offers insight into future institutional design and contributes to the discourse on strengthening Islamic economics in the digital era.