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THE INFLUENCE OF FINANCIAL LITERACY, HEDONISME LIFESTYLE, AND FINANCIAL SELF EFFICACY ON FINANCIAL BEHAVIOR Suryanti; Fityan Izza Noor Abidin
International Journal of Business, Law and Political Science Vol. 2 No. 12 (2025): International Journal of Business, Law and Political Science
Publisher : PT. Antis International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijblps.v2i12.369

Abstract

Objective: This research was carried out with the aim of finding out the influence of financial literacy on financial behavior, to find out the influence of a hedonistic lifestyle on financial behavior, and to find out the influence of financial self-efficacy on financial behavior. Method: This research method uses quantitative, data collection is carried out by distributing questionnaires via Google Form, and the sampling technique used is purposive sampling. Result: The results of this research show that there is a significant influence between Financial Literacy and Financial Behavior, there is a significant influence between the Hedonistic Lifestyle and Financial Behavior, and there is a significant influence between Financial Self-Efficacy and Financial Behavior. Novelty: This study highlights the combined impact of financial literacy, hedonistic lifestyle, and financial self-efficacy on financial behavior.