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Transparansi dan Akuntabilitas Laporan Kegiatan Organisasi Mahasiswa: Studi Kualitatif: Transparency and Accountability of Student Organization Activity Reports: A Qualitative Study Ismi Azis; Ayudho Selviani; Mardian Suryani
Al Dzahab Vol. 6 No. 2 (2025): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v6i2.5813

Abstract

Purpose: This study aims to examine the transparency and accountability of activity reports (LPJ) prepared by student organizations (ORMAWA) at the Nahdlatul Ulama College of Islamic Economics (STIESNU) Bengkulu. Design/Methodology/Approach: This research employs a qualitative approach, with data collected through direct observation, in-depth interviews, and document analysis. Findings: Most student organizations prepare accountability reports as a formal form of responsibility; however, weaknesses were found in the transparency of financial information and accountability for the use of activity funds. Research Implications: To ensure that all student organization activities are conducted more fairly and transparently, the campus should provide regular training and intensive guidance for student organizations at STIESNU Bengkulu.
Implementasi Strategi Pemasaran Digital dalam Meningkatkan Daya Saing Perbankan Syariah di Era Transformasi Digital: Studi Kasus pada Bank Muamalat Indonesia Tbk Cabang Bengkulu Soleha Soleha; Tomas Windira; Mardian Suryani
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.12530

Abstract

This study aims to examine the digital marketing strategy of Bank Muamalat Bengkulu Branch in facing banking competition in the digital era and to identify supporting and inhibiting factors. The study employed a descriptive qualitative approach. Data were collected through observation, interviews, and documentation. The informants consisted of personnel involved in digital marketing and customer services and three active Bank Muamalat customers. The interviews were conducted on 9 July 2026. The strategy was analyzed using the 4P marketing mix: product, price, place, and promotion. The findings indicate that Bank Muamalat Bengkulu Branch introduces its products through Muamalat DIN, the official website, social media, digital advertising, and cooperation with various parties. In terms of price, information on administrative fees and profit-sharing arrangements is communicated through digital media, customer service, and educational activities. In terms of place, digital services enable customers to access information and conduct transactions without visiting the branch. Promotion uses Instagram, WhatsApp, TikTok, YouTube, webinars, educational content, customer testimonials, and digital advertising. Supporting factors mentioned by informants include technological development, increasing internet and smartphone use, social media, wider internet access, and Muamalat DIN. Inhibiting factors include limited public understanding of Islamic banking, some customers' unfamiliarity with digital services, competition with other banks, and network and technical problems reported by customers. Qualitatively, the interviewed customers expressed positive views regarding the convenience of digital services, while also identifying the need for feature development and technical improvements.
The Integration of Maqashid Sharia and Sustainable Development Goals (SDGs) in the Development of Sustainable Islamic Economics Agnes Yolanda; Orin Oktasari; Mardian Suryani; Orisa Capriyanti
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 3 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i3.2558

Abstract

Background: The growing emphasis on sustainable development highlights the importance of integrating Islamic economic principles with the Sustainable Development Goals (SDGs). Maqashid al-Shariah provides an ethical foundation for promoting social justice, economic inclusion, and environmental sustainability. Research Gap: Previous studies have primarily examined the conceptual compatibility between Maqashid al-Shariah and SDGs, while comprehensive operational frameworks connecting Islamic economic instruments with measurable sustainability indicators remain underdeveloped. Novelty: This study proposes an Integrated Maqashid–SDG Framework that systematically connects Islamic ethical objectives, economic instruments, and sustainability outcomes, emphasizing context-sensitive implementation and institutional accountability. Methods: This study employed a qualitative approach through a systematic literature review and conceptual framework analysis. Academic publications from 2021–2026, institutional reports, and relevant policy documents were examined using thematic content analysis to identify conceptual relationships, implementation challenges, and integration mechanisms. Results: The findings demonstrate substantial alignment between Maqashid al-Shariah dimensions and multiple SDGs, particularly poverty reduction, education, economic inclusion, and environmental protection. Islamic economic instruments, including zakat, waqf, Islamic banking, microfinance, and green sukuk, offer potential mechanisms for achieving sustainability objectives. However, institutional fragmentation, inadequate measurement standards, and limited policy coordination hinder effective implementation. The proposed framework integrates normative principles, operational instruments, and measurable development outcomes while emphasizing governance and stakeholder collaboration. Conclusion: Integrating Maqashid al-Shariah with SDGs offers a comprehensive foundation for sustainable Islamic economic development. The proposed framework provides practical guidance for policymakers and Islamic financial institutions to strengthen ethical governance, improve sustainability assessment, and promote inclusive, equitable, and environmentally responsible development.