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Angger Gumilang
Jurusan Perbakan Syariah Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Engineering

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Analisis Perbankan Syariah Di Jordan Angger Gumilang; Fathiya Syahidah Nasution; Syairah Nasution; Khaidar Rahmaini Jamila
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 2 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

The development of the Islamic banking industry in Jordan has shown steady growth since its inception in 1978, supported by comprehensive regulations and the experienced pioneering financial institutions such as Jordan Islamic Bank. The Islamic banking system in the country offers an alternative financing option rooted in principles of justice, transparency, and prohibition of riba, gharar, and maisir. Although facing challenges such as dominance of conventional banks and low financial literacy among the public, the industry possesses significant opportunities through the development of sukuk instruments, Islamic microfinance, and other innovative Sharia-compliant financial products. Government support, a robust legal framework, and the utilization of digital technology are key factors driving sustainable growth and strengthening the position of the Islamic banking sector in the Middle East region and globally. This study provides an analysis of the industry’s development, regulation, products, as well as the challenges and opportunities faced by the Islamic banking sector in Jordan.
KINERJA Kinerja Organisasi Dan Good Corporate Governance: Pendahuluan, metode, hasil, kesimpulan Angger Gumilang; Al Ramzy .; Wahyudin .; Zulfahri Salim; Ahmad Wahyudi Zein
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 2 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Performance appraisal is a systematic process carried out by organizations to assess the extent to which established goals and objectives can be achieved effectively and efficiently. Performance appraisal serves as a management evaluation tool in assessing the success of strategies, policies, and operational activities carried out. In its development, performance appraisal does not only focus on financial aspects, but also includes non-financial indicators in order to provide a more comprehensive picture of the organization's performance. The use of the Balanced Scorecard approach allows organizations to assess performance from various perspectives, namely financial, customer, internal business processes, and learning and growth. In addition, the implementation of Good Corporate Governance (GCG) plays an important role in supporting transparent and accountable performance appraisal. GCG principles can strengthen the supervisory system, increase stakeholder trust, and encourage continuous improvement in organizational performance.  
Co-Authors Ahmad Wahyudi zein Al Ramzy . Fathiya Syahidah Nasution Khaidar Rahmaini Jamila Syairah Nasution Wahyudin . Zulfahri Salim