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All Journal BALANCE Jurnal Akuntansi dan Bisnis JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE)
Hasanah, Fadhilatul
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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PENGARUH TINGKAT RELIGIUSITAS, PENGETAHUAN, KUALITAS PRODUK DAN KUALITAS PELAYANAN TERHADAP PREFERENSI MENABUNG MAHASISWA UNIVERSITAS MUHAMMADIYAH PALEMBANG PADA BANK SYARIAH Hasanah, Fadhilatul
Balance : Jurnal Akuntansi dan Bisnis Vol 4, No 1 (2019): Balance : Jurnal Akuntansi dan Bisnis
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jab.v4i1.1815

Abstract

Islamic Bank is a financial institution that functions as a fund collector and distributed it to the community, so that the activity of raising funds (saving) was the most important thing for banks and customers. Students who were a potential segmentation for saving activities (raising funds) had a variety of savings preferences. The purpose of this study was to analyze the influence of students partially and simultaneously on the level of religiosity, knowledge, product quality and service quality to saving preferences of University Muhammadiyah Palembang's students in Islamic Banks. The method of  this study was quantitative descriptive with multiple linear regression analysis techniques. The study population was University Muhammadiyah Palembang's students with 99 respondents. The results of this study showed partially the value of t count>t table (9.602>1.985) and the value of sig t <0.05 (0.000<0.05) so that the level of religiosity influenced the saving preferences of University Muhammadiyah Palembang's students in Islamic banks that were the form of religious obedience because students used Islamic banks were related to the issue of faith and confidence in the prohibition of usury for Muslims but partially there is no influence of knowledge, product quality and service quality to saving the preferences of University Muhammadiyah Palembang's  students in Islamic Banks, while simultaneously showed the value of Fcount>Ftable (24,471>2,470) and sig F value <0.05 (0,000<0,05) so that the level of religiosity, knowledge, product quality and service quality to saving the preferences of University Muhammadiyah Palembang's students in Islamic Banks.
Bagaimana Pengaruh dari Kebijakan Pemerintah Dalam Mengendalikan Impor Terhadap Penurunan Tingkat Inflasi di Indonesia Salsabila, Maysa; Hasanah, Fadhilatul; Amalia, Rika; Rahmah, Fitria
Journal of Business and Economics Research (JBE) Vol 5 No 1 (2024): February 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i1.4702

Abstract

Inflation in Indonesia tends to be stable at around 5 percent over the last 6 years from various aspects of the economy, one of which is import activities where Indonesia is a world consumer. This is due to production limitations which influence fluctuations in prices of products and services. Based on this, the aim of this research is to find out how the government's actions regarding import control policies influence the inflation rate in Indonesia. The methodology used is quantitative with associative descriptive analysis, with multiple linear regression analysis techniques (time series data), and uses secondary data in the form of import value, import weight and inflation for the 2017-2022 period. The results of this research also show that the value of imports has a significant effect on inflation in Indonesia in 2017-2022, this is because if a country carries out import activities it will have an impact on increased foreign currency exchange which can then have an impact on inflation. Meanwhile, the weight of imports does not have a significant influence on inflation in Indonesia in 2017-2022, this is because if the price of imported goods rises, the majority of people are reluctant to buy goods abroad because the costs of obtaining them are also high. Then this had an effect on reducing inflation in Indonesia. However, in this condition, these two variables simultaneously have a significant influence on inflation, because the two variables are interconnected, where the higher the import value, the closer the two indicators are. If the value of imports increases, it can have an impact on reducing the volume of goods to be imported and vice versa, which will then affect inflation.
Co-Authors Amalia, Rika Rahmah, Fitria Salsabila, Maysa