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All Journal Kasta: Jurnal Ilmu Sosial, Agama, Budaya dan Terapan
Novi Yanti Sandra Dewi
Universitas Muhammadiyah Mataram, Indonesia
Education

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Mediation Model of Islamic Financial Inclusion in The Relationship Between Financial Literacy and Women’s Empowerment in the Halal Tourism Industry in Lombok Ahadiah Agustina; Novi Yanti Sandra Dewi
KASTA : Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Vol. 6 No. 1 (2026): April
Publisher : Lembaga Bale Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kasta.v6i1.2465

Abstract

This study aims to examine the role of Islamic financial inclusion as a mediating variable in the relationship between Islamic financial literacy and women's empowerment in the halal tourism sector in Lombok, West Nusa Tenggara. A quantitative method with an explanatory design was employed to analyze causal relationships among the variables. Data were collected through a questionnaire survey targeting women entrepreneurs in micro, small, and medium enterprises (MSMEs), and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings indicate that financial literacy has a significant effect on Islamic financial inclusion, and financial inclusion significantly contributes to women’s empowerment. Furthermore, financial inclusion is proven to act as a mediator that strengthens the relationship between financial literacy and women’s empowerment. These results confirm that improving financial literacy does not directly enhance empowerment, but rather operates through optimizing access to and utilization of Islamic financial instruments.
The Social Construction of Food Security and Wage Practices in the Halal Tourism Ecosystem: An Interpretive Study Based on Maqashid Shariah Novi Yanti Sandra Dewi; Ahadiah Agustina
KASTA : Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Vol. 6 No. 1 (2026): April
Publisher : Lembaga Bale Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kasta.v6i1.2892

Abstract

This study examines how food security and wage practices are socially constructed within the halal tourism ecosystem from a maqashid shariah perspective. Despite the rapid growth of halal tourism, existing studies largely emphasize certification, destination competitiveness, and market expansion, while the substantive dimensions of welfare, particularly food security and wage justice, remain underexplored. This research employs a qualitative method with an interpretivist paradigm to capture the lived experiences and meanings constructed by actors within the halal tourism ecosystem in Mataram City, Indonesia. Data were collected through in-depth interviews, direct observation, and documentation involving 20 purposively selected informants, including tourism business actors, workers, local communities, and institutional stakeholders. The findings reveal that food security is not merely determined by the availability of halal products but is socially constructed through access, affordability, and price stability, which are often disrupted by tourism driven market dynamics. Similarly, wage practices are characterized by informality, instability, and dependence on tourist flows, resulting in limited alignment with principles of fairness and adequacy. From a maqashid shariah perspective, these conditions indicate that the realization of hifz al-nafs (protection of life) and hifz al-mal (protection of wealth) remains partial. The study highlights a gap between the symbolic implementation of halal principles and their substantive realization in socio economic practices. This research contributes to the literature by integrating social construction theory and maqashid shariah in analyzing welfare dimensions within halal tourism and suggests the need for more inclusive, justice oriented policy frameworks that address both economic growth and community well being.
Co-Authors Ahadiah Agustina