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Syairah Nasution
Jurusan Perbakan Syariah Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara

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Analisis Perbankan Syariah Di Jordan Angger Gumilang; Fathiya Syahidah Nasution; Syairah Nasution; Khaidar Rahmaini Jamila
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 2 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

The development of the Islamic banking industry in Jordan has shown steady growth since its inception in 1978, supported by comprehensive regulations and the experienced pioneering financial institutions such as Jordan Islamic Bank. The Islamic banking system in the country offers an alternative financing option rooted in principles of justice, transparency, and prohibition of riba, gharar, and maisir. Although facing challenges such as dominance of conventional banks and low financial literacy among the public, the industry possesses significant opportunities through the development of sukuk instruments, Islamic microfinance, and other innovative Sharia-compliant financial products. Government support, a robust legal framework, and the utilization of digital technology are key factors driving sustainable growth and strengthening the position of the Islamic banking sector in the Middle East region and globally. This study provides an analysis of the industry’s development, regulation, products, as well as the challenges and opportunities faced by the Islamic banking sector in Jordan.
Penerapan Good Corporate Governance Endang Suriyani Munthe; Putri Ramadani; Salwa Latipah; Syairah Nasution; Ahmad Wahyudi zein
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 2 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

The implementation of Good Corporate Governance (GCG) is a fundamental aspect in achieving sustainability and improving company performance amidst the increasingly complex dynamics of the business environment. GCG functions as a set of systems, principles, and mechanisms that regulate and control relationships between stakeholders to create healthy, transparent, and responsible company management. The main principles of GCG, namely transparency, accountability, responsibility, independence, and fairness, are an important foundation in ensuring that every company activity is carried out in accordance with regulations, business ethics, and the interests of all stakeholders. This study aims to assess the effectiveness of the implementation of Good Corporate Governance in supporting company performance and reputation. The research method used is a qualitative approach with a case study design, which allows researchers to gain an in-depth understanding of GCG practices in the real context of the organization. Data were collected through document analysis, observation, and interviews with relevant parties. The results of the study indicate that good GCG implementation can increase stakeholder trust, strengthen the internal control system, and minimize the potential for irregularities such as corruption, collusion, and nepotism. In addition, GCG implementation also contributes to creating more objective and long-term oriented decision-making. The Indonesian economic crisis of 1997–1998 was a crucial turning point in raising awareness of the urgency of implementing good corporate governance. The crisis exposed the weaknesses of corporate oversight and governance systems, thus recognizing GCG as a crucial strategy for building business sustainability and maintaining a company's reputation at the national and global levels.