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Adila Misbahussururi
Mahasiswa Pascasarjana Universitas Islam Negeri Raden Fatah Palembang
Economics, Econometrics & Finance Engineering

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Kebijakan Pemerintah Dalam Ekonomi Mikro Islam Adila Misbahussururi; Ahrina Laila; Maya Panorama
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 2 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Abstrak Ekonomi Mikro Islam mengedepankan prinsip-prinsip syariah yang mengatur kegiatan ekonomi secara adil dan transparan. Metode yang digunakan dalam penelitian ini adalah deskriptif analitis dengan pendekatan kualitatif. Data dikumpulkan melalui kajian pustaka yang mencakup literatur klasik seperti karya Ibnu Khaldun, hingga dokumen modern dari lembaga pemerintah dan akademik. Hasil penelitian terhadap kebijakan pemerintah dalam ekonomi mikro islam menunjukkan bahwa Subsidi di sektor agraria memiliki dampak positif yang signifikan terhadap kesejahteraan petani di Sumatera selatan seperti mengurangi Biaya Produksi, meningkatkan Produktivitas Akses terhadap input pertanian berkualitas seperti benih unggul yang mendorong peningkatan hasil panen, meningkatkan Ketahanan Pangan dan mengurangi Ketimpangan Sosial. jadi peran negara sangatlah penting di mana kebijakan pemerintah harus mendukung tercapainya kesejahteraan masyarakat yang adil dan Makmur tanpa bertentangan dengan ajaran Islam.
Analisis Adaptasi Praktik Manajemen Keuangan Syariah Pada UMKM Yang Dikelola Oleh Generasi Milenial Di Kota Palembang Adila Misbahussururi; Gustina; Titin Hartini
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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This study aims to analyze the adaptation of Islamic financial management practices among micro, small, and medium enterprises (MSMEs) managed by the millennial generation in Palembang City. Along with the growing awareness of sharia principles in economic activities, it is important to understand the extent to which millennial MSME actors apply Islamic financial concepts in managing their businesses. This research employs a descriptive qualitative approach, with data collected through in-depth interviews, observations, and documentation involving 10 millennial MSME actors engaged in the food and beverage, fashion, and service sectors. The findings indicate that while there is a basic understanding of Islamic financial principlessuch as the prohibition of riba (interest) and the importance of fairness in transactions the implementation remains limited due to a lack of practical Islamic financial literacy and restricted access to Islamic financial institutions. Active involvement from the government, Islamic financial institutions, and educational bodies is required to enhance understanding and accessibility of Islamic financial practices for millennial MSME actors in Palembang.
Co-Authors Ahrina Laila Gustina Maya Panorama Titin Hartini