Muhsin Lambok Ilvira
Universitas Muslim Nusantara Al Washliyah

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Relevansi Teori Kriminologi Klasik dalam Mengungkap Kejahatan Modern dan Kriminologi Siber Muhsin Lambok Ilvira; Nanda Reyriski
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 8, No 3 (2026): Journal of Education, Humaniora and Social Sciences (JEHSS), Februari
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v8i3.3015

Abstract

This article or writing aims to examine the relevance of classical criminology theory in uncovering the phenomenon of modern crime, including cybercrime which is increasingly rampant. The problem is focused on How classical criminology theory can uncover the characteristics of cybercrime which is transnational, anonymous, and technology-based, and How is the relevance of classical criminology theory in explaining the motives, behavior, and dynamics of Modern Crime, Including the forms of crime that are developing in the digital era?, To approach this problem, the theoretical references from Cesare Beccaria and Jeremy Bentham are used, which emphasize that people commit crimes because they calculate profit and loss (hedonism). Data were collected through library research, by reviewing various theoretical references and relevant research results. This study concludes that classical criminology theory still has an important role in uncovering modern crime, even though the world of crime has undergone significant changes due to the development of digital technology. The basic principles of classical theory such as rationality, free will, and consideration of profit and loss remain relevant to explain the motives and behavior of modern criminals, so that the concept of deterrence is still an applicable approach and the anonymous, cross-border, and highly dependent digital characteristics of technological capabilities make classical theory need to be adapted to suit the current criminal context.
Implementation of Fintech (QRIS) as an Effort to Increase Digital Payment Transactions among MSMEs Revita Sari; Muhsin Lambok Ilvira
Golden Ratio of Data in Summary Vol. 6 No. 1 (2026): November - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v6i1.2060

Abstract

Transactions that were initially solely conducted in cash are now easier through the development of Financial Technology (Fintech), examples of which include Go-pay, OVO, Shopee pay, and the Quick Response Code Indonesian Standard (QRIS). The Quick Response Code Indonesian Standard (QRIS) can be an alternative to improve payment efficiency for MSMEs. QRIS (Quick Response Code Indonesian Standard) Merchant is a digital payment solution designed to facilitate transactions between customers and businesses. In the context of MSMEs (Micro, Small, and Medium Enterprises), QRIS Merchant plays a crucial role in supporting business growth and development. The research problem is how to implement QRIS among MSMEs around the Muhammadiyah University of North Sumatra (UMSU). Other objectives are to identify obstacles faced, understand the perceived benefits, and find solutions to problems in implementing QRIS. The optimization of QRIS use is analyzed through interviews and direct observation of merchants who have used QRIS and from the perspective of consumers who have transacted using the system.