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All Journal Determinasi: Jurnal Penelitian Ekonomi Manajemen dan Akuntansi SALSABIL : Journal of Sharia and Economic Law
Tegar Adi Nugraha
Universitas Muhammadiyah Surakarta
Religion Economics, Econometrics & Finance

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Kajian Hukum Islam Terhadap Teknologi Finansial Modern (Fintech): Tinjauan Fiqih terhadap Riba, Gharar, dan Maysir Cindy Ayu Azhara; Nabila Zulfa Nur Latifa; Faris Fadhilah Zakiy; Much Yudi Firmansyah; Tegar Adi Nugraha; Muhammad Hakim Asshabi; Mirzam Arqy Ahmadi
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.40

Abstract

The development of financial technology (fintech) has provided greater ease in financial transactions for Muslim communities, yet it also raises challenges regarding compliance with Islamic principles. This study aims to explore the alignment of fintech services—such as e-wallets, online lending, digital investments, and cryptocurrencies—with Islamic law. Using a qualitative literature review approach, the research analyzes scholarly articles, fatwas, and relevant financial regulations. The findings indicate that many fintech services can be adapted to comply with Islamic law through the application of contracts such as murabahah, mudharabah, musyarakah, and qardhul hasan. Adaptive regulation and improved Islamic financial literacy are essential to ensure conformity with the objectives of Islamic law (maqashid al-shariah). The study recommends stronger collaboration among regulators, scholars, and industry stakeholders to build an inclusive and sustainable Islamic fintech ecosystem that promotes not only innovation, but also adherence to Islamic values.
PENGARUH BUDAYA ORGANISASI DAN KOMITMEN ORGANISASI TERHADAP KINERJA KARYAWAN KFC INDONESIA Muhammad Hazza Zalvani; Fauzhan Ilham; Tegar adi Nugraha; Magribi Arif Wicaksono
Determinasi: Jurnal Penelitian Ekonomi Manajemen dan Akuntansi Vol. 3 No. 3 (2025)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/determinasi.v3i3.497

Abstract

This study aims to analyze the influence of organizational culture and organizational commitment on employee performance at KFC Indonesia, a leading global fast-food company. In this context, organizational culture encompasses the values, norms, and practices shaping workplace interactions, while organizational commitment refers to employees' emotional attachment and dedication to company objectives. A quantitative approach was employed, involving a survey of 100 active KFC Indonesia employees. Multiple regression analysis was applied to examine the relationship between the independent variables (organizational culture and commitment) and the dependent variable (employee performance). The findings indicate that organizational culture significantly contributes to enhancing employee performance by fostering an environment conducive to innovation and collaboration. Meanwhile, organizational commitment exerts a greater influence than culture, underscoring the importance of emotional attachment, loyalty, and a sense of belonging among employees. This research offers strategic recommendations to strengthen both factors to achieve optimal organizational performance in the competitive fast-food industry.
Co-Authors Cindy Ayu Azhara Faris Fadhilah Zakiy Fauzhan Ilham Magribi Arif Wicaksono Mirzam Arqy Ahmadi Much Yudi Firmansyah Muhammad Hakim Asshabi Muhammad Hazza Zalvani Nabila Zulfa Nur Latifa