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All Journal Jurnal Riset Inspirasi Manajemen dan Kewirausahaan
Normalina Normalina
Institut Bisnis dan Teknologi Kalimantan
Decision Sciences, Operations Research & Management

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Persepsi Mahasiswa Penerima Kip Kuliah Terhadap Literasi Keuangan dan Pengaruhnya Pada Kesejahteraan Finansial di Institut Bisnis Dan Teknologi Kalimantan Normalina Normalina; Ari Irawan
Jurnal Riset Inspirasi Manajemen dan Kewirausahaan Vol. 9 No. 2 (2025): Jurnal Riset Inspirasi Manajemen dan Kewirausahaan
Publisher : Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35130/3pqabq60

Abstract

This study aims to analyze the perception of Kartu Indonesia Pintar (KIP) Kuliah scholarship recipients on financial literacy and its impact on their financial well-being. A descriptive qualitative approach was applied through in-depth interviews with students at the Institut Bisnis dan Teknologi Kalimantan. The findings indicate that financial literacy plays a vital role in students' personal financial management. Students with higher financial literacy levels tend to manage their educational aid more wisely and demonstrate stronger financial planning skills. The study also identifies key challenges, such as the lack of formal financial education and the influence of a consumptive lifestyle. These findings highlight the importance of integrating financial literacy into higher education to enhance students’ financial well-being
Co-Authors Ari Irawan