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PENGELOLAAN KEUANGAN DESA SESUAI DENGAN PERATURAN MENTERI DALAM NEGERI REPUBLIK INDONESIA NO.113 TAHUN 2014 (DESA BLORONG KECAMATAN JUMANTONO KABUPATEN KARANGANYAR) Adelina, Nina; Triyanto, Triyanto; Nugroho, Totok Susilo Pamuji
JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA Vol 1, No 1 (2020): JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/janaka.v1i1.459

Abstract

Desa Blorong Kecamatan Jumantono terkait dengan UU No. 113 tentang keuangan desa adalah bahwa UU tersebut masih baru diterbitkan pada 2014 sehingga belum sepenuhnya dipahami oleh masyarakat desa. Kegiatan dilaknakan dengan metode presentasi dengan membagikan materi UU No.113. Selain menggunakan presentasi, kegiatan dilaksanakan dengan metode diskusi dan sharing pengalaman terkait dengan kegiatan pengelolaan keuangan di desa dan kendala kendala yang dihadapi saat ini. Khususnya untuk warga desa yang belum memahami UU No.113 tersebut, beberapa materi terkait dengan prioritas kegiatan, aturan dan larangan dalam kegiatan ini, lebih ditekankan.  Keyword: UU No.113/2014. Keuangan Desa, Desa Blorong, Kabupaten Karanganyar
Pengaruh Kecukupan Modal (CAR), Pertumbuhan Dana Pihak Ketiga (DPK), Kredit Bermasalah (NPL) terhadap Penyaluran Kredit Bank Umum Konvensional Yang Terdapat Dalam Bursa Efek Indonesia 2017–2021 Adelina, Nina; Wagiyem, Wagiyem; Puspitasari, Andri Ani Ratna
Riset Manajemen dan Akuntansi Vol 15, No 1 (2024): Volume 15 Nomor 1 Mei 2024
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/rma.v15i1.362

Abstract

Credit distribution carried out by banks is one of the state's income sectors, which in this case is used to maintain economic stability, improve the level of social welfare, help develop MSMEs through loan capital provided by banks, therefore indirectly credit distribution is carried out by banks. is an effort to increase the level of welfare of citizens, the level of demand for credit has increased from year to year on the other bank's side, also considering CAR, DPK, NPL obtained from lending, there is a fear that banks will not be able to collect funds, excessive credit distribution will result in the risk of bad credit and widening which makes the bank lose balance. The population in this study was 46 banks. With this population, banking samples were taken using a purposive sampling method so that 26 banks were obtained that met the specified criteria. The type and source of data obtained from secondary data sources, the research method used is quantitative using multiple linear regression processed with the SPSS16 program. The results of multiple linear regression analysis and hypothesis testing can be concluded that simultaneously (F test) CAR, growth in deposits, NPL have an effect on banking credit distribution, while the results of partial analysis (T test) CAR, growth in deposits have no significant effect on credit distribution due to funds collected by the bank exceeds the reference provided by the IDX so that the bank has funds that are not distributed. It can be said that the amount of CAR, DPK has no influence on credit distribution, while for NPL it has a significant negative effect, which means that if credit distribution increases, the bank will experience an increase. NPL or bad credit, this problem causes banks to limit the distribution of credit funds in order to reduce the level of losses throughout the bank.
PENGARUH BAURAN PEMASARAN TERHADAP KEPUTUSAN PEMBELIAN PERUMAHAN GRIYA ARDHYA GARINI MADIUN Wagiyem, Wagiyem; Triyanto, Triyanto; Adelina, Nina; Kusmiati, Dewi
Riset Manajemen dan Akuntansi Vol 14, No 2 (2023): Volume 14 Nomor 2 November 2023
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/rma.v14i2.346

Abstract

Many corporate institutions or housing providers use the concept of the marketing mix as a strategy to attract potential customers to improve consumer purchasing decisions, especially housing. This study aims to determine the effect of marketing mix product, price, location and promotion on purchasing decisions of Griya Ardhya Garini Madiun Housing. This research is a descriptive research with a quantitative approach. The population of all consumers of Griya Ardhya Garini Madiun housing as many as 313 people was taken by Simple Random Sampling using slovin obtained a sample of 76 people. The research instrument was a questionnaire with a Likert scale. The data analysis technique used multiple linear regression analysis. The results showed that the product marketing mix, price, location and promotion had a significant effect on purchasing decisions. Price marketing mix has the most dominant influence on housing purchase decisions. Based on the analysis of the coefficient of determination result obtained that the adjusted r square value of 0,634 means that variations in housing purchasing decisions can be influenced by the product marketing mix, price, location and promotion variables of 63,4%.