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Rekonstruksi Pembelajaran Perbankan Syariah Pada Perguruan Tinggi Islam Juwita Anggraini Syahri; Maya Panorama
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (378.106 KB) | DOI: 10.29040/jiei.v6i3.1390

Abstract

In the perception of the human capital of Islamic banking that is needed is (1) having good language skills and must be able to communicate effectively; (2) Banks demand human resources to be able to establish good cooperation, able to present material in public well and able to think critically; (3) Islamic banks also demand that human resources have good knowledge about contracts and transactions. This requires universities to carry out reconstruction of learning that is in line with Islamic banking needs. In this study found several steps in the reconstruction of banking learning including determining the achievement of banking learning, determining competencies, adjusting the curriculum, determining indicators of Islamic banking, media and learning methods and so forth.
PENGARUH UPAH MINIMUM KOTA (UMK) TERHADAP KESEMPATAN KERJA DAN PENGANGGURAN DI KOTA PALEMBANG TAHUN 2004-2014 Widya Endang Lestari; Maya Panorama; Lemiyana Lemiyana
I-Finance Journal Vol 3 No 2 (2017): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v3i2.1450

Abstract

In Palembang the number of labor force shows an increasing number in the period of 11 years ie from 2004 to 2014. The increase in the workforce is followed by an increase in working population accompanied by an increasing number of unemployed. This study aims to determine how much the effect of wages on employment and unemployment from 2004 to 2014. Data analysis used in this study is multiple linear regression, where Y shows the variable of employment and unemployment, while X shows the variable minimum wage city . Based on the analysis conducted shows that wages have a positive effect on employment. This indicates that wage increases are in line with increased employment. Wages have a negative effect on job seekers graduating from junior high school, job seekers graduated from senior high school, job seekers graduated from S2 / S3, while wages have no effect on unemployment, job seekers graduated from primary school, graduated job seekers D1 / D2 / D3, job seekers graduated S1, and work placement
The role of cashless payment in moderating the influence of inflation, BI Rate Interest Rate on the Money Supply in Supporting Economic Growth Musafa atin Atin; Maya Panorama
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.017 KB) | DOI: 10.30651/jms.v7i1.8651

Abstract

Kemajuan teknologi berakibat pada mulai bermunculannya berbagai layanan Cashless Payment yang telah  memfasilitasi masyarakat dalam melakukan transaksi sehari- hari baik skala kecil ataupun besar. Bank Indonesia  sebagai pengatur moneter mengendalikan sistem pembayaran terutama dalam pengendalian transaksi  tunai diantaranya dengan kebijakan inflasi dan suku bunga BI Rate. Penelitian ini bertujuan untuk mengetahui pengaruh inflasi dan suku bunga BI Rate terhadap jumlah uang beredar yang dimoderasi oleh Cashless Payment (transaksi  non tunai). Metode Penelitian ini menggunakan penelitian kuantitatif dengan menggunakan data sekunder yang diperoleh dari website resmi Bank Indonesia dan Badan Pusat Statistik (BPS). Sampel yang digunakan adalah metode sampling jenuh. Sampel yang terpilih berjumlah 60 sampel yang diperoleh dari data time series selama periode Januari 2015- Desember 2019. Metode analisis data yang digunakan adalah metode analisis regresi berganda dan uji Moderated Regression Analysis. Hasil penelitian ini menunjukkan bahwa Inflasi berpengaruh positif dan tidak signifikan terhadap jumlah uang beredar. Suku bunga BI Rate memiliki pengaruh negatif dan signifikan terhadap jumlah uang beredar. Sedangkan Cashless Payment (Transaksi non tunai) tidak mampu memoderasi ataupum memperlemah hubungan inflasi maupum suku bunga BI Rate terhadap jumlah uang beredar.
Dampak Covid-19 terhadap Tingkat Inflasi (Kelompok Pengeluaran Makanan, Minuman, Tembakau dan Kesehatan Periode 2010-2020) Rizkya Lutfi Amalin; Maya Panorama
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 1 No. 2 (2021): September
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (668.028 KB) | DOI: 10.56013/jebi.v1i2.1027

Abstract

Penelitian ini bertujuan untuk mengetahui dampak pandemic covid-19 terhadap tingkat inflasi pada kelompok pengeluaran makanan, minuman, tembakau dan kesehatan 2010 2020.Melihat dampak pandemic covid-19 tidak hanya mengganggu kondisi kesehatan manusia namun juga mengganggu kesehatan ekonomi dunia.Tingginya tingkat pengangguran sebagai dampak dari pemutusan hubungan kerja, pembatasan ruang gerak yang menyebabkan tersendatnya roda perekonomian, turunnya pendapatan masyarakat, permintaan yang tidak stabil, hingga tingginya bahan pangan.Kondisi ini menyebabkan tingginya tingkat inflasi dan terjadinya instabilitas ekonomi dalam kurun waktu yang tidak dapat dipastikan.Penelitian ini termasuk jenis penelitian kualitatif dengan pendekatan deskriptif. Dampak covid-19 menunjukkan tingkat inflasi pada 2020 sebesar 1,68%. Penurunan inflasi pada 2020 masih termasuk kategori jenis inflasi ringan (inflasi dibawah 10% per tahun), yaitu inflasi yang masih belum begitu mengganggu keadaan ekonomi.
PENGARUH SELF OF EFFICACY, PENGALAMAN KERJA DAN KOMPETENSI KERJA KARYAWAN TERHADAP PROMOSI JABATAN PADA BSI Rindi Febriyani; Siti Halimahtusakdiah; Sandra Herliana Fadila; Maya Panorama
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 2 No. 3 (2022): Mei 2022
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the effect of each variable researched, namely the self of efficacy, work experience, and employee competence on the promotion of position. The population in this research is employees of Bank Syariah Indonesia. The type of research used in this research is quantitative research. The sample selection technique is done by random sampling with a sample of 50 people as respondents. Data collection techniques using a questionnaire and measurement using a Likert scale. Data analysis processing techniques used are multiple linear analysis and coefficient of determination analysis. The data is processed using SPSS 25. The results showed that self of efficacy, work experience, and employee competence the no significant effect on the promotion of the position of Bank Syariah Indonesia. The results of the R2 determination coefficient analysis showed that self of efficacy, work experience, and employee competence had an effect of 13.9% on the promotion of position, and the remaining 86.1% was influenced by other variables that were not studied.
Pesantren Sebagai Solusi Pemberdayaan Ekonomi Kerakyatan Arif Rahman Nurul Amin; Maya Panorama
Jurnal Syntax Transformation Vol 2 No 07 (2021): Jurnal Syntax Transformation
Publisher : CV. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jst.v2i7.321

Abstract

Islamic boarding schools are religious institutions engaged in education, as well as developing and disseminating Islamic religious knowledge and da'wah, making Islamic boarding schools have a function as a center for religious thinkers. Islamic boarding schools also have a function as an institution that prints human resources, and as an institution that has the power to empower the alumni of the pesantren family and the surrounding community. This study seeks to explore data to find the basics of phenomena, reality and experience, which aims to provide a variety of knowledge treasures on how to optimize pesantren-based economic empowerment. Economic empowerment is both a process and a goal. As a process, economic empowerment is a series of activities to strengthen the power or empowerment of weak groups (economic conditions) in society. As a goal, empowerment refers to the state or result to be achieved, and the concept of the goal of empowerment is often used as an indicator of the success of empowerment as a process. Things that support the realization of empowerment such as; the existence of religious doctrines, the role of santri in empowerment, strengthening the pesantren-based populist economy, then as a concrete and applicable step the implementation of populist economic empowerment must pay attention to 3 main things, namely production potential, distribution potential, and consumption potential. The potential contribution of pesantren to improving the people's economy cannot be denied, Islamic boarding schools with all their historical and cultural dynamics have an important role in nationality, so that with quantity and quality pesantren can contribute and play an important role in empowering the people's economy.
STRATEGI WAKAF UANG DALAM MEGEMBANGKAN PARIWISATA HALAL (STUDI KASUS KAMPUNG AL MUNAWAR SUMATERA SELATAN SEBERANG ULU II PALEMBANG) M. Fachry Zaiman; Maya Panorama
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 7 No 1 (2021): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v7i1.277

Abstract

The government's great tourism potential is the government's concern in an effort to revive the Indonesian economy, such as Halal tourism. Cash Waqf as the empowerment of assets in Islam has the potential to develop Halal Tourism. Halal Tourism in Al-Munawar Village in Palembang is one example of a halal tourism object that comes from waqf activities for the surrounding community, this study aims to determine the strategy of cash waqf in developing Halal tourism in Al-Munawar Village, Palembang. The results of the study indicate that there is a need for an appropriate strategy, cash waqf is one of the strategies offered to help develop halal tourism.
Analisis Kompetensi Agen Asuransi Kasus Bumi Putera Syariah Palembang Sahirrudin Sahirrudin; Maya Panorama; Listiawati Listiawati
JES (Jurnal Ekonomi Syariah) Vol 3, No 2 (2018): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (753.487 KB) | DOI: 10.30736/jesa.v3i2.48

Abstract

The success of a company needs employees who are competent, experienced and strong. Islamic insurance companies certainly require employees who have knowledge about insurance in accordance with Islamic sharia principles. In the case of the Islamic insurance company Bumi Putera Palembang in 2015 to 2016 there are 40 insurance policyholders who worked in a government agency to terminate the employment relationship between the insurance and policyholders. This is because there is no transparency related to monthly installment payments that should be proven by a deposit or proof of receipt of payment in full by the field agent to the policy holder. This is not in line with the principles of Islamic insurance, namely avoiding the elements of gharar, maysir and usury. Islam emphasizes aspects of justice, likes and likes and togetherness faces risks in every effort and investment pioneered. This aspect is the concept offer to replace gharar, maysir and riba that have been happening in conventional institutions. The focus of research is on the competency of agents (wakalah) in the sharia Islamic Bumi Putera insurance company in the city of Palembang. The result is obtained from the conclusions of six indicators and evidenced by the table of productive reports of agents related to product marketing that human resources in agents /wakalah Bumi Putera Syariah Life Insurance have not described competency and professionalism. This can be seen from the lack of insurance products sold, attitudes to field issues and the achievement of the target customers determined by the company. Keywords: Insurance Agent Competency, Bumi Putera Syariah
THE EFFECT OF ROAD INFRASTRUCTURE DEVELOPMENT ON THE WELFARE OF THE COMMUNITY IN KAYU ARA VILLAGE, TULUNG SELAPAN REGENCY, OKI REGENCY, SELATAN SUMATRA Sindy Astuti; Ranti Yusmania; Nesha Alifia Jauzi; Maya Panorama
Berajah Journal Vol. 2 No. 1 (2022): February
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v2i1.65

Abstract

The development of facilities and infrastructure in South Sumatra has been very good and has also been realized. however, in some villages, road infrastructure development still needs more attention, especially in Kayu Ara village, Kec. Tulung Selapan Kab. OIC South Sumatra. The existence of infrastructure is a very important thing especially regarding the construction of roads, because one of the daily needs to carry out various activities such as school, work is even very important if there is an emergency such as giving birth, shortness of breath and so on. However, until now the village has not been touched by the attention of both the OIC governor and the regional government. The data used in this training is primary data obtained from the party providing information directly and has not been processed. By researching directly in the field and asking various questions to respondents. With this research, it is hoped that the government will pay more attention and provide solutions that are right on target.
ANALISIS PEMBANGUNAN INFRASTRUKTUR TERHADAP PEMBANGUNAN EKONOMI MASYARAKAT PESISIR SUMATERA UTARA Anggreini Dwi Agvita Berutu; Riska Oktaini; Silvia Sugengni; Maya Panorama
Berajah Journal Vol. 2 No. 1 (2022): February
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v2i1.68

Abstract

Kesenjangan infrastruktur antar daerah merupakan salah satu faktor yang menyebabkan disparitas ekonomi antar daerah. penelitian ini bertujuan untuk mengkaji Pembangunan Infrastruktur Terhadap Pembangunan Ekonomi Masyarakat Pesisir Sumatera Utara. Kajian ini memanfaakan pendekatan penelitian kualitatif deskriptif. Pengumpulan data dilakukan melalui studi literature. Hasil kajian menunjukkan bahwa di Sumatera Utara, banyak infrastruktur yang telah dibangun oleh pemerintah yang pada gilirannya telah membawa banyak manfaat yaitu meningkatnya produktivitas dan daya saing dalam bidang ketahanan pangan nasional dan pariwisata. Tentunya infrastruktur yang memadai di wilayah pesisir juga berdampak pada produktivitas ekonomi masyarakat sekitar yang juga mengalami peningkatan.
Co-Authors Adam Damba Yuda Addinul Ikhsan Ahmad Al-Badawi Aida Nur Rezky Damanik Ali Maftuhin Alpisarrin Alpisarrin Amrina Rosada Andini Herawaty Anggie Angraini Anggreini Dwi Agvita Berutu Anjas Sutiawan Anjeli Apriani Aprika Wanti Pratama Aprilia Aprilia Ardani Ardani Arif Rahman Nurul Amin Asri Dinanti Badaruddin, KMS Bahariya Natalia Baldad Muhammad Syarifati Bettri Mistari Ceriah Rukmana Chairunnisa Oktaviani Chandra Zaki Maulana Choirun Niswah Cindi Pramita Cindy Rahmawati Dedi Saputra Della Fitriani Desi Handayani Dhiyaah Karina Dian Anggraini Dian Pitaloka Dina Qonita A.R Dinda Cici Aulia Diva Anggraini Elvira Rosiana Esti Hajiah Fadilah Aslamiah Fadillatul Haira Fajri Hidayat Farras Nabila Febriani Ami Susanti Hafish Syabandi Hanna Nabilah Husnul Islami Fatoriq Iffatur Rohmah Iko Aji Putranto Ina Sintia Indri Priscilia Istiani Khasanatun Juwita Anggraini Juwita Anggraini Juwita Anggraini Syahri Kms. Rahmat Abdul Ghofur Lemiyana Listiawati Listiawati Lya Reinita M Dias Akhira Ramadan M. Fachry Zaiman M. Fazal Rizvi M. Rafi Alfatiha Malikal Mulki Octadyla Mega Cloudia Muhammad Abdul Rohman Muhammad Adzmy Nur Yansyah Muhammad Luqman Hakim Muhammad Ongky Wijaya Muhammad Rusdi Musafa atin Atin Nabila Amyrtha Putri Nafisatul Aulia Nesha Alifia Jauzi Nidya Lestari Nikmah Toyiba Novera Wandira Nurma Yunita Pebri Supagantara Petrawangsyah Petrawangsyah Pria Mitra Qasiratut Tharfi Rahmat Imanto Randi Randi Ranti Yusmania Regi Yasika Resi Milenia Rezki Mardiatillah Rika Lidyah Rindah Mustika Rindi Febriyani Rinol Sumantri Rinol Sumantri Riska Nuari Riska Oktaini Riski Amelia Risma Eryani Rizki Anantha Emdardi Rizkya Lutfi Amalin Rosyidi Andrian Kasfari Safira Anggraini Safitri, Nurfala Sahirrudin Sahirrudin Salsabila Tiraliana Samsul Bahrri Sandra Herliana Fadila Sayyid Muhammad Abdurrahman Sella Herlinia Shinta Ainur Rahmadani Silvia Sugengni Sindy Astuti Sisil Lindia Putri Siti Alfiyatus Sa’diyah Siti Halimahtusakdiah Siti Salsabila Tariza Putri Ramayanti Thoriq Habsyi Tiara Anisaa Titin Hartini Vije Saputra Widya Endang Lestari Yesi Triani